Author Topic: Debating between credit cards  (Read 19218 times)

Offline Dan

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Re: Debating between credit cards
« Reply #20 on: February 24, 2012, 01:25:41 AM »
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline AsherO

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Re: Debating between credit cards
« Reply #21 on: February 24, 2012, 01:27:12 AM »
0 for 2 you mean?

 :-[

Now it's 2 for 1, or however the sport metaphor is supposed to go :D
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Offline Dan

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Re: Debating between credit cards
« Reply #22 on: February 24, 2012, 01:29:47 AM »
:-[

Now it's 2 for 1, or however the sport metaphor is supposed to go :D
Gotta start going to more ballgames sir AsherO!
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline AsherO

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Re: Debating between credit cards
« Reply #23 on: February 24, 2012, 01:33:21 AM »
Gotta start going to more ballgames sir AsherO!

DDF Knighthood? Isn't that for 20k posts? :P

It's funny you say that tonight, I was just telling someone tonight about the last ballgame I was at, Brooklyn Cyclones, few rows behind home plate.
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Offline HelpMe

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Re: Debating between credit cards
« Reply #24 on: February 24, 2012, 09:50:36 AM »
If you can handle the spend requirements Consider doing both in one day, so they don't see eachother's inquiries. AOR FTW!!! :D
Sure they see them.

FTW?
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Offline AJK

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Re: Debating between credit cards
« Reply #25 on: February 24, 2012, 10:07:39 AM »
Sure they see them.

-1

It takes days if not weeks for the inquiries to be reported to the CRA/CB. By that time, the applications will have been decided on (less the slew of inquiries), hence the (main) reason why AOR is performed.
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Offline AsherO

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Re: Debating between credit cards
« Reply #26 on: February 24, 2012, 12:35:25 PM »
Sure they see them.

Not at the time of the application, which is what I meant, v'dai lechakima b'rmiza... ;)
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Offline HelpMe

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Re: Debating between credit cards
« Reply #27 on: February 24, 2012, 03:43:43 PM »
Not at the time of the application, which is what I meant, v'dai lechakima b'rmiza... ;)
Inquires show up almost immediately on your report. Not like in the old days when REAL AOR’s were done.
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Offline AsherO

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Re: Debating between credit cards
« Reply #28 on: February 24, 2012, 03:58:16 PM »
Inquires show up almost immediately on your report. Not like in the old days when REAL AOR’s were done.

Keep living in the past, if that's what works for you.
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Offline HelpMe

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Re: Debating between credit cards
« Reply #29 on: February 24, 2012, 04:07:03 PM »
Keep living in the past, if that's what works for you.
I don’t live in the past but draw on their experiences. Some day you might understand what that means.

Thinking inquires will not show up for days is just wrong. Get outside of your little controlled environment and you will see what I am talking about. If you want to know how inquires really work try a forum that knows them backwards and forwards.
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Offline BrooklynCPA

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Debating between credit cards
« Reply #30 on: February 24, 2012, 04:13:40 PM »
I would not risk doing 2 x 3bm for 6 cards in such a short amount of time. Please let's not advise people to to this type of thing without warning them of the risk that they can be shut down and banned for life!!!!

Offline AsherO

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Re: Debating between credit cards
« Reply #31 on: February 24, 2012, 04:14:10 PM »
I don’t live in the past but draw on their experiences. Some day you might understand what that means.

Thinking inquires will not show up for days is just wrong. Get outside of your little controlled environment and you will see what I am talking about. If you want to know how inquires really work try a forum that knows them backwards and forwards.

1. Experience is indeed about drawing from the past, but also about applying that knowledge to the present/future.
2. I wasn't the one who said (thought?) they won't show up for days, please check your facts before telling me what I think.
3. I don't get all my inormation on DDF, I spend time on other forums as well and I don't know why you think otherwise?

I would not risk doing 2 x 3bm for 6 cards in such a short amount of time. Please let's not advise people to to this type of thing without warning them of the risk that they can be shut down and banned for life!!!!

Not even with two different issuers? If their other ducks line up, I think they'll be fine.
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Offline Ergel

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Re: Re: Debating between credit cards
« Reply #32 on: February 24, 2012, 04:35:35 PM »
I don’t live in the past but draw on their experiences. Some day you might understand what that means.

Thinking inquires will not show up for days is just wrong. Get outside of your little controlled environment and you will see what I am talking about. If you want to know how inquires really work try a forum that knows them backwards and forwards.
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Offline HelpMe

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Re: Debating between credit cards
« Reply #33 on: February 24, 2012, 04:36:26 PM »
 
1. Experience is indeed about drawing from the past, but also about applying that knowledge to the present/future.
 
Inquires do not work the same way they did in the past. You missed that point when you responded with your cute little remark.

2. I wasn't the one who said (thought?) they won't show up for days, please check your facts before telling me what I think.
 
You are correct that you did not say “DAYS”. You are wrong when you tell someone “Consider doing both in one day, so they don't see eachother's inquiries”.

3. I don't get all my inormation on DDF, I spend time on other forums as well and I don't know why you think otherwise?
 
…because your misuse of basic terms and understanding of others. You take the position everything here is correct and other forums seem to be wrong. This is what happens when someone only sees one side of the story all the time.
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Offline HelpMe

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Re: Re: Debating between credit cards
« Reply #34 on: February 24, 2012, 04:37:03 PM »
I finally figured it out. He came here to recruit
Am I wasting my time?
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Offline meshugener

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Re: Debating between credit cards
« Reply #35 on: February 24, 2012, 04:44:33 PM »
Hi AsherO, sorry, but youre badly mistakin. The only benefit of doing it in a short period of time is before first ones show up on your CR as an account so your average age of credit doesnt get shorter
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Offline AsherO

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Re: Debating between credit cards
« Reply #36 on: February 25, 2012, 08:55:25 PM »
Inquires do not work the same way they did in the past. You missed that point when you responded with your cute little remark.
You are correct that you did not say “DAYS”. You are wrong when you tell someone “Consider doing both in one day, so they don't see eachother's inquiries”.
…because your misuse of basic terms and understanding of others. You take the position everything here is correct and other forums seem to be wrong. This is what happens when someone only sees one side of the story all the time.

My experience proves otherwise, unless this changed in the past three months.

My remark was neither cute nor little, you talk alot about your (alleged?) experience, but seldom share your experiences here.

Please do not tell me which positions I consider to be true...

Hi AsherO, sorry, but youre badly mistakin. The only benefit of doing it in a short period of time is before first ones show up on your CR as an account so your average age of credit doesnt get shorter

?? ::)
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Offline HelpMe

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Re: Debating between credit cards
« Reply #37 on: February 26, 2012, 09:49:37 AM »
My remark was neither cute nor little, you talk alot about your (alleged?) experience, but seldom share your experiences here.
Don’t be afraid to call someone a liar if that is the way you feel. It is not like a hand is going to come out of your screen and grab you by the neck. 

You put way to much stock in one person experiences. A lot of times it can give you the wrong impression. A good example would be your experience with Shop Discover that you just posted in another thread. I would rather hear from someone who has access to larger data points.  ;)
 
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Offline AsherO

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Re: Debating between credit cards
« Reply #38 on: February 27, 2012, 01:03:51 AM »
Don’t be afraid to call someone a liar if that is the way you feel. It is not like a hand is going to come out of your screen and grab you by the neck. 

You put way to much stock in one person experiences. A lot of times it can give you the wrong impression. A good example would be your experience with Shop Discover that you just posted in another thread. I would rather hear from someone who has access to larger data points.  ;)

You're not a liar, you're just full of yourself.

Don't come back here and tell me I'm full of myself too, perhaps I am, but at least I share my experiences (a la the ShopDiscover question). I've used shopdiscover quite extensively, and I stand by my experiences until you'll prove me otherwise, if you can't then take your trashtalking elsewhere.
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Offline HelpMe

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Re: Debating between credit cards
« Reply #39 on: February 27, 2012, 08:23:33 AM »
You're not a liar, you're just full of yourself.
Now that is what I am talking about! Don't you feel better now?

Don't come back here and tell me I'm full of myself too, perhaps I am, but at least I share my experiences (a la the ShopDiscover question). I've used shopdiscover quite extensively, and I stand by my experiences until you'll prove me otherwise, if you can't then take your trashtalking elsewhere.
Trashtalking? That is an interesting view you have of this especially when one looks at your first comment I quoted.
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