Switching Credit Cards from the same bank

[lybbtthl]

Just wandering, in general, are you able to switch a credit card for a different one from the same bank without applying for the one you want to switch to and having your score pulled?

[aitchly]

Generally yes, but it depends on the switch.  For instance Amex will let you switch between non-branded card, but not into a hotel card.  Each bank has it's own policy and sign up bonus points are trickier to nab. 

Which card do you have and what do you want to switch to?

[lybbtthl]

AMEX blue and want to switch to SPG, but based on what you said that won't work; unless you have some sort of way around?

[AsherO]

AMEX blue and want to switch to SPG, but based on what you said that won't work; unless you have some sort of way around?

Call Amex and ask, their policy has changed on this several times AFAICR, but don't expect a signup bonus.

[lybbtthl]

do you have any idea how long the process would take if they allow it?

will i be left at all with no working card? or will the old one cancel once i activate the new one?

[aitchly]

AMEX blue and want to switch to SPG, but based on what you said that won't work; unless you have some sort of way around?

I had a generic AMEX and wanted to switch to SPG and was told that the "hotel cards have a different approval procedure" so they could not do it.

If they let you, and give you trouble with the bonus, wait for the card and send an SM asking for it.

[azhoopsfan]

Although it's not a problem to switch from a branded card to a non-branded card.  I switched wife's SPG to a Blue and it was instant --- same account number too. 

[lybbtthl]

also, if i switch to a card with the same benefits (e.g. extended warranty) do i lose the warranty on items i already bought?

[ahecht37]

i have a chase student card (got it a few yrs ago) and want to switch it to the southwest one, do you think i can do that without getting a credit pull, and also getting the signup bonus?

[Dan]

i have a chase student card (got it a few yrs ago) and want to switch it to the southwest one, do you think i can do that without getting a credit pull, and also getting the signup bonus?

No.