Based on all the conversations, should I just go get the CSP (if they'll give it to me. I just got the United explorers) and move the UR points into that account and then it's transferable to airlines? Sounds more flexible than the freedom and waiting two years for another ink deal? Another problem. I already got the $95 fee on my bill. It takes a little while to get the new cards (if I qualify). How much time do I have to cancel and get back the AF? Finally, where's the best CSP deal?