Topic Wiki

To signup for credit cards you can click here or on the “other credit cards” tab on top of the DansDeals logo banner to view links for card offers. Then just click on the link to “View all card offers by issuing bank” and scroll down to view all card offers from the bank of your choice.


Current available offers:
http://www.dansdeals.com/go/AAExec/

Citi-Business
http://www.aa.com/i18n/AAdvantage/earnMiles/beyondTravel/creditDebit/citi-business.jsp
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening
The new 18 month language isn't on this application

50k WMC Plat level offer page
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening. American Airlines AAdvantage®
bonus miles are not available if you have had a Citi® / AAdvantage® Platinum Select® Card opened or closed (meaning opened a new card no matter it's current statues) in the past 18 months.

From FlyerTalk Old Citi Executive AA 50k after $5k spend link. The new 18 month language isn't on this application.[/url]


35K WMC consumer and business offer page
$1.5k spending in 3 months

Citibank Contacts:
Application status – https://www.accountonline.com/cards/acq/CardApplicationStatus.do?screenID=3187
(800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
(888) 201-4523 – Application status
(866) 606-2961 – Reconsideration Line
(800) 763-9795 – General Personal Application Inquiries with live rep
(800) 645-7240 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(800) 288-4653 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(866) 606-2787 – General Application and Account Questions with live rep

Many people have also had better luck writing to the office of the President for reconsideration on Citi cards:
Mr. Ken Stork
Office of the President
PO Box 6000
Sioux Falls, SD 57117

HT: FT

Citi in NY pulls from either Equifax or Experian or both. YMMV even by the same person.

If you live in NJ or NY, you should freeze your Experian. They will only pull Equifax then. Otherwise, YMMV.

FOR MORE INFO, READ FT'S WIKI - IT IS PHENOMENAL, FT WIKI

Quote from the above mentioned FT WIKI:
For the most part, freezing Experian, or another bureau, will not cause Citi to pull a different bureau. They will almost certainly require you to unfreeze the bureau they wish to pull or deny your application. Some people have been successful providing the PIN but others have not. Mostly, freezing a credit bureau in an attempt to force Citi to pull a different one seems to waste time, money, and effort for little result. But YMMV.

DDF data points (As of 10/2015)
NY- pulls both EQ/EX, can still get instant approval with EX frozen
CA, OH, PA, TX- ONLY EX. Citi will refuse to pull other bureau

Benefits:..
New no forex fees starting Nov.'15

From FT Wiki:"Important exception: If you receive a Platinum World MC which is later converted to a World Elite MC (as indicated on the back of the card), the opening of that card will no longer count for purposes of the 18-month rule. This is true not only for conversions in early 2015, but also for those in more recent months.
Note: It makes no difference when (or whether) you activate the World Elite card. If you have the WE card in hand, then the conversion on Citi's books is already complete. There is nothing magical about activating it.
There are a few reports that some Gold World MC are being converted to Gold World Elite MC and that will no longer count for purposes of the 18-month rule."
UPDATE: As of 02/18/2016 (for applications after 02/09/2016), the W>WE loophole may be dead.
« Last edited by Yhgfkj on August 26, 2016, 12:49:48 AM »

Author Topic: Citi AA Master Thread  (Read 2836544 times)

Online CountValentine

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Re: Citi AA Master Thread
« Reply #4060 on: February 24, 2014, 10:46:59 AM »
Everything is relative, I guess.
Correct.
Only on DDF does 24/6 mean 24/5/half/half
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Offline rivkao

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Re: Citi AA Master Thread
« Reply #4061 on: February 24, 2014, 11:04:48 AM »
How long does it take for transactions to post. I'm waiting since Thurs. and everything still pending. I wanted to make a payment to meet the 10k spend threshold cuz my CL is only 8.5 and closing date tomorrow. Should I still try or give up?

Offline Bostener

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Re: Citi AA Master Thread
« Reply #4062 on: February 24, 2014, 11:25:34 AM »
No, not small. 2,500. As for cashing out, it's a pain but the plan is to cash out the same way you put spend on a CC (buying VRs.) If so, then why did I do it, you ask. I will answer you. Because the Amex GC allows me to do all that spend at once.

But I will re-ask my question from before: did anybody meet the threshold with spending that included the Amex GCs?
What's the point of not buying straight VR? You still need to run after VR and upload it in BB and similar cards. And that's assuming you get the AMEX GC  for free.
Airlines sending me "We're in this together" emails.

Bruh, where were you when my suitcase weighed it 51.50 pounds?

Offline Freddie

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Re: Citi AA Master Thread
« Reply #4063 on: February 24, 2014, 11:27:38 AM »
What's the point of not buying straight VR? You still need to run after VR and upload it in BB and similar cards. And that's assuming you get the AMEX GC  for free.

Not free, better than free. They paid me 2% to take the cards.

Offline AJK

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Re: Citi AA Master Thread
« Reply #4064 on: February 24, 2014, 11:32:47 AM »
No, not small. 2,500. As for cashing out, it's a pain but the plan is to cash out the same way you put spend on a CC (buying VRs.) If so, then why did I do it, you ask. I will answer you. Because the Amex GC allows me to do all that spend at once.

 ???

You unload the AmEx by buying VRs? So what time are you saving?
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline Marco Polo

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Re: Citi AA Master Thread
« Reply #4065 on: February 24, 2014, 11:35:03 AM »
No, not small. 2,500. As for cashing out, it's a pain but the plan is to cash out the same way you put spend on a CC (buying VRs.) If so, then why did I do it, you ask. I will answer you. Because the Amex GC allows me to do all that spend at once.

But I will re-ask my question from before: did anybody meet the threshold with spending that included the Amex GCs?
What spend at once? You can buy 5K a day which is not too bad.
Quaerite et Invenietis.

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Re: Citi AA Master Thread
« Reply #4066 on: February 24, 2014, 11:35:17 AM »
You unload the AmEx by buying VRs? So what time are you saving?
Gaining CB/points/miles.
Only on DDF does 24/6 mean 24/5/half/half
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Online CountValentine

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Re: Citi AA Master Thread
« Reply #4067 on: February 24, 2014, 11:36:12 AM »
What spend at once? You can buy 5K a day which is not too bad.
Business side up to 75k. Don't ask how I know.  :)
Only on DDF does 24/6 mean 24/5/half/half
Dow Jones Industrial Average Tops 40000 for the First Time

Offline daylight365

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Re: Citi AA Master Thread
« Reply #4068 on: February 24, 2014, 11:38:55 AM »
Did anybody here meet the threshold and get points by buying Amex GCs online?

Citi will treat purchases of AMEX Gift Cards as being from a "financial institution" - which will mean Citi will consider it a CASH ADVANCE - no miles, and a fee for the CA as well.


Offline AJK

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Re: Citi AA Master Thread
« Reply #4069 on: February 24, 2014, 11:52:39 AM »
Gaining CB/points/miles.

Right. But basically all portals reduced their payout last week, I thought.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

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Re: Citi AA Master Thread
« Reply #4070 on: February 24, 2014, 11:53:50 AM »
Right. But basically all portals reduced their payout last week, I thought.
Yes but some are still 2%.
Only on DDF does 24/6 mean 24/5/half/half
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Offline Freddie

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Re: Citi AA Master Thread
« Reply #4071 on: February 24, 2014, 12:11:50 PM »
Citi will treat purchases of AMEX Gift Cards as being from a "financial institution" - which will mean Citi will consider it a CASH ADVANCE - no miles, and a fee for the CA as well.

How do I deal with this?

Offline Bostener

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Re: Citi AA Master Thread
« Reply #4072 on: February 24, 2014, 12:40:49 PM »
Citi will treat purchases of AMEX Gift Cards as being from a "financial institution" - which will mean Citi will consider it a CASH ADVANCE - no miles, and a fee for the CA as well.

Source?

How do I deal with this?

First look up your charges online to see how it posted and let's take it from there.
Airlines sending me "We're in this together" emails.

Bruh, where were you when my suitcase weighed it 51.50 pounds?

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Re: Citi AA Master Thread
« Reply #4073 on: February 24, 2014, 12:44:50 PM »
Source?
 
First look up your charges online to see how it posted and let's take it from there.

Did you see earlier what I posted upthread? "Merchant Category:   MORTGAGE COMPANIES-FINANCIAL INSTITUTION" Some of the chevra here say that is code for they will for sure treat as CA. Is there a better way for me to clarify? Please advise.

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Re: Citi AA Master Thread
« Reply #4074 on: February 24, 2014, 12:51:40 PM »
Did you see earlier what I posted upthread? "Merchant Category:   MORTGAGE COMPANIES-FINANCIAL INSTITUTION" Some of the chevra here say that is code for they will for sure treat as CA. Is there a better way for me to clarify? Please advise.
PUTPAC?

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Re: Citi AA Master Thread
« Reply #4075 on: February 24, 2014, 12:55:08 PM »
PUTPAC?

But reps don't know anything. Can I even rely on what they tell me?

Offline Bostener

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Re: Citi AA Master Thread
« Reply #4076 on: February 24, 2014, 01:02:43 PM »
Did you see earlier what I posted upthread? "Merchant Category:   MORTGAGE COMPANIES-FINANCIAL INSTITUTION" Some of the chevra here say that is code for they will for sure treat as CA. Is there a better way for me to clarify? Please advise.

Are you referring to your post in the AMEX thread? If yes, then no I didn't see it till now.

Do you think I read every post on ddf? :o

Airlines sending me "We're in this together" emails.

Bruh, where were you when my suitcase weighed it 51.50 pounds?

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Re: Citi AA Master Thread
« Reply #4077 on: February 24, 2014, 01:08:10 PM »
Are you referring to your post in the AMEX thread? If yes, then no I didn't see it till now.

Do you think I read every post on ddf? :o

Sorry! I lost track while dealing with this mess.
I am calling Citi now to ask them how this transaction will be processed.

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Re: Citi AA Master Thread
« Reply #4078 on: February 24, 2014, 01:26:14 PM »
From other posts I have read, if this is the first time this has happened to you, Citi should waive the Cash Advance Fee - but you will also need to make sure any interest charged is also removed - possibly you will have to wait until the statement is produced and get a credit for the interest (in case you were not aware, CA are charged interest from the 1st day of the advance).

Cash advances do not earn miles - so you will need to spend some more - keep in mind that March 1 is only 5 days away, and you can do AP. If you have more than one AP account you can use the same AA card for each AP account by creating different virtual CC numbers for each AP account.

If you are not familiar with this - do a search under my name - I dont have many post here on DDF, so it should be easy to find a detailed "spoon fed" guide on how to create virtual numbers with Citi credit cards.


I normally do not read these type of threads - but this one gained my interest. Dan tries to help, yet a few think there is a hidden agenda. While on this occassion, I think these people are completely off the mark - there have been threads  (on other forums) where "mis-information" is promoted to try and preserve a method/technique from being abused by the masses.

After all - we don't want red circles and black arrows on here do we ??
« Last Edit: February 24, 2014, 01:29:29 PM by daylight365 »

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Re: Citi AA Master Thread
« Reply #4079 on: February 24, 2014, 01:29:10 PM »
On my statement it says 100000 points were earned but 0 points were transferred to AA what does that mean?
And if I have to wait until next statement, If I cancel the card will I still get my points?