Topic Wiki

    This Wiki is a work in progress, please contribute if you can.
    This card is closed to new applicants.

Card benefits/fees:

  • Earn $650 Credit towards the purchase of any NEW AT&T phone after $2k in purchases. the phone counts towards the limit.
  • Earn 3X ThankYouŽ Points for every $1 you spend on purchases made online at retail and travel websites, and purchases made at AT&T. No cap.
  • 10,000 Bonus Anniversary ThankYou Points after 10k spend.
  • $95 Annual fee not waived. (reports of a prorated refund for closing though).

Getting the Free Phone:

If someone on DDF goes through the process now, please report on what parts of this Wiki are still accurate. Thanks!


Everything Below this line is outdated info!
As of a Jan 2016, At&t has changed the way that you get the phone.

The online system is broken for now, so you need to go to a At&T store, buy a phone outright with the card, and send them a picture of the receipt.
You will still need to sign up for the $45 prepaid plan, but no credit check is required.

They do not even ask to see your SS#

This should be much better if you want to use the phone on another network or sell it (or possibly just return it).

The report I got said that there is no requirement to have 15 days of service, but I wouldn't rely on the rep that said that until I confirm it is true.

If you plan on using the phone, before turning on the phone for the 1st time, request that AT&T unlock the phone at  www.att.com/deviceunlock/ (for Customer Type select 'Non-AT&T Mobility customer'). If you activate the phone before requesting the unlock, your account will have to stay active for 60 days before AT&T will unlock the phone (there are reports of the phones being unlocked after closing the account, regardless of service time)


The old way it used to work, (and how it probably works now as well).

If you are on AT&T Postpaid plan:
  • You'll be able to login to your At&t Account with the link Citi sends you, and purchase any No-contract phone. Pay with this card.
  • Activate it on your plan, and use it on At&t for at least 15 days.
  • Citi will reimburse you 1-2 statements later for for up to $650 of the phone cost, you pay all taxes.

If you are not a AT&T customer:
  • You will need to pay for the 1st month service (min ~$50)
  • You will get a 2nd Hard Pull from AT&T to open a postpaid account.
  • Plenti: Before opening the Att line, make a account with plenti, and link to your AT&T account here. You should get 2,500 plenti points for opening a new Att Line (current deal until 11/26/2015), plus 400 points for using paperless billing, which you can redeem for $29 (I think this is how it works, someone who has dome this please confirm and delete this comment)


AT&T Business customers see here.[/list]
« Last edited by m.m. on September 01, 2016, 03:16:19 PM »

Author Topic: Citi AT&T Access More Mastercard (Free iPhone 6 after $2k spend)  (Read 77874 times)

Offline BarryLincoln

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Citi, AT&T to Co-Brand New Card

Earn $650 Credit towards the purchase of an iPhone (or any other AT&T phone) after $2k in purchases

http://www.wsj.com/articles/citi-at-t-to-co-brand-new-card-1429754402

More details from TPG: http://thepointsguy.com/2015/04/earn-a-new-smartphone-with-the-att-access-more-card/

Dan - do you have a link?

Offline dovy2

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Re: Citi AT&T Access More Mastercard (Free iPhone 6 after $2k spend)
« Reply #1 on: April 23, 2015, 07:54:30 PM »
has 3 points per dollar at retail stores - does that include amazon? if yes, I think this might be a great card.

Offline Dan

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Re: Citi AT&T Access More Mastercard (Free iPhone 6 after $2k spend)
« Reply #2 on: April 23, 2015, 08:23:04 PM »
Citi, AT&T to Co-Brand New Card

Earn $650 Credit towards the purchase of an iPhone (or any other AT&T phone) after $2k in purchases

http://www.wsj.com/articles/citi-at-t-to-co-brand-new-card-1429754402

More details from TPG: http://thepointsguy.com/2015/04/earn-a-new-smartphone-with-the-att-access-more-card/

Dan - do you have a link?

http://www.dansdeals.com/creditcards-com

has 3 points per dollar at retail stores - does that include amazon? if yes, I think this might be a great card.
Don't have Ink?
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline dovy2

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Re: Citi AT&T Access More Mastercard (Free iPhone 6 after $2k spend)
« Reply #3 on: April 23, 2015, 08:41:57 PM »
Don't have Ink?

1. There's no cap on this card
2. buying GC's in office stores is a hassle
3. buying from amazon with gc doesn't give you any of the cc buyer benefits (I know amazon has great CS, but sometimes making a dispute on a cc is much easier)

Offline Yaalili

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Re: Citi AT&T Access More Mastercard (Free iPhone 6 after $2k spend)
« Reply #4 on: April 28, 2015, 12:06:00 AM »
Anyone know minimum credit line for these cards? I would like to apply for one, but feel that I have quite a bit of extended credit from Citi.

Offline peace123

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Re: Citi AT&T Access More Mastercard (Free iPhone 6 after $2k spend)
« Reply #5 on: April 28, 2015, 02:13:42 PM »
10bm & 10 IPhones?

Offline 12HRS

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Re: Citi AT&T Access More Mastercard (Free iPhone 6 after $2k spend)
« Reply #6 on: April 28, 2015, 02:22:19 PM »
10bm & 10 IPhones?

won't work with citi

Offline JayR

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Re: Citi AT&T Access More Mastercard (Free iPhone 6 after $2k spend)
« Reply #7 on: April 28, 2015, 02:43:53 PM »
won't work with citi
Limit on signing up cards per day/month?
You can modify your original post. The modify button is right next to the quote button.

Offline nobiggy

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Re: Citi AT&T Access More Mastercard (Free iPhone 6 after $2k spend)
« Reply #8 on: April 28, 2015, 02:47:30 PM »
Don't have Ink?
what will an Ink help?

Offline Ephcc90

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Re: Citi AT&T Access More Mastercard (Free iPhone 6 after $2k spend)
« Reply #9 on: April 28, 2015, 03:06:36 PM »
Any reports of a 2bm with this card?

Offline Marco Polo

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Re: Citi AT&T Access More Mastercard (Free iPhone 6 after $2k spend)
« Reply #10 on: April 28, 2015, 03:07:39 PM »
Any reports of a 2bm with this card?
Citi does not allow MBM's.
Quaerite et Invenietis.

Offline peace123

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Re: Citi AT&T Access More Mastercard (Free iPhone 6 after $2k spend)
« Reply #11 on: April 28, 2015, 03:11:55 PM »
this will result in 2 hard pulls,
one by Citi for the card
2nd by AT&T.
Reat at&t terms.

Offline Ephcc90

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Re: Citi AT&T Access More Mastercard (Free iPhone 6 after $2k spend)
« Reply #12 on: April 28, 2015, 03:33:01 PM »

Citi does not allow MBM's.
Aren't their reports of a 2bm with a citi hilton and an aa card? I was wondering if this card was the same?

Offline Marco Polo

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Re: Citi AT&T Access More Mastercard (Free iPhone 6 after $2k spend)
« Reply #13 on: April 28, 2015, 03:33:25 PM »
Aren't their reports of a 2bm with a citi hilton and an aa card? I was wondering if this card was the same?
Business and personal mix.
Quaerite et Invenietis.

Offline tjak

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Re: Citi AT&T Access More Mastercard (Free iPhone 6 after $2k spend)
« Reply #14 on: April 28, 2015, 03:58:54 PM »

this will result in 2 hard pulls,
one by Citi for the card
2nd by AT&T.
Reat at&t terms.
Do you mean for opening a new cell plan? Do I have to open a new plan if I'm already an AT&T customer?

Offline yudel

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Re: Citi AT&T Access More Mastercard (Free iPhone 6 after $2k spend)
« Reply #15 on: May 04, 2015, 10:16:46 AM »
Any data points on this yet?
thinking of going for it since I need a new phone and the AA biz 50k apps seem to be gone for now

Offline Yaalili

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Re: Citi AT&T Access More Mastercard (Free iPhone 6 after $2k spend)
« Reply #16 on: May 04, 2015, 01:24:35 PM »
Any data points on this yet?
thinking of going for it since I need a new phone and the AA biz 50k apps seem to be gone for now

Following.. Though I saw on one of the blogs from BA how they say the signup bonus is not really that huge after all. You will still have to pay the first year fee, plus a month of service from at&t at minimum $50, plus tax or more memory for phone, plus an additional hard pull etc..

Offline bermo

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Re: Citi AT&T Access More Mastercard (Free iPhone 6 after $2k spend)
« Reply #17 on: May 04, 2015, 01:44:42 PM »
Following.. Though I saw on one of the blogs from BA how they say the signup bonus is not really that huge after all. You will still have to pay the first year fee, plus a month of service from at&t at minimum $50, plus tax or more memory for phone, plus an additional hard pull etc..
What about those that already have a AT&T plan?

Offline tjak

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Re: Citi AT&T Access More Mastercard (Free iPhone 6 after $2k spend)
« Reply #18 on: May 04, 2015, 02:03:20 PM »

What about those that already have a AT&T plan?
For them it's a pretty good deal if they need a new phone and don't have an upgrade. They can get an iPhone 6 16gb for $95. 

Offline yudel

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Re: Citi AT&T Access More Mastercard (Free iPhone 6 after $2k spend)
« Reply #19 on: May 04, 2015, 02:30:15 PM »
so, would you say i'm better off getting a 50,000 TYP offer and using it for $500 apple gift card?