VX/VX Biz are their easiest approvals.
I have VX (got approved for 30k CL when it was introduced). I wanted to have the option to convert to CB (and a business card). Why would VX Biz be any easier than Spark Plus? Aren't they both business charge cards that are due in full every month?
More lucrative card for the bank
How so? AF?And how do they make money on these when they are charge cards with balance due in full?
Do Cap 1 give retention offers on this card & do they refund the annual fee if canceling or downgrading within 30 days?