Author Topic: can I close a CHASE CC via SM?  (Read 4450 times)

Offline jblacker

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can I close a CHASE CC via SM?
« on: July 08, 2012, 05:46:41 PM »
can I close a CHASE CC via SM?

Offline sky121

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Re: Re: can I close a CHASE CC via SM?
« Reply #1 on: July 08, 2012, 05:47:11 PM »
can I close a CHASE CC via SM?

Yes.
You can even transfer the credit and then have it closed all through SM.
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Offline yoss6400

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Re: can I close a CHASE CC via SM?
« Reply #2 on: July 08, 2012, 11:02:13 PM »
if i close my united card will i loose my miles?
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Offline Lamdan

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Re: can I close a CHASE CC via SM?
« Reply #3 on: July 08, 2012, 11:02:59 PM »
if i close my united card will i loose my miles?
no
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Offline TC610

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Re: can I close a CHASE CC via SM?
« Reply #4 on: July 08, 2012, 11:38:34 PM »
if i close my united card will i loose my miles?

You may lose any miles during you current billing period that haven't yet posted to UA.
Once they post to your UA account, those miles should be safe.

Offline rufieg3

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Re: Re: can I close a CHASE CC via SM?
« Reply #5 on: July 09, 2012, 12:08:54 AM »
Yes.
You can even transfer the credit and then have it closed all through SM.

how do i go about that? do i send a sm with a specific card that i want the credit line moved to?

Offline Fan of Dan

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Re: Re: can I close a CHASE CC via SM?
« Reply #6 on: July 09, 2012, 12:11:34 AM »
how do i go about that? do i send a sm with a specific card that i want the credit line moved to?
yes just write all the info clearly and you will not have a problem.

Offline rufieg3

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Re: can I close a CHASE CC via SM?
« Reply #7 on: July 09, 2012, 12:13:10 AM »
does my balance need to be $0 on the card that i am closing?

Offline Fan of Dan

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Re: can I close a CHASE CC via SM?
« Reply #8 on: July 09, 2012, 12:13:51 AM »
does my balance need to be $0 on the card that i am closing?
yes

Offline Fan of Dan

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Re: can I close a CHASE CC via SM?
« Reply #9 on: July 09, 2012, 12:14:15 AM »
You may lose any miles during you current billing period that haven't yet posted to UA.
Once they post to your UA account, those miles should be safe.

Are you sure you need it to actually post to UA? I would think (not sure though) that once the statment closes Chase sends the miles over to United and then you will get the miles, as any time difference is just while United updates their system.

Offline YankyDoodle

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Re: can I close a CHASE CC via SM?
« Reply #10 on: July 09, 2012, 12:15:30 AM »
yes

I don't think you are correct, I know this was discussed previously and I am pretty sure that the conclusion was you can close a card with a balance due still on it

Offline smurf

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Re: can I close a CHASE CC via SM?
« Reply #11 on: July 09, 2012, 12:25:20 AM »
You can probably close a card that still has a balance, but ime you can't transfer all the credit from the card if it still has a balance

Offline rufieg3

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Re: can I close a CHASE CC via SM?
« Reply #12 on: July 09, 2012, 12:29:15 AM »
You can probably close a card that still has a balance, but ime you can't transfer all the credit from the card if it still has a balance

that makes sense..thx

Offline Fan of Dan

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Re: can I close a CHASE CC via SM?
« Reply #13 on: July 09, 2012, 12:29:24 AM »
I don't think you are correct, I know this was discussed previously and I am pretty sure that the conclusion was you can close a card with a balance due still on it
I just tried to last week and was told that I can't. Maybe it's a YMMV.

Offline YankyDoodle

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Re: can I close a CHASE CC via SM?
« Reply #14 on: July 09, 2012, 12:36:02 AM »
I just tried to last week and was told that I can't. Maybe it's a YMMV.

Hmm, interesting. I guess so

Offline Red

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Re: can I close a CHASE CC via SM?
« Reply #15 on: July 09, 2012, 03:34:08 AM »
I just tried to last week and was told that I can't. Maybe it's a YMMV.

And I closed one last week with a balance on it.

Online skyguy918

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Re: can I close a CHASE CC via SM?
« Reply #16 on: July 09, 2012, 09:59:00 AM »
What about downgrading a card through SM? Does Chase even do downgrading at all, the way Amex does?

Offline sky121

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Re: can I close a CHASE CC via SM?
« Reply #17 on: July 09, 2012, 10:01:33 AM »
What about downgrading a card through SM? Does Chase even do downgrading at all, the way Amex does?

Yeah they do. And I'm not sure about doing it through SM.
For Ex though you can downgrade the Sapphire Preferred to a regular Sapphire.
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Re: can I close a CHASE CC via SM?
« Reply #18 on: July 09, 2012, 01:15:06 PM »
if i close my united card will i loose my miles?

You may be subject to clawback if you close within 6 months of card opening.
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Offline Red

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Re: can I close a CHASE CC via SM?
« Reply #19 on: July 09, 2012, 01:18:36 PM »
You may be subject to clawback if you close within 6 months of card opening.

Has that ever happened to anyone?