Bad for DDF, good for klal yisrael as a whole.
Bad for conservatism, good for nanny state.
Why is this better for klal yisrael as a whole? Klal yisrael as a whole makes a significant amount of money from credit cards, and the jewish stores all charge more because of credit cards so they’re not losing money on it compared to the upcharge they already have in place. Most people rely on points for significant chunks of their budget, be it travel, cash back for food, rent, etc, it would definitely not be good for klal yisrael as a whole.