Chutzpah from Chase: I payed 128.94 towards my 128.95 dollar bill, and they gave me a "CREDIT ADJUSTMENT" for the last penny!
Called, and they were delighted to let me know how kind they were by picking up the tab and causing me not to be charged interest. MY attempts in explaining to her that I would have never been charged interest because this was only for the closing statement but not for the due date - which I obviously was prepared to pay in full - went way above her small head and had to be transferred to a supervisor.
The supervisor claimed - and I am sure she is wrong - that there is no reason to leave a balance as the credit bureaus pull you information every 30-60 days and see exactly what is going on regardless of the closing statement balance.