What's Your FICO Score?

[yaakovl]

is Barclays Fico the real deal or is it a faco?

[TimT]

is Barclays Fico the real deal or is it a faco?

Its TU.

[yaakovl]

Its TU

sweet thanks
803

[TimT]

sweet thanks
803

They do their math a little differently than the others but it's not faco.

[elit]

Just Got all 3 my TU is 790 the others are in the  770s

[TimT]

Just Got all 3 my TU is 790 the others are in the  770s

Where'd you get them all from ?

[elit]

Where'd you get them all from ?

Starting mortgage process. A  broker did it for me.

[TimT]

Starting mortgage process. A  broker did it for me.

Those numbers are good for the best rates.

[danzz72]

currently have a 720 and im taking a break from signing up to cards... how long does anyone think i can get back to 750 if i pay ahead of time and follow all the right rules... like how many points per month does your credit score go up by??

[elit]

Those numbers are good for the best rates.

I hope so.  Definitely could use it 

[TimT]

I hope so.  Definitely could use it

I think if your above 740 or 750 you get the best rates. CMIIW

[coralsnake]

currently have a 720 and im taking a break from signing up to cards... how long does anyone think i can get back to 750 if i pay ahead of time and follow all the right rules... like how many points per month does your credit score go up by??

Doesnt work like that.

[danzz72]

How does it work?

[mileagejunkie]

How does it work?

You might want to start all the way at the bottom:
http://www.dansdeals.com/credit-card-posts

[cholent]

I got scores for free from a WellsFargo offer, they are experian. Any idea if they're FICO or FAKO?

[eli.f]

I got scores for free from a WellsFargo offer, they are experian. Any idea if they're FICO or FAKO?

What do you mean by offer?
If for a loan, it's probably FICO.

[cholent]

What do you mean by offer?
If for a loan, it's probably FICO.

Recently WellsFargo was advertising, sending out emails offering free experian credit report and credit scores to anyone who banks with them.

[cholent]

What do you mean by offer?
If for a loan, it's probably FICO.

They call it a "VantageScore" Fico score.

[eli.f]

They call it a "VantageScore" Fico score.

Does it say FICO? Vantage Score is not FICO.
You can get it for free on creditkarma.com

[ChaimMoskowitz]

If it does not say FICO assume it is a FAKO.