Everyone here can guess my Yiddish phrases, so I have to switch to Ladino or Judeo-Arabic instead.
Actually I just signed up for LastPass families ($48 year, vs $24 for individual) and am gifting it to some relatives who I know aren't using strong passwords. It may not sound like much of a gift, but if it stops a single instance of identity theft... The sharing and contingency features of families are good too for emergencies
https://helpdesk.lastpass.com/emergency-access/