Misc Credit Card Questions

[mmgfarb]

I have the CC for more than 2 years. wanted to know if there's a way do to it without closing this card and applying again.

Downgrade this one to a freedom and then apply for a new one.

[a good yeshiva bachur]

is the 4 digits on front of amex cards a mechayev or can i make them up?

[davidrotts63]

is the 4 digits on front of amex cards a mechayev or can i make them up?

It's a regular security code, if the merchant actually needs them, you need the right ones

[a good yeshiva bachur]

It's a regular security code, if the merchant actually needs them, you need the right ones

i just made it up and checked on amex website and it shows the pending charge for that amount...
hope it goes through....

[davidrotts63]

i just made it up and checked on amex website and it shows the pending charge for that amount...
hope it goes through....

Some retailers don't need it really, IINM they process payments differently.

[as2]

Some retailers don't need it really, IINM they process payments differently.

I know this for a fact. Some only need card # and exp.

[davidrotts63]

Some retailers don't need it really, IINM they process payments differently.

I know this for a fact. Some only need card # and exp.

Weird that those retailers still ask for it, yet it goes through with a false one.

[PillanSmye]

Weird that those retailers still ask for it, yet it goes through with a false one.

They are just using a template

[PillanSmye]

i just made it up and checked on amex website and it shows the pending charge for that amount...
hope it goes through....

You hope?  If you wanted it to go through, you should have used the real one.

Of course now it could get flagged as fraud and AMEX will lock your accounts.  And then you can call in and get eyes on your account activity.

[ludmila]

You hope?  If you wanted it to go through, you should have used the real one.

Of course now it could get flagged as fraud and AMEX will lock your accounts.  And then you can call in and get eyes on your account activity.

+1 also if i enter a wrong number for an online payment by mistake , my payment gets rejected.

[thepslayer]

Generally, a cvv code is for security to prevent fraud (they want to make sure you really have the card) if u use the wrong cab code, sometimes (depending on who the purchase is from and for how much) it'll go thru anyways.. just watch ur acct and make sure everything stays in the clear

[thepslayer]

Generally, a cvv code is for security to prevent fraud (they want to make sure you really have the card) if u use the wrong cab code, sometimes (depending on who the purchase is from and for how much) it'll go thru anyways.. just watch ur acct and make sure everything stays in the clear

Cvv*

[a good yeshiva bachur]

You hope?  If you wanted it to go through, you should have used the real one.

I couldn’t find my card

+1 also if i enter a wrong number for an online payment by mistake , my payment gets rejected.

who said anything about making a payment,
And besides, where do you enter card information when making an online payment??

[a good yeshiva bachur]

For all those who care my order was cancelled

[thepslayer]

For all those who care my order was cancelled

Bestbuy? Or a site that normally does not cancel orders?

[a good yeshiva bachur]

Bestbuy? Or a site that normally does not cancel orders?

😂
Best Buy

[thepslayer]

Best Buy

Lol so good chance it had nothing to do with the security code

[yosef789]

Will my credit score increase if I restart to use my first or earlier card that I rarely or ever used?

[a good yeshiva bachur]

Does CITI bank have any other business credit cards besides for cosco and AAdvantage?

[brumms56]

My last credit card statement printed with a $1 balance, but the automatic payment did not go through. Is there a minimum balance that needs to be on the credit card in order for the automatic payment to process?


Also, is a $1 a month enough to show activity on a credit card for an account that I don't use?