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Author Topic: Amex Credit Re-allocation  (Read 1728 times)

Offline shach

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Amex Credit Re-allocation
« on: June 19, 2011, 05:13:13 PM »
Is there any way to move credit from one AMEX acct to another without generating a credit inquiry(just as in chase)?
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Offline AsherO

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Re: Amex Credit Re-allocation
« Reply #1 on: June 19, 2011, 05:27:23 PM »
Quote from: shach on June 19, 2011, 05:13:13 PM
Is there any way to move credit from one AMEX acct to another without generating a credit inquiry(just as in chase)?

I don't think they allow this anymore unless you're opening a new card. Back in the day you could do this online on your own.
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Offline Dan

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Re: Amex Credit Re-allocation
« Reply #2 on: June 19, 2011, 05:50:44 PM »
Quote from: AsherO on June 19, 2011, 05:27:23 PM
I don't think they allow this anymore unless you're opening a new card. Back in the day you could do this online on your own.
They started allowing it again, just give them a call.
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Offline AsherO

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Re: Amex Credit Re-allocation
« Reply #3 on: June 19, 2011, 06:11:13 PM »
Quote from: Dan on June 19, 2011, 05:50:44 PM
They started allowing it again, just give them a call.

You're right, according to FT there's even an online option (which seems to come and go, I tried looking and didn't find it). If someone is able to access the online option, please post a direct link.
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Offline shach

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Re: Amex Credit Re-allocation
« Reply #4 on: June 19, 2011, 07:48:19 PM »
Quote from: Dan on June 19, 2011, 05:50:44 PM
They started allowing it again, just give them a call.
i called them and they filled out over the phone an application which will check with the credit bureau, i declined of course cause i have enough movement on my credit report. is there anyway not to generate a credit chk?
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Offline shach

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Re: Amex Credit Re-allocation
« Reply #5 on: June 19, 2011, 09:34:11 PM »
Quote from: shach on June 19, 2011, 07:48:19 PM
i called them and they filled out over the phone an application which will check with the credit bureau, i declined of course cause i have enough movement on my credit report. is there anyway not to generate a credit chk?

just tried another rep. and she said that she doesn't know why they still ask for your annual income yet it does not pull from your credit.
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Offline bem684

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Re: Amex Credit Re-allocation
« Reply #6 on: June 20, 2011, 02:52:59 PM »
I've tried several times to get credit off my Blue Cash card and add it to my Starwood Card.  Initially I was told I had to wait until the BC card had been open for 13 months.  Well I just called them back since I passed the 13 month mark, and now I'm told I have to wait for the Starwood Card ALSO to be open 13 months.  I've only had it for about 9.  Think there's any way around this or am I likely stuck for the next 4 months?
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Offline shach

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Re: Amex Credit Re-allocation
« Reply #7 on: June 20, 2011, 02:59:51 PM »
Quote from: bem684 on June 20, 2011, 02:52:59 PM
I've tried several times to get credit off my Blue Cash card and add it to my Starwood Card.  Initially I was told I had to wait until the BC card had been open for 13 months.  Well I just called them back since I passed the 13 month mark, and now I'm told I have to wait for the Starwood Card ALSO to be open 13 months.  I've only had it for about 9.  Think there's any way around this or am I likely stuck for the next 4 months?
call again i just transferred from a old acct to a very new one with no problem
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Offline yitzf

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Re: Amex Credit Re-allocation
« Reply #8 on: February 07, 2013, 06:38:52 PM »
Does anyone know if reallocating credit with Amex will result in a hard pull.
They want my income and they (incl. a supervisor) couldn't confirm if there will be a hard pull or not.
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