Not yet...not really sure what I should upgrade so I'm just sitting on the fence.
Ok, let's run through the options:
1) Windows 7: If you want a better option, pirate it.
MS has too much $$$ anyway.
2) HP Total care is your call - $249 for 4 years is steep, considering this thing will probably be worth $249 in 3 years
3) Processor is the best offered, a downgrade isn't recommended.
4) RAM: You're going to appreciate this RAM when you have a gazillion tabs open in Chrome/FF while running all your other stuff.
5) HDD: Don't bother with the RAID performance options, RAID security is your call, at $120 for another 1TB + RAID controller it isn't steep, though RAID 1
might affect performance (if yes,
very marginally, boot times might also be delayed a bit, as the BIOS has to initialize the RAID).
6) Secondary HDD: Don't bother, you can buy em for less and install them on your own. Besides, if you're only going to need one in six months or more, prices are likely to drop.
7/8) I trust you don't need my advice regarding software, for a hint see #1 above.
9) GPU: If you're seriously considering 2/3 monitors, get the 3GB DDR5 GPU, at $120 you won't save much purchasing it yourself (including the 3GB RAM for it), this way it's covered by the HP warranty.
10) Monitor: You can choose the one you prefer and get it for less.
11) Speakers: Buy 'em yourself.
12/13) Blu Ray Drive: If you need one, buy it yourself, you'll save $60 or more at least. Personally I just stream any HD media I need.
14) Networking: Buy a wireless card on your own if you want/need one.
15+ are just upsells, get 'em elsewhere for less.
