Ink 60K Is Back

[TimT]

why wait??? do a 2-3 bm (if you're doing 2 bm you have a chance to get instant approval ver. waiting to get approved they'll see your first pull just a few days before)

Im talking about all in the same day. Some people were saying it might be easier to get the 1st approved if they don't see the other apps.

[Novo]

Im talking about all in the same day. Some people were saying it might be easier to get the 1st approved if they don't see the other apps.

on the other end by doing 2 bm you have a chance of getting approved instantly ( which really depends on your credit.) if you have a real good credit report i'd say you should do 2 bm. either-way they'll see your  first application while processing the second one so why should you do it separate? 

[TimT]

on the other end by doing 2 bm you have a chance of getting approved instantly ( which really depends on your credit.) if you have a real good credit report i'd say you should do 2 bm. either-way they'll see your  first application while processing the second one so why should you do it separate?

At least have a better chance of getting at least 1 approved. I have excellent credit report. Hasn't helped.

[Miracle]

At least have a better chance of getting at least 1 approved. I have excellent credit report. Hasn't helped.

+1, I have exellent credit and it has not helped in the instant approval dept. I had to call in several times...

[avadah]

What's the most revenue I can put on an app that wouldn't be reported to IRS? 9k?

[smaxber]

Im talking about all in the same day. Some people were saying it might be easier to get the 1st approved if they don't see the other apps.

i agree....like apply in the AM for IB, if approved great, if not recon and theyll see 1 app....then later apply for IP. again theyll see 1 app but will see new card opened as well but possibilty of instant approval? still shoudl be 1 pull

[TimT]

When using sole-proprietorship, does it have to be "timt sole-proprietorship", or could it be any business name sole-proprietorship ?

[asks]

When using sole-proprietorship, does it have to be "timt sole-proprietorship", or could it be any business name sole-proprietorship ?

You can call it TSP for short

[mochada]

nice. Ever had chase biz cards before?

Had an Ink Plus before....they gave me an issue to approve both on first call, only approve Bold. Waited 3 hours, HUCA #1, Plus approved.

[Novo]

You can use any name you want. Choose between Meshiga, Tzidriet, etc.

[springles]

never applied for business cards before.  How does one fit their name and sole Proprietorship in the business name section that only allows for 26 letters?  Or do you just put your name their and select Sole Proprietorship as the type?

[Marco Polo]

never applied for business cards before.  How does one fit their name and sole Proprietorship in the business name section that only allows for 26 letters?  Or do you just put your name their and select Sole Proprietorship as the type?

That.

[springles]

That.

Thanks, and for annual revenue you put an anticipated number, not your personal income, right?

[CtownBin]

on the other end by doing 2 bm you have a chance of getting approved instantly ( which really depends on your credit.) if you have a real good credit report i'd say you should do 2 bm. either-way they'll see your  first application while processing the second one so why should you do it separate?

The reason to do it separate, as mentioned upthread, is because if you do them together, then the recon rep will see that you made TWO apps when he/she is considering to approve you for the first one, which makes you seem like more of a risk. If you do one at a time, he/she will only see one app at the time of that first recon call. It would still only be one pull if done the same day, and with the crackdown that seems to be happening at Chase Business, instant approvals are extremely tough anyways. This gives you the best chance to at least get one of them approved.

[CtownBin]

Applied for IB, pending. Did Recon twice, declined both times :-(. Reasons given were too many recent cards opened with Chase (I opened 2 cards in November and 2 more on March 1). Both agents also said that my business was too new- it is 2 years old, I was a bit surprised they considered that too new- and also that my annual revenue (9k) was too low. When I asked what those numbers should be in order to get approved, neither agent would say. A year ago, my wife was approved for the IB with numbers worse than that- the business was only 1 year old and the revenue was 5k- which means they have REALLY cracked down since then. When I offered to move credit around and close TWO of the personal cards in order to approve just ONE new card, she just said "unfortunately we cannot approve you for an additional card today, there is a limit of how many cards you can have." When I asked "well that's why I am offering to close 2 cards and only get one new one," she just said "I understand what you're asking, but we won't be approving an additional card today." She was pretty firm about it. The second agent also said she knew about the first call, which makes me think there isn't really much of a point in doing HUCA #3. Any ideas?

Also, if people who got approved could post data points about how long their business has been open and what revenue they put down, as well as their recent card openings situation, it could really help the rest of us figure out what they want to see, and how long to wait before wasting another pull...

Thanks in advance, and good luck to everyone taking a shot at this! Looks like it's gotten A LOT tougher.

[CS1]

Applied for IB, pending. Did Recon twice, declined both times :-(. Reasons given were too many recent cards opened with Chase (I opened 2 cards in November and 2 more on March 1). Both agents also said that my business was too new- it is 2 years old, I was a bit surprised they considered that too new- and also that my annual revenue (9k) was too low. When I asked what those numbers should be in order to get approved, neither agent would say. A year ago, my wife was approved for the IB with numbers worse than that- the business was only 1 year old and the revenue was 5k- which means they have REALLY cracked down since then. When I offered to move credit around and close TWO of the personal cards in order to approve just ONE new card, she just said "unfortunately we cannot approve you for an additional card today, there is a limit of how many cards you can have." When I asked "well that's why I am offering to close 2 cards and only get one new one," she just said "I understand what you're asking, but we won't be approving an additional card today." She was pretty firm about it. The second agent also said she knew about the first call, which makes me think there isn't really much of a point in doing HUCA #3. Any ideas?

Also, if people who got approved could post data points about how long their business has been open and what revenue they put down, as well as their recent card openings situation, it could really help the rest of us figure out what they want to see, and how long to wait before wasting another pull...

Thanks in advance, and good luck to everyone taking a shot at this! Looks like it's gotten A LOT tougher.

Can you HUCA and ask if you can put total annual (anticipated) household income?
I think that's the number that really matters in the applications, right?

[Malachi]

Went for ink bold Approved.  Congrats dan

[@Yehuda]

Applied for IB, pending. Did Recon twice, declined both times :-(. Reasons given were too many recent cards opened with Chase (I opened 2 cards in November and 2 more on March 1). Both agents also said that my business was too new- it is 2 years old, I was a bit surprised they considered that too new- and also that my annual revenue (9k) was too low. When I asked what those numbers should be in order to get approved, neither agent would say. A year ago, my wife was approved for the IB with numbers worse than that- the business was only 1 year old and the revenue was 5k- which means they have REALLY cracked down since then. When I offered to move credit around and close TWO of the personal cards in order to approve just ONE new card, she just said "unfortunately we cannot approve you for an additional card today, there is a limit of how many cards you can have." When I asked "well that's why I am offering to close 2 cards and only get one new one," she just said "I understand what you're asking, but we won't be approving an additional card today." She was pretty firm about it. The second agent also said she knew about the first call, which makes me think there isn't really much of a point in doing HUCA #3. Any ideas?

Also, if people who got approved could post data points about how long their business has been open and what revenue they put down, as well as their recent card openings situation, it could really help the rest of us figure out what they want to see, and how long to wait before wasting another pull...

Thanks in advance, and good luck to everyone taking a shot at this! Looks like it's gotten A LOT tougher.

+1 Had almost the exact same experience. Would love to see those data points you mentioned.
How about it, Malachi?

Went for ink bold Approved.  Congrats dan

[ilherman]

They are real idiots by saying that a 2 year business is a new business  so what? That's why I can't get a CC? 

If they don't wanna accept your application because you have opened 10 cards in the past year, say that. Don't beat around the bush.

[Adam101]

So i now have 55k points for opening Ink Plus. I have no other cards that I can transfer for airline points. How do I book an airline ticket with those points?