K so I have Alaska card from Bank of America. It's been a year and I was charged the annual fee. So I called and there's no card to downgrade it to. I asked if I can transfer the credit line and they said the balance has to be 0 in order to transfer. I asked if I pay the annual fee, transfer the credit line, and close the card, will I be refunded the annual fee? And they said no.
i fold them that all other banks allow that and he said Bank of America doesn't allow it. Should I go ahead and try it anyway? I don't want to lose the credit line, and most importantly, I don't want to lose the $75 annual fee.