CB = credit bureau
No offence, but lots of stupid ones are on, and lots of important ones arent.Who can edit ?
NAWPRTY: Never accept what phone reps tell you.Or can you come up with a more catchy acronym for that sentiment (a la HUCA and PUTPAC)?
IAFYDSTTA: If at first you don't succeed, try, try again.
DTPR [don't trust phone reps]or DROPR [don't relay on phone reps]
OrDROWPRTY: Don't rely on what phone reps tell you.
sounds way too long IMHO DROPR sounds better