Amex F/R Master Thread

[tzifanya54]

Have a tax return of 13-14k

Fake or real Bussiness? You mentioned BGR card.

[maxie m]

It's personal tax return which is what they want

[tzifanya54]

It's personal tax return which is what they want

So you weren't FR'd on the Bussiness Acct?

[leaf]

You might still pass. 

[maxie m]

So you weren't FR'd on the Bussiness Acct?

dw was initially fr'ed on the brg but then it spread to all of my wife's cards,they asked specifically for the personal tax returns

[tzifanya54]

dw was initially fr'ed on the brg but then it spread to all of my wife's cards,they asked specifically for the personal tax returns

If it's just personal they are requesting, past reports indicate you stand a good chance at success.

[maxie m]

If it's just personal they are requesting, past reports indicate you stand a good chance at success.

b"h

[ydf]

I am just wondering why do ppl take such a risk to try to submit the tax returns by a f/r  its alot of pressure and a big risk they will not pass ( and all sleepless nights for 2 weeks), why not close yourself your accounts and reopen it 6 monthes later? Whats the big deal? Am I missing something?

[D93]

I am just wondering why do ppl take such a risk to try to submit the tax returns by a f/r  its alot of pressure and a big risk they will not pass ( and all sleepless nights for 2 weeks), why not close yourself your accounts and reopen it 6 monthes later? Whats the big deal? Am I missing something?

What's so hard to fill out a simple form and fax it in? Am I missing something?

[tzifanya54]

I am just wondering why do ppl take such a risk to try to submit the tax returns by a f/r  its alot of pressure and a big risk they will not pass ( and all sleepless nights for 2 weeks), why not close yourself your accounts and reopen it 6 monthes later? Whats the big deal? Am I missing something?

Credit card age/new pulls/new accounts unnecessarily/points that haven't yet posted... Just to name a few

[ydf]

What's so hard to fill out a simple form and fax it in? Am I missing something?

just for the fear you have 2 weeks that they will close you and in fact alot of times I see reported from ppl here that they did not pass it and they closed them so why all that PITA

[TimT]

just for the fear you have 2 weeks that they will close you and in fact alot of times I see reported from ppl here that they did not pass it and they closed them so why all that PITA

If everything's legit there's no reason for sleepless nights.

[ydf]

Credit card age/new pulls/new accounts unnecessarily/points that haven't yet posted... Just to name a few

right thats a point,if its a very old account you would wana keep that open

[TimT]

right thats a point,if its a very old account you would wana keep that open

points that haven't yet posted

New account

[D93]

just for the fear you have 2 weeks that they will close you and in fact alot of times I see reported from ppl here that they did not pass it and they closed them so why all that PITA

According to a FR rep "99% of FR's are passed".

[TimT]

According to a FR rep "99% of FR's are passed".

I wonder what the % is on business accounts.

[David Smith]

According to a FR rep "99% of FR's are passed".

72.6% of statistics are made up.

[miller123]

wiki says
5)   What to do if American Express closed your accounts?
Once American Express closes your accounts, the only way to get back on is if you have the required information needed to pass a Financial Review. They will require you to request a 4506 form from the IRS (which will cost you $57) before they even approve any of your future applications.         
anyone with recent experience reopening an old card that got closed by amex by an f"r ?    is there a timeframe for it  ?    thanks

I have been closed down from amex 7 month later opened again no problem didnt need any documents

Maby play with ss number 

[ydf]

$1671.38 

thanks so much for the exact number , the q' was if it has to be a real large amount like a few k or even like 8 900 is considered large (I just have no idea what means large spending)

[TimT]

thanks so much for the exact number , the q' was if it has to be a real large amount like a few k or even like 8 900 is considered large (I just have no idea what means large spending)

$800 isn't a very large purchase.