Is there a benefit of doing that before the perm card comes? Does that $1000 not count towards your monthly limit?
You activate the temp card w or w/o putting on $500. You register on line.
While waiting for the permanent card:
a) you're so excited to have a Redcard, you go back to Target and load another 1K.
b) The end of the month is approaching and you're worried that you won't get the permanent card in time to load it on 2 days for 2.5K each, so you go back to Target and load 1K.
c) you have the patience to wait.
Then, when the permanent card comes:
a) You take your card to Target and load up to 4K more over at least 2 days. (2.5K max/ day)
b)see a) above.
c) You go to Target and load up to 5K over at least 2 days.