for them to choose where to invest my money, and i just see returns.
I would do options trading.
Should I check any of these boxes?
Smartest strategy is to buy and hold
I would recommend against doing that with individual stocks.
I funded my Roth IRA account. Do I have to invest it before the year ends (the $6000 limit has nothing to do with investing it?)
Earlier I was actually writing a post about HSA, when I got distracted.IMO an HSA is the most underrated RF in the world. Although technically not a RF, it acts in the same manner and is the only one that is triple tax advantaged. The only requirement for eligibility is to have a HDHP. Contribution limits for 2020 $3550 for single and $7100 for a family, in 2021 $3600 for single and $7200 for a family. One can contribute until tax filing deadline.
Can you elaborate please?(It's that time of year again)
HSA's are great but it isn't a retirement fund.
You can put in pre-tax money, and any investment gains aren't taxed, and when you withdraw money (to pay for medical expenses) you aren't taxed either.
Why not?
Retirement accounts are mainly for when you retire. HSA are mainly used each year.
. . .You can also use your Roth IRA funds each year. Just like you don't withdraw from there, you don't withdraw from your HSA. What am I missing?