Author Topic: rental car accident (Read 9887 times)

shach · « **on:** March 30, 2013, 10:28:47 PM »

my brother was in an accident with a rental car friday in five towns, whereas he used a mastercard(an additional card holder) and didn't purchase insurance. he isn't on my fathers insurance plan either.
1- is he covered for liability automatically by hertz's liability insurance?
any tips appreciated.

hocker · « **Reply #1 on:** March 30, 2013, 10:34:11 PM »

Quote from: shach on March 30, 2013, 10:28:47 PM

my brother was in an accident with a rental car friday in five towns, whereas he used a mastercard(an additional card holder) and didn't purchase insurance. he isn't on my fathers insurance plan either.
1- is he covered for liability automatically by hertz's liability insurance?
any tips appreciated.

Yes upto the state mandated minimum.

shach · « **Reply #2 on:** March 30, 2013, 10:36:00 PM »

what that 25k or 50k? it was a mercedes that hit him when he made a left turn

hocker · « **Reply #3 on:** March 30, 2013, 10:39:14 PM »

Quote from: shach on March 30, 2013, 10:36:00 PM

what that 25k or 50k? it was a mercedes that hit him when he made a left turn

Who's at fault? If the Mercedes was at fault then he should cover all damages. If he was at fault Hertz would cover state minimum which is either 5 or 10k. Lemme check...

ETA: 10K

shach · « **Reply #4 on:** March 30, 2013, 10:42:26 PM »

Quote from: hocker on March 30, 2013, 10:39:14 PM

Who's at fault? If the Mercedes was at fault then he should cover all damages. If he was at fault Hertz would cover state minimum which is either 5 or 10k. Lemme check...

still didn't receive the police report...he heard some "first responders" saying did you see the vodka in his car...still trying to contact them. yet when making a left turn through the oncoming traffic lane even if the mercedes was speeding usually puts the turning car at fault. correct me if i'm wrong

MisterHock · « **Reply #5 on:** March 30, 2013, 10:45:30 PM »

Care to share the intersection in the 5T where this happened?

DovtheBear · « **Reply #6 on:** March 30, 2013, 11:00:53 PM »

Quote from: shach on March 30, 2013, 10:42:26 PM

still didn't receive the police report...he heard some "first responders" saying did you see the vodka in his car...still trying to contact them. yet when making a left turn through the oncoming traffic lane even if the mercedes was speeding usually puts the turning car at fault. correct me if i'm wrong

Usually

SamKey · « **Reply #7 on:** March 31, 2013, 12:01:47 AM »

Quote from: shach on March 30, 2013, 10:28:47 PM

my brother was in an accident with a rental car friday in five towns, whereas he used a mastercard(an additional card holder) and didn't purchase insurance. he isn't on my fathers insurance plan either.
1- is he covered for liability automatically by hertz's liability insurance?
any tips appreciated.

did he rent with usaa cdp?

shach · « **Reply #8 on:** April 03, 2013, 12:45:58 AM »

Quote from: SamKey on March 31, 2013, 12:01:47 AM

did he rent with usaa cdp?

no

shach · « **Reply #9 on:** April 04, 2013, 01:05:40 PM »

can someone advise is there no fault insurance to cover injury to one of the passengers. Did not receive the police report so I don't know how much he is faulted..does it make a difference in this regard?

raphy781 · « **Reply #10 on:** April 04, 2013, 06:13:53 PM »

Quote from: shach on April 04, 2013, 01:05:40 PM

can someone advise is there no fault insurance to cover injury to one of the passengers. Did not receive the police report so I don't know how much he is faulted..does it make a difference in this regard?

What kind of card did he use to pay for the rental?

shach · « **Reply #11 on:** April 05, 2013, 02:28:27 PM »

Quote from: raphy781 on April 04, 2013, 06:13:53 PM

What kind of card did he use to pay for the rental?

proffesional cash(additional card holder)
presently i'm doing the ping pong thing with the claims and loss dept. trying to push it along...

Let3 · « **Reply #12 on:** October 12, 2014, 11:00:22 PM »

So, someone I know (really, not me

) had some bad luck and scratched up his (her) car (SUV) pulling out of rental lot!
the rental was with a Starwood card- which as far as I understand is only secondary insurance.

1-They did tell them (as this happened right near the lot) that they can switch the card at time of return to one with better coverage- that make any sense?? Never heard of such a thing...
(If yes- I would ad them as au to my united now ASAP)

2-Any other advice as how to cover this without it going to insurance?
It's a lot of damage and don't want premiums to go up...

Let3 · « **Reply #13 on:** October 14, 2014, 10:53:32 PM »

Would the united card cover an accident if I didn't make the original reservation on it, but paid with it at the end?

(The rep made sound like can switch cards in middle for better coverage...)

MEIR613 · « **Reply #14 on:** October 15, 2014, 12:07:06 AM »

Quote from: Let3 on October 14, 2014, 10:53:32 PM

Would the united card cover an accident if I didn't make the original reservation on it, but paid with it at the end?

(The rep made sound like can switch cards in middle for better coverage...)

Some one just asked me about this today.

Curious if it's the same person.

Let3 · « **Reply #15 on:** October 15, 2014, 09:57:38 AM »

Quote from: MEIR613 on October 15, 2014, 12:07:06 AM

Some one just asked me about this today.

Curious if it's the same person.

We r in fl if that helps...

Dr Moose · « **Reply #16 on:** October 15, 2014, 09:58:47 AM »

Quote from: Let3 on October 14, 2014, 10:53:32 PM

Would the united card cover an accident if I didn't make the original reservation on it, but paid with it at the end?

(The rep made sound like can switch cards in middle for better coverage...)

no, the hold and the payment must be on the same cc

Let3 · « **Reply #17 on:** October 15, 2014, 10:15:52 AM »

Thanks

Hatastah · « **Reply #18 on:** October 28, 2014, 12:52:37 AM »

Hertz has automatic liability coverage on every rental even if not added for the additional fee?

elikay · « **Reply #19 on:** October 28, 2014, 08:45:04 AM »

Yes, the minimum. Discussed elsewhere.