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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2461605 times)

Offline HP58

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Re: Chase Reconsideration
« Reply #6300 on: October 01, 2014, 11:07:52 AM »
Can I tell them to shift credit from a personal card to biz?

Offline @Yehuda

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Re: Chase Reconsideration
« Reply #6301 on: October 01, 2014, 11:08:44 AM »
Can I tell them to shift credit from a personal card to biz?
Sure

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #6302 on: October 01, 2014, 11:08:55 AM »
Can I tell them to shift credit from a personal card to biz?
IIRC, they will shift personal to business, but not  the other way.
Quaerite et Invenietis.

Offline Oceanblue

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Re: Chase Reconsideration
« Reply #6303 on: October 01, 2014, 11:22:10 AM »
Can I tell them to shift credit from a personal card to biz?

they closed my personal sapphire to shift the credit to open the biz.  worked out well since the AF was going to hit soon for the sapphire

Offline rots5

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Re: Chase Reconsideration
« Reply #6304 on: October 01, 2014, 11:26:58 AM »
Can I tell them to shift credit from a personal card to biz?
They will not in my recent experiences.
If you have any questions please search and then ask. PM me for detailed help.

Offline clear thinker

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Re: Chase Reconsideration
« Reply #6305 on: October 01, 2014, 11:44:11 AM »
They will not in my recent experiences.
That's what's called huca, a different rep might have a different story.
They have done it for me already

Offline zlt123

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Re: Chase Reconsideration
« Reply #6306 on: October 01, 2014, 11:48:56 AM »
Yup got that one by me too, minimum credit line is 15k.
-1 its 8K

Offline Yaalili

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Re: Chase Reconsideration
« Reply #6307 on: October 01, 2014, 12:53:38 PM »
-1 its 8K

And another rep will say something else I guess, that what my rep told me and he had to shift credit from other cards to give the min 15k.

Offline Mech

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Re: Chase Reconsideration
« Reply #6308 on: October 01, 2014, 01:04:38 PM »
I applied for united club card 2 days ago and got a pending. I don't have that many ccs and have very good credit and never got denied for a cc either. Is it still worth it for me to call recon to try to get an instant approval or since it's not the same day as the app was submitted, just wait it out??
TIA

Offline @Yehuda

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Re: Chase Reconsideration
« Reply #6309 on: October 01, 2014, 01:14:00 PM »
I applied for united club card 2 days ago and got a pending. I don't have that many ccs and have very good credit and never got denied for a cc either. Is it still worth it for me to call recon to try to get an instant approval or since it's not the same day as the app was submitted, just wait it out??
TIA
FYI The term instant approval is used only when the app says approved on the computer when you click 'submit'.
In the future, you should always call if you're not instantly approved and that call should be placed the day you applied so that there is no chance they will pull your credit again.
In your case, I would still call now (never wait it out, you could just be waiting to get a "denied" claim that you could have discussed on the phone earlier) and just before they do any reviews, make sure you specify that they will not pull your credit again.

Offline eli.f

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Re: Chase Reconsideration
« Reply #6310 on: October 01, 2014, 01:14:56 PM »
I applied for united club card 2 days ago and got a pending. I don't have that many ccs and have very good credit and never got denied for a cc either. Is it still worth it for me to call recon to try to get an instant approval or since it's not the same day as the app was submitted, just wait it out??
TIA
It's normal.
Definitely call and if needed, call again. (It's too late for an instant approval, as it's already pending, but you could still get approved)
If it's not the same day, it might cost you another pull.

Offline Mech

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Re: Chase Reconsideration
« Reply #6311 on: October 01, 2014, 02:38:28 PM »

FYI The term instant approval is used only when the app says approved on the computer when you click 'submit'.
got it. Thanx!!

Offline clear thinker

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Re: Chase Reconsideration
« Reply #6312 on: October 01, 2014, 03:20:31 PM »
FYI The term instant approval is used only when the app says approved on the computer when you click 'submit'.
In the future, you should always call if you're not instantly approved and that call should be placed the day you applied so that there is no chance they will pull your credit again.
In your case, I would still call now (never wait it out, you could just be waiting to get a "denied" claim that you could have discussed on the phone earlier) and just before they do any reviews, make sure you specify that they will not pull your credit again.
I never ever! Got an instant approval when applying online with chase!
I didn't even know there is such a thing!

Offline etech0

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Re: Chase Reconsideration
« Reply #6313 on: October 01, 2014, 03:22:46 PM »
I never ever! Got an instant approval when applying online with chase!
I didn't even know there is such a thing!
I did, when I got my freedom, sapphire and united. Might have helped that I had a checking and savings account with them.
My Barclay Arrival Plus was also instant approval.
I also have gotten with Amex, but not always. (MMMV I guess)
Workflowy. You won't know what you're missing until you try it.

Offline clear thinker

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Re: Chase Reconsideration
« Reply #6314 on: October 01, 2014, 03:27:22 PM »
I did, when I got my freedom, sapphire and united. Might have helped that I had a checking and savings account with them.
My Barclay Arrival Plus was also instant approval.
I also have gotten with Amex, but not always. (MMMV I guess)
Me too, I've been approved tons of times (even without call recon) just not "instant"

Offline etech0

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Re: Chase Reconsideration
« Reply #6315 on: October 01, 2014, 03:31:36 PM »
Me too, I've been approved tons of times (even without call recon) just not "instant"
The ones I referred to above were instant
Workflowy. You won't know what you're missing until you try it.

Offline Mech

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Re: Chase Reconsideration
« Reply #6316 on: October 01, 2014, 03:31:36 PM »

In the future, you should always call if you're not instantly approved and that call should be placed the day you applied so that there is no chance they will pull your credit again.
In your case, I would still call now (never wait it out, you could just be waiting to get a "denied" claim that you could have discussed on the phone earlier) and just before they do any reviews, make sure you specify that they will not pull your credit again.
It's normal.
Definitely call and if needed, call again. (It's too late for an instant approval, as it's already pending, but you could still get approved)
If it's not the same day, it might cost you another pull.
thanx guys it worked!!
The agent told me that I got denied because I didn't have enough annual income. I told him i also have additional household income from my wife which the application never gave me an option about that to fill out. Came back a minute later with an approval!!!

Offline zale

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Re: Chase Reconsideration
« Reply #6317 on: October 01, 2014, 03:32:04 PM »
They will not in my recent experiences.

They just did it for me with a UA biz card. Closed a personal card and took that line of credit for the biz card.

Offline Mech

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Re: Chase Reconsideration
« Reply #6318 on: October 01, 2014, 03:35:38 PM »

I never ever! Got an instant approval when applying online with chase!
I didn't even know there is such a thing!
I've also gotten instant approvals on my SP and Amex SPG

Offline eli.f

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Re: Chase Reconsideration
« Reply #6319 on: October 01, 2014, 04:18:04 PM »
thanx guys it worked!!
The agent told me that I got denied because I didn't have enough annual income. I told him i also have additional household income from my wife which the application never gave me an option about that to fill out. Came back a minute later with an approval!!!
What income did you state? And what income did you tell recon? (Roughly)
Just want to know what their requirements are.