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Author Topic: Best Family Sedan?  (Read 82929 times)

Offline Yellow

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Re: Best Family Sedan?
« Reply #60 on: May 17, 2011, 12:46:31 AM »
Dan, I know you mentioned you want to buy NEW, but new is expensive to insure... What about a three year old car (lets say for example the altima) You would save tons of money so you could put it towards a great bumper to bumper warranty, and the insurance rates would be much much lower... and you still won't have to worry about repairs
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Offline AsherO

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Re: Best Family Sedan?
« Reply #61 on: May 17, 2011, 12:48:00 AM »
Quote from: PC on May 17, 2011, 12:46:31 AM
Dan, I know you mentioned you want to buy NEW, but new is expensive to insure... What about a three year old car (lets say for example the altima) You would save tons of money so you could put it towards a great bumper to bumper warranty, and the insurance rates would be much much lower...

I bet insurance is much lower in OH than it is in NY/LA's urban jungles... It shouldn't be too much considering that Dan has been driving for years now.
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Offline Yellow

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Re: Best Family Sedan?
« Reply #62 on: May 17, 2011, 12:52:59 AM »
Quote from: AsherO on May 17, 2011, 12:48:00 AM
I bet insurance is much lower in OH than it is in NY/LA's urban jungles... It shouldn't be too much considering that Dan has been driving for years now.
Good point, I'm thinking about Chicago where the rates are ridiculous!!
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Offline AsherO

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Re: Best Family Sedan?
« Reply #63 on: May 17, 2011, 12:54:30 AM »
Quote from: PC on May 17, 2011, 12:52:59 AM
Good point, I'm thinking about Chicago where the rates are ridiculous!!

Yup, another urban jungle, insurance companies love them.
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Offline Dan

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Re: Best Family Sedan?
« Reply #64 on: May 17, 2011, 12:59:33 AM »
Quote from: AsherO on May 17, 2011, 12:54:30 AM
Yup, another urban jungle, insurance companies love them.
Well for good reason...
In Beachwood, OH everyone has their own 2 car garage to park their car so it's not left on the street, people use turn signals, and the only car that will cut you off is the one with NY/NJ plates...
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Offline Chaikel

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Re: Best Family Sedan?
« Reply #65 on: May 17, 2011, 01:01:32 AM »
Quote from: Dan on May 17, 2011, 12:59:33 AM
people use turn signals,
They use what?
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Offline AsherO

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Re: Best Family Sedan?
« Reply #66 on: May 17, 2011, 01:01:53 AM »
Quote from: Dan on May 17, 2011, 12:59:33 AM
In Beachwood, OH everyone has their own 2 car garage to park their car so it's not left on the street, people use turn signals, and the only car that will cut you off is the one with NY/NJ plates...

I'd say car insurance companies (and health insurance companies for that case) have a higher margin (percentage-wise, on risk) in NYC compared to Beechwood OH. There's no justification for that, it's all greed.

(sorry for the thread OT/hijack)
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Offline Yordai Dooma

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Re: Best Family Sedan?
« Reply #67 on: May 17, 2011, 01:12:42 PM »
Quote from: PC on May 17, 2011, 12:52:59 AM
Good point, I'm thinking about Chicago where the rates are ridiculous!!
Ridiculously high? or low?
Ive found rates to not be that bad...although i cant really compare to many other cities. Im paying $628 for full coverage on 2 cars with 2 drivers.
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Offline Jay the PRESIDENT

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Re: Best Family Sedan?
« Reply #68 on: May 17, 2011, 11:38:44 PM »
 rates in NYC are horrible


i suppose dan chose to live in OH for the slick insurance rates   slickdeal   :P
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Offline Yellow

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Re: Best Family Sedan?
« Reply #69 on: May 18, 2011, 02:09:46 PM »
Quote from: David on May 17, 2011, 01:12:42 PM
Ridiculously high? or low?
Ive found rates to not be that bad...although i cant really compare to many other cities. Im paying $628 for full coverage on 2 cars with 2 drivers.

Per month? With collision? For both cars?
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Offline Yordai Dooma

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Re: Best Family Sedan?
« Reply #70 on: May 18, 2011, 02:11:33 PM »
Quote from: PC on May 18, 2011, 02:09:46 PM
Per month? With collision? For both cars?
Yep. I use Geico. Reduced the cost substantially when i did this: http://www.dansdeals.com/forums/index.php?topic=5904.0
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Offline henche

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Re: Best Family Sedan?
« Reply #71 on: May 18, 2011, 02:42:56 PM »
Big deal. I am paying 149 for 6 months.
No collision. One driver. One car.
Geico.
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Offline AsherO

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Re: Best Family Sedan?
« Reply #72 on: May 18, 2011, 03:52:52 PM »
Quote from: David on May 18, 2011, 02:11:33 PM
Yep. I use Geico. Reduced the cost substantially when i did this: http://www.dansdeals.com/forums/index.php?topic=5904.0

The PenFed card reduced the cost of your insurance ??? or do you mean the overall cost of having a car?
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Offline Yordai Dooma

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Re: Best Family Sedan?
« Reply #73 on: May 18, 2011, 04:26:09 PM »
Quote from: AsherO on May 18, 2011, 03:52:52 PM
The PenFed card reduced the cost of your insurance ??? or do you mean the overall cost of having a car?
Well sort of. In order to get the PenFed card, you need to sign up for the national military family association. If you are a member of the NMFA, you get a discount with Geico. Im not sure if its a percentage, but it saved me about 12-13%
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Offline AsherO

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Re: Best Family Sedan?
« Reply #74 on: May 18, 2011, 04:31:48 PM »
Quote from: David on May 18, 2011, 04:26:09 PM
Well sort of. In order to get the PenFed card, you need to sign up for the national military family association. If you are a member of the NMFA, you get a discount with Geico. Im not sure if its a percentage, but it saved me about 12-13%

That's amazing. If it works in NYC as well, it might add up to quite a bit. Can anyone officially sign up for NMFA?
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Offline Yordai Dooma

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Re: Best Family Sedan?
« Reply #75 on: May 18, 2011, 04:41:15 PM »
Quote from: AsherO on May 18, 2011, 04:31:48 PM
That's amazing. If it works in NYC as well, it might add up to quite a bit. Can anyone officially sign up for NMFA?
AFAIK anyone can join as a civilian. There is a $20 annual fee (which you only need to pay the first year if you are just getting the card and dont have geico).
Im sure you can call Geico and ask them what your premium would be if you joined the NMFA
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Offline Dan

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Re: Best Family Sedan?
« Reply #76 on: May 18, 2011, 04:50:10 PM »
Quote from: David on May 18, 2011, 04:41:15 PM
AFAIK anyone can join as a civilian. There is a $20 annual fee (which you only need to pay the first year if you are just getting the card and dont have geico).
Im sure you can call Geico and ask them what your premium would be if you joined the NMFA
Why just 1 year?
What if Geico asks for verification of your membership later on?
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Offline Yordai Dooma

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Re: Best Family Sedan?
« Reply #77 on: May 18, 2011, 04:54:58 PM »
Quote from: Dan on May 18, 2011, 04:50:10 PM
Why just 1 year?
What if Geico asks for verification of your membership later on?

Quote from: David on May 18, 2011, 04:41:15 PM
which you only need to pay the first year if you are just getting the card and dont have geico).

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Offline Dan

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Re: Best Family Sedan?
« Reply #78 on: May 18, 2011, 05:00:30 PM »
Sorry, misunderstood what you were saying (not having Geico yet but getting the membership card to get it...)
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Offline Jay the PRESIDENT

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Re: Best Family Sedan?
« Reply #79 on: May 18, 2011, 09:04:06 PM »
anyone know the exact penfed geico discount?  this cud be awesome
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