Author Topic: Risky actions with Chase?  (Read 2416 times)

Offline Gvann

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Risky actions with Chase?
« on: July 21, 2023, 08:18:52 AM »
Just because I know that many believe a money order into a chase account will call for almost immediate shutdown, wanted to know about buying groups checks? I usually put into TD, but being americaís most convenient bank comes with very convenient side effects like money holds for 6 business days because its a large check. Chase has never done anything like that for me, and iíve put in large amounts of money. Wanted to know if people deposit buying groups checks into Chase and if they think that it has ever led to issues? Specifically from USA

Offline Euclid

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Re: Risky actions with Chase?
« Reply #1 on: July 21, 2023, 09:02:03 AM »
Just because I know that many believe a money order into a chase account will call for almost immediate shutdown, wanted to know about buying groups checks? I usually put into TD, but being americaís most convenient bank comes with very convenient side effects like money holds for 6 business days because its a large check. Chase has never done anything like that for me, and iíve put in large amounts of money. Wanted to know if people deposit buying groups checks into Chase and if they think that it has ever led to issues? Specifically from USA
Do NOT use chase.

Offline Aviw

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Re: Risky actions with Chase?
« Reply #2 on: July 21, 2023, 09:16:26 AM »
I know people using chase for a few years for BG and doing a million + a year for years with no issues

Offline gozalim

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Re: Risky actions with Chase?
« Reply #3 on: July 21, 2023, 11:07:36 AM »
If ever they have a problem associated with that BG, they can (have?) shut down any account that was depositing checks from that account

Offline Gvann

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Re: Risky actions with Chase?
« Reply #4 on: July 21, 2023, 12:29:54 PM »
If ever they have a problem associated with that BG, they can (have?) shut down any account that was depositing checks from that account

Not understanding this so well

Offline DealJew

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Re: Risky actions with Chase?
« Reply #5 on: July 21, 2023, 12:32:38 PM »
Just because I know that many believe a money order into a chase account will call for almost immediate shutdown, wanted to know about buying groups checks? I usually put into TD, but being americaís most convenient bank comes with very convenient side effects like money holds for 6 business days because its a large check. Chase has never done anything like that for me, and iíve put in large amounts of money. Wanted to know if people deposit buying groups checks into Chase and if they think that it has ever led to issues? Specifically from USA
What exactly is the issue?
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Offline Gvann

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Re: Risky actions with Chase?
« Reply #6 on: July 21, 2023, 02:08:03 PM »
What exactly is the issue?

If chase suspects points earning practices they donít like, they will shut down all accounts, banking and credit cards, because they feel you are abusing the system. If a check goes into the bank that has a good history or being for reasons of MS they may have suspicion. Money orders are a significant red flag, but i know some people do buying groups without issues. I just know that some people say never to try it. Just wondering what most peopleís experience is

Offline baron

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Re: Risky actions with Chase?
« Reply #7 on: January 03, 2024, 09:08:45 PM »
Any issues with the Staples/Office Depot Visa/Mastercard on chase ink cash? Has anyone been doing this in significant number over time? Anything to be aware of? Any info greatly appreciated.

Offline egzactly

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Re: Risky actions with Chase?
« Reply #8 on: January 03, 2024, 10:42:22 PM »
Any issues with the Staples/Office Depot Visa/Mastercard on chase ink cash? Has anyone been doing this in significant number over time? Anything to be aware of? Any info greatly appreciated.
I think Iíve done about 10k total worth of visa gift card spend at staples in the past 6 months or so and Chase hasnít given me any issues so far. One thing you should do to avoid getting your card declined at check out is to add something small to make the dollar amount uneven so it looks like a regular large purchase of merchandise.

Offline baron

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Re: Risky actions with Chase?
« Reply #9 on: January 03, 2024, 11:22:53 PM »
I think Iíve done about 10k total worth of visa gift card spend at staples in the past 6 months or so and Chase hasnít given me any issues so far. One thing you should do to avoid getting your card declined at check out is to add something small to make the dollar amount uneven so it looks like a regular large purchase of merchandise.
Thanks so much. Any thoughts on what weíre to happen if they they know/knew itís gift cards? Whatís the risk do you regard this as no risk at all, clawback risk or worse like shutdown risk. Iím really curious since all the DDMS posts make seem like a regular 0 risk thing. Sounds like your saying you only do it to avoid card decline. Thanks again @egzactly.

Offline googwallet

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Re: Risky actions with Chase?
« Reply #10 on: January 04, 2024, 02:35:18 PM »
Just because I know that many believe a money order into a chase account will call for almost immediate shutdown, wanted to know about buying groups checks? I usually put into TD, but being americaís most convenient bank comes with very convenient side effects like money holds for 6 business days because its a large check. Chase has never done anything like that for me, and iíve put in large amounts of money. Wanted to know if people deposit buying groups checks into Chase and if they think that it has ever led to issues? Specifically from USA
My Chase checking account was closed for precisely this reason. I deposited a check for $80k from a buying group and a few days later my accounts was closed.

Offline Aviw

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Re: Risky actions with Chase?
« Reply #11 on: January 04, 2024, 02:39:32 PM »
I know people doing millions a year for BG using chase. So there is no clear answer what triggered the shut down

Offline Euclid

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Re: Risky actions with Chase?
« Reply #12 on: January 04, 2024, 02:51:13 PM »
I know people doing millions a year for BG using chase. So there is no clear answer what triggered the shut down
Chase personal checking, or business?

Offline Aviw

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Re: Risky actions with Chase?
« Reply #13 on: January 04, 2024, 03:25:38 PM »
Chase personal checking, or business?
Business

Offline Gvann

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Re: Risky actions with Chase?
« Reply #14 on: January 04, 2024, 04:23:40 PM »
Business

I have a feeling a business account is much better than personal. Because this is business and chase doesnt like mishing

Offline Aviw

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Re: Risky actions with Chase?
« Reply #15 on: January 04, 2024, 04:25:58 PM »
Also might have to do wit the payors acct

Offline best

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Re: Risky actions with Chase?
« Reply #16 on: January 18, 2024, 07:45:05 PM »
is there any problem depositing a 1k money order in chase? one time only

Offline Gvann

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Re: Risky actions with Chase?
« Reply #17 on: January 20, 2024, 09:24:05 PM »
is there any problem depositing a 1k money order in chase? one time only

You have to ask yourself if its a problem to get shut down one time only

Offline best

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Re: Risky actions with Chase?
« Reply #18 on: January 20, 2024, 11:20:01 PM »
You have to ask yourself if its a problem to get shut down one time only
so its not possible to deposit a money order in chase? then why do they accept it?

Offline TzviR

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Re: Risky actions with Chase?
« Reply #19 on: January 21, 2024, 12:05:52 AM »
I wouldn't expect doing anything 1 time to get you shutdown but maybe gvann has personal experience/DPs otherwise.

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