What about this:
"
Coverage doesn't apply under these specific circumstances:The lower-priced item requires a service contract, such as cell phones with a required service contract."
Does this mean that it won't work, or is it just that the lower priced item can't be different from the higher priced item in that it requires a contract, which the higher priced item doesn't?
ETA: I confirmed with Citi that it's the latter. I'm in for 2