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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419 [Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.


« Last edited by Dani on July 30, 2024, 06:14:19 PM »

Author Topic: Chase Reconsideration  (Read 2722258 times)

Offline mordechain

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Re: Chase Reconsideration
« Reply #9640 on: February 17, 2016, 01:59:20 AM »
This past Thursday, applied for ba,Marriott and freedom. Ba and Marriott approved, freedom is pending. I am over the 5/24

Offline theblakdavid

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Re: Chase Reconsideration
« Reply #9641 on: February 17, 2016, 02:48:53 AM »
This past Thursday, applied for ba,Marriott and freedom. Ba and Marriott approved, freedom is pending. I am over the 5/24
Were you over 5/24 before Ba and marriot? And were you approved instantly?

Offline mordechain

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Re: Chase Reconsideration
« Reply #9642 on: February 17, 2016, 02:49:35 AM »
Yup to both

Offline mord1

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Re: Chase Reconsideration
« Reply #9643 on: February 17, 2016, 05:41:12 PM »
I got denied for ink recon- were going to approve went for 2nd approval and denied, to many recent apps and to much credit-  If I cancel some personal credit, any chance I could get them approve the ink then?  I figure, if I wont be able to apply for more cards past april, I don't really need that much credit lying around

Offline CS91

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Re: Chase Reconsideration
« Reply #9644 on: February 17, 2016, 05:43:29 PM »
I got denied for ink recon- were going to approve went for 2nd approval and denied, to many recent apps and to much credit-  If I cancel some personal credit, any chance I could get them approve the ink then?  I figure, if I wont be able to apply for more cards past april, I don't really need that much credit lying around
How did you find out that you were denied? Letter in the mail or you called for a status update?

Offline mord1

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Re: Chase Reconsideration
« Reply #9645 on: February 17, 2016, 05:44:22 PM »
How did you find out that you were denied? Letter in the mail or you called for a status update?
I called and they said I was denied and then got a letter,  this was pending by the final review people for 2 weeks

Offline benjie1305

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Re: Chase Reconsideration
« Reply #9646 on: February 17, 2016, 08:12:57 PM »
Current consensus to lower CL's with Chase before applying for co-branded or a certain range to be in?
Work hard, Play harder!

Offline MrPrime1

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Re: Chase Reconsideration
« Reply #9647 on: February 17, 2016, 08:23:47 PM »
Planning on applying for a second ink plus and a United biz. I'm way past 5/24 but was previously able to barely get approved by shifting cl via recon. My question is should I cut my cl on my ink plus in order to increase my chances of getting approved for the United biz and second ink plus?

Offline benjie1305

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Re: Chase Reconsideration
« Reply #9648 on: February 18, 2016, 09:26:17 AM »
When requesting to lower the CL and it getting approved, how fast does it go into effect?
Work hard, Play harder!

Offline Venilla

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Re: Chase Reconsideration
« Reply #9649 on: February 18, 2016, 09:29:24 AM »
When requesting to lower the CL and it getting approved, how fast does it go into effect?
IME immediately.
I like vanilla but my name is Venilla.

Offline benjie1305

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Re: Chase Reconsideration
« Reply #9650 on: February 18, 2016, 09:32:32 AM »
IME immediately.

Thanks.

This is Chase's new way. They approve you for a co-brand with such a large CL that there is no way your second app will go through without having to call them. Once you call, they'll deny you for 5/24.
Work hard, Play harder!

Offline TimT

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Re: Chase Reconsideration
« Reply #9651 on: February 18, 2016, 09:33:27 AM »
Thanks.

This is Chase's new way. They approve you for a co-brand with such a large CL that there is no way your second app will go through without having to call them. Once you call, they'll deny you for 5/24.
:)

Offline TimT

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Re: Chase Reconsideration
« Reply #9652 on: February 18, 2016, 09:34:21 AM »

Offline benjie1305

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Re: Chase Reconsideration
« Reply #9653 on: February 18, 2016, 09:47:44 AM »
On another note, is a Biz CL with Chase considered part of your CL or completely separate when it comes to overall CL with them?

My question is specific to applying for a personal card and seeing how much "overall CL" I have with them. Will they look at Biz+personal CL combined or only at my personal CL for that?
Work hard, Play harder!

Offline MrPrime1

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Re: Chase Reconsideration
« Reply #9654 on: February 18, 2016, 09:50:38 AM »
On another note, is a Biz CL with Chase considered part of your CL or completely separate when it comes to overall CL with them?

My question is specific to applying for a personal card and seeing how much "overall CL" I have with them. Will they look at Biz+personal CL combined or only at my personal CL for that?
I had a rep tell me that it does but he could just be making that up

Offline benjie1305

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Re: Chase Reconsideration
« Reply #9655 on: February 18, 2016, 09:51:28 AM »
I had a rep tell me that it does but he could just be making that up

Don't see why he would lie about it. On that note, that was not the answer I was hoping for.
Work hard, Play harder!

Offline MrPrime1

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Re: Chase Reconsideration
« Reply #9656 on: February 18, 2016, 09:54:20 AM »
Don't see why he would lie about it. On that note, that was not the answer I was hoping for.
I was on a recon call trying to get the ba card approved and they told me they had already extended me their max amount of credit and he said he included the business ccs as well. He could have just been saying that as an excuse to decline the app (ended up getting it approved by shifting over some credit from another card)

Offline benjie1305

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Re: Chase Reconsideration
« Reply #9657 on: February 18, 2016, 10:35:49 AM »
So now that I got the 7-10 day message upon applying, is the current consensus to call or let it be? What if I want to apply for a second card today as well?
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Offline Venilla

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Re: Chase Reconsideration
« Reply #9658 on: February 18, 2016, 12:21:36 PM »
So now that I got the 7-10 day message upon applying, is the current consensus to call or let it be? What if I want to apply for a second card today as well?
7-10 means declined so if you don't call you won't get it...
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Offline benjie1305

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Re: Chase Reconsideration
« Reply #9659 on: February 18, 2016, 12:22:38 PM »
7-10 means declined so if you don't call you won't get it...

Really? Since when is that? Because it says decision pending.
Work hard, Play harder!