Total Members Voted: 74
Why did dan set the 90 threshold on the starwood card that it seems to magically be better on purchases of that magnitude? Can someone please explain the magic of the 90 threshold?
so freedom gets a 10pt bonus plus a 10% bonus while ink bold gets 20% straight?but does anything happen with starwood at 90? or its just a drop in bonuses from ink and freedom?
thanks! where does chase publish this?
but does anything happen with starwood at 90? or its just a drop in bonuses from ink and freedom?
Neither. in the link Saver2000 posted, Dan values the SP @ 1.9 and the SPG @ 2.3, at those valuations it isn't worth it to earn SPG unless you want the Amex purchase/warranty/return protections etc.
Ah. I misunderstood Saver's question.Thanks, Asher, for clarifying.
Saver? I think you mean shidduch
All these number are based on if you value at UR 1.9 and SGP 2.3but for the guy that doesnt readem his point, who just sells it, we have to run the numbers 0.02 Vs 0.015
What do y'all think of my spreadsheet?
what you think of mine? i based it on dans numbers let me know if you see any mistakes
You didn't share an opinion on mine. I'm considering re-writing one like yours, but one that considers how you value points and tells you which card to use (instead of you having to figure it out )
Those are conservative numbers, especially for bigger accounts.
mine does take that into account. you can just change the values in column N to reflect whatever amount you want te value the points at. I used dans scale of UR=1.9 and SPG=2.3
Did you ever hear someone getting 1.9 for UR? even for big accountsif yes can you pm me there number?
yes it does. just type in the value of the purchase in row 2 under the spending categoryedit: oh i see what you mean. I understand it's hard to tell which number is bigger. I can add that in