Author Topic: Bank Account Bonus Masterthread  (Read 28253 times)

Offline baron

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Re: Bank Account Bonus Masterthread
« Reply #80 on: February 08, 2024, 12:09:06 AM »
Will I get the extra 50 if I do it in a branch? I registered. Any idea @mlight

Offline mlight

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Re: Bank Account Bonus Masterthread
« Reply #81 on: February 08, 2024, 12:50:34 AM »
Will I get the extra 50 if I do it in a branch? I registered. Any idea @mlight
I don't see why not. It seems like it matches your registration on Name/Address/Email.

Also, did you apply for the personal or business account?


Offline baron

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Re: Bank Account Bonus Masterthread
« Reply #82 on: February 08, 2024, 01:14:13 AM »
I don't see why not. It seems like it matches your registration on Name/Address/Email.

Also, did you apply for the personal or business account?
Ok figured so. Maybe I’ll do it if I’m bored and passing one. Personal.

Online AsherO

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Re: Bank Account Bonus Masterthread
« Reply #83 on: February 08, 2024, 06:04:27 AM »
I don't believe they pull your credit report for a bank account.

Soft pull, per DoC
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Offline yaakovely

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Re: Bank Account Bonus Masterthread
« Reply #84 on: February 08, 2024, 03:53:16 PM »
Got this message for both my wife and I:

You’ll need to visit a branch to open your new account.
Sorry, we aren’t able to confirm your identity at this time. We can help you open your account at a branch.


Offline mlight

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Re: Bank Account Bonus Masterthread
« Reply #85 on: February 08, 2024, 04:20:32 PM »
Got this message for both my wife and I:

You’ll need to visit a branch to open your new account.
Sorry, we aren’t able to confirm your identity at this time. We can help you open your account at a branch.
I had to upload a pic of my license online for verification but I guess YMMV

Offline mlight

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Re: Bank Account Bonus Masterthread
« Reply #86 on: February 13, 2024, 08:23:38 AM »
Easy and quick Upgrade checking bonus:

1. Open an account with Upgrade Checking.

https://upgrade.com/r/hUhCn8wbq3

2. Deposit $1000+ Direct Deposit. (Chase transfer worked for me).
Here's other DP's of what worked from DOC
https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Upgrade

3. Recieve $200 bonus plus ability to refer others for $50

My timeline:
2/7 Opened account and did a standard transfer (as opposed to a real time transfer) from Chase (I did $1001).
2/12 recieved bonus.

https://upgrade.com/r/hUhCn8wbq3

Offline yaakovely

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Re: Bank Account Bonus Masterthread
« Reply #87 on: February 21, 2024, 01:40:21 PM »
Easy and quick Upgrade checking bonus:

1. Open an account with Upgrade Checking.

https://upgrade.com/r/hUhCn8wbq3

2. Deposit $1000+ Direct Deposit. (Chase transfer worked for me).
Here's other DP's of what worked from DOC
https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Upgrade

3. Recieve $200 bonus plus ability to refer others for $50

My timeline:
2/7 Opened account and did a standard transfer (as opposed to a real time transfer) from Chase (I did $1001).
2/12 recieved bonus.

https://upgrade.com/r/hUhCn8wbq3
Waste of time. Tried both for me and my wife.
"We're sorry, we were unable to open your account.
If you would like to learn more about why you were not approved, please click here."

"Identity could not be verified
Unable to find credit profile at bureau"

Has anyone been able to open up an account?

Offline mlight

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Re: Bank Account Bonus Masterthread
« Reply #88 on: February 21, 2024, 02:08:51 PM »
Waste of time. Tried both for me and my wife.
"We're sorry, we were unable to open your account.
If you would like to learn more about why you were not approved, please click here."

"Identity could not be verified
Unable to find credit profile at bureau"

Has anyone been able to open up an account?
Yes both my wife and I and many positive DP's on DOC.

Is your credit report frozen?

Offline Triple Canopy

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Re: Bank Account Bonus Masterthread
« Reply #89 on: February 28, 2024, 03:45:06 PM »
Upgrade is offering a really nice up to $500 bonus to open a new savings account (5.21% APY).

Once you sign up, generate your own referral code so you can refer your SO to get $500 bonus and you also get another $500 ($1000 additional).

Online AsherO

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Re: Bank Account Bonus Masterthread
« Reply #90 on: February 28, 2024, 06:07:32 PM »
Upgrade is offering a really nice up to $500 bonus to open a new savings account (5.21% APY).

Once you sign up, generate your own referral code so you can refer your SO to get $500 bonus and you also get another $500 ($1000 additional).


The other recent offer posted upthread was $200 but required only $1k deposit, this one is $15k+ (for $75 bonus) and $100k+ for the full $500. Not sure that’s a better offer.
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Online UKinNYS

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Re: Bank Account Bonus Masterthread
« Reply #91 on: February 29, 2024, 02:04:41 PM »
$325 for new WF checking account sign-up https://accountoffers.wellsfargo.com/welcomebonus/

Offline yaakovely

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Re: Bank Account Bonus Masterthread
« Reply #92 on: February 29, 2024, 08:32:15 PM »
Upgrade is offering a really nice up to $500 bonus to open a new savings account (5.21% APY).

Once you sign up, generate your own referral code so you can refer your SO to get $500 bonus and you also get another $500 ($1000 additional).
Any idea why I'm getting this message when I apply. This happened to my wife's application as well?

"We're sorry, we were unable to open your account."

"Thank you for your recent application for a Rewards Checking Plus account provided by Cross River Bank
through Upgrade, Inc. Your request was carefully considered, and we regret that we are unable to open your
account at this time, for the following reason(s):
Identity could not be verified
Unable to find credit profile at bureau
The consumer reporting agency contacted that provided information that influenced our decision in whole or in
part was: TransUnion Consumer Solutions"

Offline Triple Canopy

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Re: Bank Account Bonus Masterthread
« Reply #93 on: February 29, 2024, 09:37:02 PM »
are you putting in a real phone number? or google voice?

Any idea why I'm getting this message when I apply. This happened to my wife's application as well?

"We're sorry, we were unable to open your account."

"Thank you for your recent application for a Rewards Checking Plus account provided by Cross River Bank
through Upgrade, Inc. Your request was carefully considered, and we regret that we are unable to open your
account at this time, for the following reason(s):
Identity could not be verified
Unable to find credit profile at bureau
The consumer reporting agency contacted that provided information that influenced our decision in whole or in
part was: TransUnion Consumer Solutions"

Offline yaakovely

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Re: Bank Account Bonus Masterthread
« Reply #94 on: February 29, 2024, 10:53:19 PM »
are you putting in a real phone number? or google voice?
my cell

Offline mlight

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Re: Bank Account Bonus Masterthread
« Reply #95 on: May 15, 2024, 11:26:52 PM »
Easy and quick Upgrade checking bonus:

1. Open an account with Upgrade Checking.

https://upgrade.com/r/hUhCn8wbq3

2. Deposit $1000+ Direct Deposit. (Chase transfer worked for me).
Here's other DP's of what worked from DOC
https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Upgrade

3. Recieve $200 bonus plus ability to refer others for $50

My timeline:
2/7 Opened account and did a standard transfer (as opposed to a real time transfer) from Chase (I did $1001).
2/12 recieved bonus.

https://upgrade.com/r/hUhCn8wbq3
Bonus now bumped up to $300 and $100 for referer. With a P2 easy $700 return on $2000 in about a week!!

Open a checking account with my link and we can both earn up to a $300 bonus! 🎁 T&Cs apply. https://upgrade.com/r/D0xpNqW8nb

Offline yaakovely

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Re: Bank Account Bonus Masterthread
« Reply #96 on: May 16, 2024, 01:47:40 PM »
Bonus now bumped up to $300 and $100 for referer. With a P2 easy $700 return on $2000 in about a week!!

Open a checking account with my link and we can both earn up to a $300 bonus! 🎁 T&Cs apply. https://upgrade.com/r/D0xpNqW8nb
I used you referral link. Somehow I ended up with a savings account as well. Any idea how that happened? Also, my referral link only shows $50 for me and $200 for signup. Lastly, I am not seeing an option to add Upgrade instantly to my Chase account. It is making me send trial deposits to verify the account. Is there any easier way to do this? Thanks
« Last Edit: May 16, 2024, 02:03:24 PM by yaakovely »

Offline sylk

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Re: Bank Account Bonus Masterthread
« Reply #97 on: May 16, 2024, 02:02:19 PM »
I used you referral link. Somehow I ended up with a savings account as well. Any idea how that happened? Also, my referral link only shows $50 for me and $200 for signup.
same here

Offline yaakovely

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Re: Bank Account Bonus Masterthread
« Reply #98 on: May 16, 2024, 02:16:50 PM »
same here
I called them. It seems like they automatically open a savings account when you open a checking account unless you uncheck a box during the application process. Anyone know if any of the Upgrade Savings promotions are still active?

Offline mlight

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Re: Bank Account Bonus Masterthread
« Reply #99 on: May 16, 2024, 02:46:39 PM »
I did not open a savings account back when I did the offer (when it was for $200) so either that's new or I noticed and unchecked the box, I don't remember. I also had no problems linking my chase accounts. Regarding the referral bonus,  I can't say forsure, but they should update to the higher offer at some point. That's been my experience.  Good luck!