Bought on sale and got back more

[Cbs]

Not worth the credit pull, unless you're buying thousands of dollars worth.

well say in my case, i opened a CC and got a bunch of discounts for that day, but its not AMEX its just usable in macys stores. is that a hard pull?

and its supposed to build credit that way no?

[AJK]

well say in my case, i opened a CC and got a bunch of discounts for that day, but its not AMEX its just usable in macys stores. is that a hard pull?

and its supposed to build credit that way no?

Still a hard pull.

Yes, but you can "build credit" and get "paid" more

[Cbs]

Still a hard pull.

Yes, but you can "build credit" and get "paid" more

ive got one thing in mind that u might be talking about, but im not sure and hence dont want to say it. do u mind explaining the "joke"?!

[AJK]

No joke.

You can build credit with the Macy's card and get a discount of X, or build credit with a card like Sapphire Preferred and get the equivalent of thousands of dollars in redemption value.

CMIIW, but you likely did not get "thousands of dollars" off your Macy's purchase.

[AsherO]

well say in my case, i opened a CC and got a bunch of discounts for that day, but its not AMEX its just usable in macys stores. is that a hard pull?

and its supposed to build credit that way no?

Still a hard pull.

+1

If you don't have credit it might be worth it.

[Cbs]

No joke.

You can build credit with the Macy's card and get a discount of X, or build credit with a card like Sapphire Preferred and get the equivalent of thousands of dollars in redemption value.

CMIIW, but you likely did not get "thousands of dollars" off your Macy's purchase.

it sounded like a joke and i did have something else in mind but ur right i did not get what i couldve got with SP, BUT some its not that simple always just "to get" a card, im working on building a good credit history so i can start applying for cards and get worth out of them instead of getting denied everytime

[AJK]

it sounded like a joke and i did have something else in mind but ur right i did not get what i couldve got with SP, BUT some its not that simple always just "to get" a card, im working on building a good credit history so i can start applying for cards and get worth out of them instead of getting denied everytime

Though it obviously differs for each person, I remember reading on here that people (more than a one) with very new/short credit history have gotten approved for CSP. Too lazy to find it.

[Name Changed]

If you don't have credit it might be worth it.

I would say it is worth it - as you basically will get approved.
You might need to prove income or that sort, but department stores are easy to get approved for someone that doesnt have credit...

Either way this is getting off topic