Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2460665 times)

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22830
  • Total likes: 7306
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Reconsideration
« Reply #8800 on: November 09, 2015, 04:02:29 PM »
They've been tougher on UR cards .

Offline PETERP

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Oct 2011
  • Posts: 2925
  • Total likes: 5
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NYC
Re: Chase Reconsideration
« Reply #8801 on: November 09, 2015, 04:35:35 PM »


Question the thing that chase doesn't usually approve a card if you opened 5 accounts in the past 24 months is that for any chase card or just ur cards? Thanks.

That's very YMMV.

They've been tougher on UR cards .

They have been tougher in general , and maybe tougher on most people for UR cards , but there are reports here otherwise .

Offline coralsnake

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2008
  • Posts: 4608
  • Total likes: 162
  • DansDeals.com Hat Tips 9
    • View Profile
Re: Chase Reconsideration
« Reply #8802 on: November 09, 2015, 05:04:03 PM »
Also generally from my own experience and heard from other females reps are much less likely to approve u as funny as it sounds

Not if you have a knack for talking to the ladies.
"Here at DansDeals we don’t do buses." -Dan

Offline Mplace

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2014
  • Posts: 2039
  • Total likes: 11
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: New York
  • Programs: Kan tzivah
Re: Chase Reconsideration
« Reply #8803 on: November 09, 2015, 10:12:45 PM »
I recently got decided from chase for a 'number' of reasons, all equal the fact that amex reports au's as individual accounts..
I had expirion remove the cards from the report, is it safe to just re apply?
Or will they just give the decision based on the last one?
It's been less then a month..
What's your plan for yud shvat?

Offline Jm1248

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2014
  • Posts: 2423
  • Total likes: 15
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: NYC
Re: Chase Reconsideration
« Reply #8804 on: November 09, 2015, 11:03:32 PM »

Wait till the credit report updates and reapply. They wont decide based on the last one

Offline Mplace

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2014
  • Posts: 2039
  • Total likes: 11
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: New York
  • Programs: Kan tzivah
Re: Chase Reconsideration
« Reply #8805 on: November 09, 2015, 11:04:49 PM »
Wait till the credit report updates and reapply. They wont decide based on the last one
expirion already updated,
What's your plan for yud shvat?

Offline Mplace

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2014
  • Posts: 2039
  • Total likes: 11
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: New York
  • Programs: Kan tzivah
Re: Chase Reconsideration
« Reply #8806 on: November 09, 2015, 11:05:36 PM »
Is there a time frame (like a minimum amount of time) b4 I can re apply?
What's your plan for yud shvat?

Offline D93

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jul 2014
  • Posts: 8793
  • Total likes: 21
  • DansDeals.com Hat Tips 14
    • View Profile
  • Location: PHL - TLV
Re: Chase Reconsideration
« Reply #8807 on: November 10, 2015, 12:47:58 AM »
Is there a time frame (like a minimum amount of time) b4 I can re apply?
No

Offline PillanSmye

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Aug 2015
  • Posts: 1028
  • Total likes: 68
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Chase Reconsideration
« Reply #8808 on: November 10, 2015, 07:09:29 AM »
Is there a time frame (like a minimum amount of time) b4 I can re apply?
By law, a lender cannot discourage you from applying for credit.  However, I would wait a couple months as Chase will have records of your previous decline.

Offline D93

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jul 2014
  • Posts: 8793
  • Total likes: 21
  • DansDeals.com Hat Tips 14
    • View Profile
  • Location: PHL - TLV
Re: Chase Reconsideration
« Reply #8809 on: November 10, 2015, 07:17:05 AM »
By law, a lender cannot discourage you from applying for credit.

Law or no law, Amex won't approve you for a card if you've been declined in the past 30 days.

Offline ChaimMoskowitz

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2014
  • Posts: 7232
  • Total likes: 1099
  • DansDeals.com Hat Tips 1
  • Gender: Female
    • View Profile
Re: Chase Reconsideration
« Reply #8810 on: November 10, 2015, 07:19:23 AM »
Law or no law, Amex won't approve you for a card if you've been declined in the past 30 days.
Does it matter business or personal? Do they affect each other?
I just found a new supply of forks!

Offline D93

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jul 2014
  • Posts: 8793
  • Total likes: 21
  • DansDeals.com Hat Tips 14
    • View Profile
  • Location: PHL - TLV
Re: Chase Reconsideration
« Reply #8811 on: November 10, 2015, 07:28:29 AM »
Does it matter business or personal? Do they affect each other?
No difference. Yes.

Offline Mareh

  • Dansdeals Bronze Elite
  • *
  • Join Date: Mar 2014
  • Posts: 36
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #8812 on: November 10, 2015, 12:48:15 PM »
what with this new chase policy "too many credit card opened in the last 2 years" - recon won't even reconsider this type of reason for approval

Offline Jm1248

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2014
  • Posts: 2423
  • Total likes: 15
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: NYC
Re: Chase Reconsideration
« Reply #8813 on: November 10, 2015, 12:50:31 PM »
what with this new chase policy "too many credit card opened in the last 2 years" - recon won't even reconsider this type of reason for approval
When you find out you can let us all know

Offline Mareh

  • Dansdeals Bronze Elite
  • *
  • Join Date: Mar 2014
  • Posts: 36
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #8814 on: November 10, 2015, 12:54:40 PM »
not much we can do when they act this way is there

Offline zlt123

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jul 2011
  • Posts: 631
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #8815 on: November 10, 2015, 01:31:13 PM »
is there any date points on getting a insteat approvel on a UR Card even if you had 5 in 2?

Offline Mplace

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2014
  • Posts: 2039
  • Total likes: 11
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: New York
  • Programs: Kan tzivah
Re: Chase Reconsideration
« Reply #8816 on: November 11, 2015, 12:53:27 AM »
On chase website, they have an option to check for offers, they ask for ss...
Is that connected to instant approval?
What's your plan for yud shvat?

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22830
  • Total likes: 7306
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Reconsideration
« Reply #8817 on: November 11, 2015, 06:23:03 AM »
On chase website, they have an option to check for offers, they ask for ss...
Is that connected to instant approval?
Nothing is connected to instant approval

Offline avadah

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2012
  • Posts: 2538
  • Total likes: 38
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Jerusalem
Re: Chase Reconsideration
« Reply #8818 on: November 11, 2015, 03:37:02 PM »
Question the thing that chase doesn't usually approve a card if you opened 5 accounts in the past 24 months is that for any chase card or just ur cards? Thanks.
UR.
They declined my wife's Marriott and BA apps for that reason,.

Offline avadah

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2012
  • Posts: 2538
  • Total likes: 38
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Jerusalem
Re: Chase Reconsideration
« Reply #8819 on: November 11, 2015, 03:39:50 PM »
How old does your credit history need to be for them to stop using that as an excuse?