i have a united explorer card for a year and i dont want to pay the af but i want to preserve my 15,000 credit limit. trued calling asking for a downgrade and they said the only thing they have is a card with a $60 af.
does anyone know if there really is something else to downgrade to? and if not can a rep open for me a freedom card or something like it or do i have to fill out the form myself?