Questions and Help for BEGINNERS!

[TimT]

What's a wiki?

Click the + at the top of this thread.

[ckmk47]

What's a wiki?

Click the + at the top of this thread.

It contains instructions for the thread or it consolidates the points in the thread that you'd want to look up.
[There's a button to "edit wiki" and even to "add wiki", if you're feeling bold.]

[Iz]

What happens when I return an item bought with a costco cash card? Will they give me another cash card or can i have them put the refund on another credit card?

CC/DC/cash usually works, but YMMV.

I don't know what happens if you're a member who uses a cash card.
I've been a non-member using a cash card bough on someone else's account. They don't allow me to do returns.  The member has to do it for me. (and I think they got a new cash card or actual cash back.)

I was referring to a member. AFAIK, non-members can not do returns.

[BCL]

Can I use Amex to buy from  Costco online? I thought I could but I only see mc, visa, and discover as options.

[yochiek93]

Can I use Amex to buy from  Costco online? I thought I could but I only see mc, visa, and discover as options.

Yes

[BCL]

Yes

How? There is no option for payment with amex card. When i put in cc number it says invalid.

[yochiek93]

How? There is no option for payment with amex card. When i put in cc number it says invalid.

That's weird I'll have to check

[Iz]

Any good ideas how to get a direct deposit into a bank account? Thanks.

[shulem92]

Any good ideas how to get a direct deposit into a bank account? Thanks.

Which bank?

[Iz]

Which bank?

Great question!   TD.

[mmgfarb]

Great question!   TD.

http://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#TD_Bank
I'm assuming this is to get the bonus?

[Iz]

http://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#TD_Bank
I'm assuming this is to get the bonus?

Thanks. Yes, it is. However, here: http://www.doctorofcredit.com/td-bank-150-300-checking-bonus-ct-dc-de-fl-md-ma-nc-nh-nj-ny-pa-ri-sc-vt-va/, he writes "Only problem is we don’t really know what will trigger the direct deposit requirement."

[mmgfarb]

Thanks. Yes, it is. However, here: http://www.doctorofcredit.com/td-bank-150-300-checking-bonus-ct-dc-de-fl-md-ma-nc-nh-nj-ny-pa-ri-sc-vt-va/, he writes "Only problem is we don’t really know what will trigger the direct deposit requirement."

So either try one of the ones listed and hope for the best or get a real direct deposit.

[Iz]

http://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#TD_Bank

What does it mean that "Chase" counts as a DD to TD? How does one get a DD out of Chase (or any other bank) to a different bank?

[Iz]

So either try one of the ones listed and hope for the best or get a real direct deposit.

Hence my query here, hoping that someone has real DPs about this.

[mmgfarb]

What does it mean that "Chase" counts as a DD to TD? How does one get a DD out of Chase (or any other bank) to a different bank?

Send an ACH transfer and sometime the incoming bank's system will count it as a direct deposit to trigger the bonus

[shulem92]

What does it mean that "Chase" counts as a DD to TD? How does one get a DD out of Chase (or any other bank) to a different bank?

If u make an ACH transfer that counts as a DD

[mmgfarb]

Hence my query here, hoping that someone has real DPs about this.

That original post was written before the DP's came in, if you read the comments you'll see that most of the DP'S are from there. I think DoC just updated the post with the new expiration date but didn't change that line where he says we don't know what will trigger the bonus.

[Iz]

That original post was written before the DP's came in, if you read the comments you'll see that most of the DP'S are from there. I think DoC just updated the post with the new expiration date but didn't change that line where he says we don't know what will trigger the bonus.

Sounds right...

[Iz]

I'm confused. I asked Chase if they could push an ACH to a diff. bank, and they said that it needs to be initiated at the other bank, meaning I'd have to ask TD to pull it. Is this accurate?