Author Topic: New Easy Way To Make $0.01 Payments!  (Read 38002 times)

Offline Nitantnel

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Re: New Easy Way To Make $0.01 Payments!
« Reply #180 on: August 31, 2011, 02:08:24 PM »
Earlier in this thread http://www.dansdeals.com/forums/index.php?topic=2093.msg40038#msg40038

Yes, I remember that, however it's not clear that all places do not get charged.

Offline Nitantnel

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Re: New Easy Way To Make $0.01 Payments!
« Reply #181 on: August 31, 2011, 02:17:46 PM »
Chutzpah from Chase: I payed 128.94 towards my 128.95 dollar bill, and they gave me a "CREDIT ADJUSTMENT" for the last penny!

Called, and they were delighted to let me know how kind they were by picking up the tab and causing me not to be charged interest. MY attempts in explaining to her that I would have never been charged interest because this was only for the closing statement but not for the due date - which I obviously was prepared to pay in full - went way above her small head and had to be transferred to a supervisor.

The supervisor claimed - and I am sure she is wrong - that there is no reason to leave a balance as the credit bureaus pull you information every 30-60 days and see exactly what is going on regardless of the closing statement balance. 

Offline Dan

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Re: New Easy Way To Make $0.01 Payments!
« Reply #182 on: August 31, 2011, 02:22:41 PM »
Chase forgives statements of $1 or less.  Do you always call about the chutzpah of getting free money?
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Nitantnel

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Re: New Easy Way To Make $0.01 Payments!
« Reply #183 on: August 31, 2011, 02:26:55 PM »
Chase forgives statements of $1 or less.  Do you always call about the chutzpah of getting free money?

Good to know.
Yes, when it's one penny that does more harm than good I think it's a chutzpah. Couldn't they figure out that there is a reason why I did not pay the last penny. True it's a computer that does it but it's still annoying.

At any rate, can I start paying up my statements minus 99 cents?

Offline Saver2000

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Re: New Easy Way To Make $0.01 Payments!
« Reply #184 on: August 31, 2011, 02:31:20 PM »
Good to know.
Yes, when it's one penny that does more harm than good I think it's a chutzpah. Couldn't they figure out that there is a reason why I did not pay the last penny. True it's a computer that does it but it's still annoying.

At any rate, can I start paying up my statements minus 99 cents?

if u pay before the statement closes then it should work. But once the statement closes - no you can't pay the balance minus  99¢

Offline Dan

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Re: New Easy Way To Make $0.01 Payments!
« Reply #185 on: August 31, 2011, 02:33:29 PM »
if u pay before the statement closes then it should work. But once the statement closes - no you can't pay the balance minus  99¢
+1
And they'll forgive $1 too.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Nitantnel

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Re: New Easy Way To Make $0.01 Payments!
« Reply #186 on: August 31, 2011, 02:36:47 PM »
So with 1.01 I'm good?

Offline Dan

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Re: New Easy Way To Make $0.01 Payments!
« Reply #187 on: August 31, 2011, 02:40:01 PM »
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Naphtali

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Re: New Easy Way To Make $0.01 Payments!
« Reply #188 on: September 01, 2011, 02:07:37 AM »
AFAIK.

Sorry for my ignorance but what is gained by leaving this balance?

Offline joey89

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Re: New Easy Way To Make $0.01 Payments!
« Reply #189 on: September 01, 2011, 02:56:45 AM »
To have ur statement reported to the credit bureaus and at the same time not to use a large percentage  of your available credit in order to keep your credit score high

Offline Nitantnel

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Re: New Easy Way To Make $0.01 Payments!
« Reply #190 on: September 01, 2011, 11:02:29 AM »
Chase forgives statements of $1 or less.  Do you always call about the chutzpah of getting free money?

BTW I rethought what happened and decided they must be anti Semites; why else would they clear that balance if not to get me?

Offline Avid Reader

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Offline dans fan

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Re: New Easy Way To Make $0.01 Payments!
« Reply #192 on: January 05, 2012, 02:15:24 PM »

Offline scwam

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Re: New Easy Way To Make $0.01 Payments!
« Reply #193 on: January 06, 2012, 11:25:32 PM »
I just find a new one
http://hrnk.org/publications-2/

It's for helping North Koreans. Was able to do a 49 cent donation. This should be interesting with Chase and checking link bonus.

Offline lcyitz

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Re: New Easy Way To Make $0.01 Payments!
« Reply #194 on: January 23, 2012, 02:21:36 PM »
I just find a new one
http://hrnk.org/publications-2/

It's for helping North Koreans. Was able to do a 49 cent donation. This should be interesting with Chase and checking link bonus.
Anyone know if this is a risk, will paypal shut you down?

Offline Yeki89

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Re: New Easy Way To Make $0.01 Payments!
« Reply #195 on: January 23, 2012, 02:43:15 PM »
I'm part of the same club, but I did get 1,000,000 ebay anything points in the process=1.1 million CX Asia miles
how?