Author Topic: New Car Finance APR  (Read 1431 times)

Offline elazarmn

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New Car Finance APR
« on: January 29, 2023, 04:35:38 PM »
Has anyone gotten under 4% APR this month for a toyota?

looking to buy a rav4 Hybrid but only getting close to 6% Apr from toyota and other banks.

i vaguely remember them giving 2.5-3% on new cars? is that still a thing?

Offline ~King Lake~

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Re: New Car Finance APR
« Reply #1 on: January 29, 2023, 10:00:55 PM »
i vaguely remember them giving 2.5-3% on new cars? is that still a thing?
Not sure in which world you live in, but in my world the interest rates when up like crazy
I’m in shape, round is a shape…

Offline Hjay

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Re: New Car Finance APR
« Reply #2 on: January 29, 2023, 10:46:13 PM »
Has anyone gotten under 4% APR this month for a toyota?

looking to buy a rav4 Hybrid but only getting close to 6% Apr from toyota and other banks.

i vaguely remember them giving 2.5-3% on new cars? is that still a thing?

I financed a new Sienna at the end of December & was offered 2.9% - up to 48 months, 3.9% - 60 months & 4.9% - 72 months. Direct from Toyota

Offline est

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Re: New Car Finance APR
« Reply #3 on: April 30, 2023, 12:00:36 PM »
can anyone recommend where to finance a new odyssey from? my dealer just got me 5.5 - sounds high to me

Offline yaakovely

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Re: New Car Finance APR
« Reply #4 on: April 30, 2023, 09:09:30 PM »
can anyone recommend where to finance a new odyssey from? my dealer just got me 5.5 - sounds high to me
When banks are offering 5%+ on you checking/savings account you take that rate and run. Which bank did the dealer get such a low rate through?

Offline YesThatsMe

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Re: New Car Finance APR
« Reply #5 on: April 30, 2023, 10:19:26 PM »
Just got 5.08% on a 60 months from PenFed. Applied early March. If you find better, let us know.

Offline Ver hut gazugt

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Re: New Car Finance APR
« Reply #6 on: April 30, 2023, 10:40:05 PM »
Just got 5.08% on a 60 months from PenFed. Applied early March. If you find better, let us know.
if you go that route, check with your lor.

Offline Abey

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Re: New Car Finance APR
« Reply #7 on: April 30, 2023, 11:38:04 PM »
Just got 5.08% on a 60 months from PenFed. Applied early March. If you find better, let us know.
Campbell CU is at 4 % https://forum.leasehackr.com/t/the-best-finance-rates-hacks-submit-your-cu-recommendations/419036

Offline Abey

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Re: New Car Finance APR
« Reply #8 on: April 30, 2023, 11:39:06 PM »
can anyone recommend where to finance a new odyssey from? my dealer just got me 5.5 - sounds high to me
Thats likely a Honda incentivized rate unlikely to find better unless you use CU