Morristown CC scandal

[mendoul]

This Shabbos I found out what happened:

One of the guys in the back office created tons of authorized users on his Amex cards so that he can take advantage of the Amex-SBS, he then removed them all from his cards.

I am not sure what the limit is on adding authorized users, but even if he created 160 cards that brings him to $4000 - not such a large amount to risk losing your job and possible jail time! Just open a few credit cards and you will make more then that.

From my understanding he was fired.

So it is not as bad as it seemed initially being that they were only authorized users..

If he would of just asked all the bochrim permission and split the $25 he would of been in a much better shape and still employed..

this guy was there 3years ago?

[Achas Veachas]

And also disadvantageous if the primary user had bad credit.   

On a totally different note: There's this guy in CH that was collecting signatures and license numbers in order "to free Sholom Rubashkin," I am not sure what can be done with a License number so I just gave it to him.
Now If he wasn't nuts already, by now I am sure he is: I saw carrying on Shabbos screaming for Rubashkin's sake. Had anyone else bumped into him?

Yes the guy is a Meshugener. He goes around on Shabbos collecting signatures Saying "Pikuach Nefesh Docheh Shabbos Umitzvah Begadol". And that's from the more normal things he says....

[Saver2000]

And also disadvantageous if the primary user had bad credit.   

-1

[smurf]

-1

it could make a difference, if that particular account carries a high balance it can reflect poorly on one's cr.
Although ime it was pretty easy to get It of my report

[Saver2000]

it could make a difference, if that particular account carries a high balance it can reflect poorly on one's cr.

Correct.  And if that particular card pays late, charges off etc.

It seemed that nitantel was saying that the other persons entire history/profile carries over to the AU.

[Mimi K.]

I once took in a younger boucher on Shabbos, in the hospital they ask for social.
I obviously could call the parents.

NEVER give a hospital your SSN!
They say they need it for your "Medical Record" but that is a load of BS!
There are no medical Records on your social!
They need it for the billing dept.
So they can come after you when your insurance doesn't want to cover a MRI on your arm when you came in with the Flu!

Correct.  And if that particular card pays late, charges off etc.

It seemed that nitantel was saying that the other persons entire history/profile carries over to the AU.

Only that card and only while the AU was active not before or after!

[Cholentfresser]

Wow! I learnt there a couple years ago. I didn't get any letter. This is crazy.

[Fan of Dan]

I wonder if becoming an AU would also lower the average age of your credit cards which would be bad regardless of how he pays that card.

[meshugener]

Yes the guy is a Meshugener. He goes around on Shabbos collecting signatures Saying "Pikuach Nefesh Docheh Shabbos Umitzvah Begadol". And that's from the more normal things he says....

yeah, but why did you put a cap M on Meshugener?

[Achas Veachas]

yeah, but why did you put a cap M on Meshugener?

Because he's Meshugah with a capital M (no offense meant)

[daganster]

Couldn't he have done it with fake names/people

[Fan of Dan]

Couldn't he have done it with fake names/people

With a social you can do it online.

[Avid Reader]

Here's the letter from the Yeshiva (sent via certified mail).

After reading this, I feel the Yeshiva reacted in a responsible manner to the incident.

[Chaikel]

After reading this, I feel the Yeshiva reacted in a responsible manner to the incident.

+1

[mena613]

Why do I get a request to type in my Social security nr to view the letter the yeshiva sent

[Avid Reader]

Why do I get a request to type in my Social security nr to view the letter the yeshiva sent

I'm getting that same request when I try to view your post

[SGF]

here's the story how i heard it over a month ago:
The Yeshiva has a person in the office who's job is to take care of the government grants and Fafsa program, last years guy left so they got this new guy from Lakewood, supposedly religious (obviously the dress doesn't mean anything) to take over and clean up a bit from the previous person, entitling him with personal info of all the students this year and previous years and even parents' info.

he was busted because a bochur randomly checked up his account on credit karma, called amex and got that guys info.
he got a full credit report and found that he lost 17 points for this.

he contacted the office and after a bit of research they figured what happened.
the guy confessed to open about 120 AU with amex and he claimed to make only $3k thru SBS and was fired.

apparently he spent money on each card, paid it up and then closed all the cards, so now there's no real reason to file it as fraud.

the yeshiva sent a letter to all the victims notifying them of what had happened.

IMO the whole story doesn't sit well, unless he is dumb, $3k isn't enough for a person to risk himself to get fired and i don't know what else he did.

now, its not so bad as it sounds like, no ones credit was majorly messed up as there's no debt left on anyone's file but there was definitely a loss of credit score.
besides who knows maybe this guy took all the info and is saving them and can make more trouble at a later date.

the yeshiva claimed that they are trying to take care of it with a agency, not sure what that means.

a couple Rabonim that were asked about it said it would be Mesira to take legal action against him especially since there's no real problems here, its just a few credit score.

IMHO his name and info should be publicized (maybe we can even get his DDF name).

[elig770]

IMHO his name and info should be publicized (maybe we can even get his DDF name).

DDF name is more important

[whYME]

he contacted the office and after a bit of research they figured what happened.

The yeshiva office? how did he know the "leak" came from yeshiva?

since there's no real problems here, its just a few credit score.

A few points on a credit score can mean a large sum of money if, for example, it bumps somebody down to a lower bracket for a mortgage. (not likeley for a bochur but did he also do this with the parents?)

[SGF]

The yeshiva office? how did he know the "leak" came from yeshiva?
A few points on a credit score can mean a large sum of money if, for example, it bumps somebody down to a lower bracket for a mortgage. (not likeley for a bochur but did he also do this with the parents?)

At 1st he didn't know who it was, he was going to drive down to the guy in Lakewood, but then he mentioned to someone else the name and pieced it together.

I thought the same way, had this happened to me I would probably take care of it a diff. Way.
Also the score won't hurt them now and its possible to get it all back but it'll hurt in the long run.
I'm not a Rav neither did I speak directly to a rav about it but apparently it doesn't fall into the geder of gneiva, not sure why.