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Ill spell it out for the feeble.
You dont call up and ask if they take Visa gift cards for  a money order.
You dont call up and ask if they take Mastercard gc for a MO
You dont flippin call!


You go into a store and ask for an MO and she says ok its, XXX.XX say no p, take out your debit card and swipe. If the rep says no debits then apologize and leave. If she says lemme see that is that a gc say NO ITS A DEBIT. if she asks wheres your name you say (among many other options to think of) the permanent one is on the way and im using the temp one until i receive it. If you need to swipe more than once, its ok to have multiple debits (for those who are lacking in common sense). But be nonchalant dont be in your face about it to the rep. Reps want to feel they're in charge, its natural for a minimum paid employees...




I think this should give the basics on how to get a MO if you find a place.... this is not rocket science. But it seems like it is to some.... Where to cash out GCs for MO:

Where                                       Which gift card                                   Fee                                     max MO amount                                   

Service desk @ Wal-Mart                  MVD,  Visa from Meta bank,                                  70 cents                                           $1000
                                                  chase (phased out)                                                                                      $1000   
                                                     
Rite Aid                                                                                                 $0.89                                          $500
       
"HaNesher HaGadol"                            One Vanilla                                 .52                                          $500 max     
meijer-69 cents up to $1000-most stores
NOTES:
MVD charges 50 cents per transaction so ask for MO of card amount- (fee+ 50 cents) eg @WM ask for 498.80 on MO (or cover $1.20 some other way)
« Last edited by bb1836 on June 04, 2015, 06:22:46 PM »

Author Topic: Money Orders (USPS RIP 11/3/17)  (Read 320434 times)

Offline bb1836

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Re: Money Orders
« Reply #280 on: February 25, 2014, 01:24:59 PM »
Anybody know how to process two $500 MOs into one $1000 at WM? What do I tell them?
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Offline yitzf

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Re: Money Orders
« Reply #281 on: February 25, 2014, 01:31:03 PM »
Anybody know how to process two $500 MOs into one $1000 at WM? What do I tell them?
IMO your better off getting two for 500. It invites less scrutiny and will prolong your ability to get mo from a gc at that store.

Offline Saver2000

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Re: Money Orders
« Reply #282 on: February 25, 2014, 01:38:21 PM »
IMO your better off getting two for 500. It invites less scrutiny and will prolong your ability to get mo from a gc at that store.
+100

Not worth being stingy on the 70 cents. 

Offline bb1836

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Re: Money Orders
« Reply #283 on: February 25, 2014, 02:00:37 PM »
+100

Not worth being stingy on the 70 cents.
Sounds good to me. Although they won't get suspicious when I complete one for 500 and then ask to do it again?
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Offline yitzf

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Re: Money Orders
« Reply #284 on: February 25, 2014, 02:39:01 PM »
Sounds good to me. Although they won't get suspicious when I complete one for 500 and then ask to do it again?

Perhaps but less than if you split the payment.

There is nothing wrong with needing two MO's, for all they know you used the same debit card. The wrost is that they will tell you that 2 MO's can be done in one transaction, then just thank them for the tip.

Obviously use your judgement because at a certain point it will look suspicious.

Offline bb1836

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Re: Money Orders
« Reply #285 on: February 25, 2014, 02:44:42 PM »
Perhaps but less than if you split the payment.

There is nothing wrong with needing two MO's, for all they know you used the same debit card. The wrost is that they will tell you that 2 MO's can be done in one transaction, then just thank them for the tip.

Obviously use your judgement because at a certain point it will look suspicious.
One last q. And I'm sure by now this question had been answered at some point. How does it work in terms of setting up a PIN for OV and/MVD? Is it necessary? Last four digits?
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Offline yitzf

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Re: Money Orders
« Reply #286 on: February 25, 2014, 02:47:46 PM »
One last q. And I'm sure by now this question had been answered at some point. How does it work in terms of setting up a PIN for OV and/MVD? Is it necessary? Last four digits?

OV any four you make up the first time you use the card as debit.

MVD needs to be registered.

Offline SamKey

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Re: Money Orders
« Reply #287 on: February 26, 2014, 03:25:48 PM »
IMO your better off getting two for 500. It invites less scrutiny and will prolong your ability to get mo from a gc at that store.

Meh I've find it numerous times no one bats an eye, what's wrong with not having enough in one checking account

Offline Bostener

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Re: Money Orders
« Reply #288 on: February 26, 2014, 03:54:38 PM »
Meh I've find it numerous times no one bats an eye, what's wrong with not having enough in one checking account
Have you ever been told YMMV?  So Your WM may very too! 
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Re: Money Orders
« Reply #289 on: February 26, 2014, 04:59:58 PM »
Just deposited a $1k MO into my chase checking. Is it too risky to deposit another $1k on the same day?

Offline CountValentine

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Re: Money Orders
« Reply #290 on: February 26, 2014, 05:05:29 PM »
Chase does not like MO's.
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Offline doodle

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Re: Money Orders
« Reply #291 on: February 26, 2014, 09:22:14 PM »
Chase does not like MO's.
did not know . gave them a few in bank to pay my cc . is that risky behavior?
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Offline Malachi

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Re: Money Orders
« Reply #292 on: February 26, 2014, 09:27:15 PM »
did not know . gave them a few in bank to pay my cc . is that risky behavior?
extremely risky
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Re: Money Orders
« Reply #293 on: February 26, 2014, 10:59:37 PM »
extremely risky
If that was CV I wouldn't be so inclined to believe it...
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Offline CountValentine

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Re: Money Orders
« Reply #294 on: February 27, 2014, 12:25:29 AM »
If that was CV I wouldn't be so inclined to believe it...
I wouldn’t believe that idiot either. Go ahead and keep depositing MO’s.
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Offline CS1

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Re: Money Orders
« Reply #295 on: February 27, 2014, 12:57:36 AM »
Just deposited a $1k MO into my chase checking. Is it too risky to deposit another $1k on the same day?
deposited in person or ATM/online?
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Re: Money Orders
« Reply #296 on: February 27, 2014, 10:28:40 AM »
It may be risky to deposit $1k MO and then go back later and deposit another $1k MO.... :)

Offline Marco Polo

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Re: Money Orders
« Reply #297 on: February 27, 2014, 10:34:11 AM »
did not know . gave them a few in bank to pay my cc . is that risky behavior?
Doing it often may raise flags.

With this kind of thing, you want to spread the money and transactions as far as you can. Maybe deposit MO in a different bank and use that to pay your Chase bill.
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Re: Money Orders
« Reply #298 on: February 27, 2014, 01:30:29 PM »
With this kind of thing, you want to spread the money and transactions as far as you can. Maybe deposit MO in a different bank and use that to pay your Chase bill.
That's what I would do. Just to be safe. And I have a secondary checking account that I deposit my BB checks into..
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Offline doodle

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Re: Money Orders
« Reply #299 on: February 28, 2014, 01:07:08 AM »
Doing it often may raise flags.

With this kind of thing, you want to spread the money and transactions as far as you can. Maybe deposit MO in a different bank and use that to pay your Chase bill.
what about citi ? i mailed them 4k in M.O.  ALSO RISKY??
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