The Target Prepaid REDcard

[dudi]

Last time I was there, I was able to go to a regular cashier

Depends which one some are only cs these days and some are cashiers too.

[yitzyul]

How do I withdraw $$ to my bank account? I verified my bank account and I don't see an option to send directly to my bank account, or do I have to send it as a bill pay and put in my account number?
TY

(How long does the process take? I sent a payment to my Chase cc from bill pay and its 3 days and didn't show yet?)

[benjie1305]

How do I withdraw $$ to my bank account? I verified my bank account and I don't see an option to send directly to my bank account, or do I have to send it as a bill pay and put in my account number?
TY

(How long does the process take? I sent a payment to my Chase cc from bill pay and its 3 days and didn't show yet?)

GREAT Article that answers FAQ by Frequent Miler!

http://frequentmiler.boardingarea.com/2015/01/13/top-5-redbird-solutions/

[rng]

FYI  and heads up to everyone here using chase credit cards to load RC's.
Chase is very much aware of all the $500 and $1000 charges and that they are for gift cards or what all the DDF'ers are doing.
They keep on declining these charges at Target for security concerns  and make you stay on the phone for a half hour verifying security questions etc, probabaly to discourage people from doing loads.
I have spoken to multiple friends about this and a lot of people are having this issues using chase CC's for RC loads, so just beware, I don't know if placing random number charges splitting them up will help or not, but that might be a way around this.
For example, placing charges of 893.26 and then 767.81 and then 838.93 might be a solution.
Any suggestions would be helpful for the Oilam.

[lunatic]

FYI  and heads up to everyone here using chase credit cards to load RC's.
Chase is very much aware of all the $500 and $1000 charges and that they are for gift cards or what all the DDF'ers are doing.
They keep on declining these charges at Target for security concerns  and make you stay on the phone for a half hour verifying security questions etc, probabaly to discourage people from doing loads.
I have spoken to multiple friends about this and a lot of people are having this issues using chase CC's for RC loads, so just beware, I don't know if placing random number charges splitting them up will help or not, but that might be a way around this.
For example, placing charges of 893.26 and then 767.81 and then 838.93 might be a solution.
Any suggestions would be helpful for the Oilam.

+1 to multiple fraud alerts. But who said that is the reason. Maybe it is just repeat charges of even amounts

[rng]

+1 to multiple fraud alerts. But who said that is the reason. Maybe it is just repeat charges of even amounts

it is the reason, I spoke to multiple reps at chase and they know what's up..i obviously played dumb...

[rivki19]

why do they care if we load off of a cc...they get the fee anyhow...
i hope chase doesnt clue target in and end the fun..

[rng]

why do they care if we load off of a cc...they get the fee anyhow...
i hope chase doesnt clue target in and end the fun..

I would imagine from their perspective, ( and im playing devils advocate here..) because they're not in the business of giving out free points and miles...as much as they get in the annual fees and interest and theyre making a lot of $$, most ddf'ers dont pay the AF they close the card as soon as points post and then open up new cards every 3 months etc.

[lunatic]

I would imagine from their perspective, ( and im playing devils advocate here..) because they're not in the business of giving out free points and miles...as much as they get in the annual fees and interest and theyre making a lot of $$, most ddf'ers dont pay the AF they close the card as soon as points post and then open up new cards every 3 months etc.

I am not so sure... They never did anything about cvs, which had alot more charges

[rng]

I am not so sure... They never did anything about cvs, which had alot more charges

I guess its a matter of opinion, how did the vr's end?? you have to be oblivious to think that the credit card companies are stupid and wont eventually catch on.
Yes we will always find a way to out smart the system, but its going to become harder and harder, in the meantime lets live it up and enjoy while we can..

[jbbenz]

FYI  and heads up to everyone here using chase credit cards to load RC's.
Chase is very much aware of all the $500 and $1000 charges and that they are for gift cards or what all the DDF'ers are doing.
They keep on declining these charges at Target for security concerns  and make you stay on the phone for a half hour verifying security questions etc, probabaly to discourage people from doing loads.
I have spoken to multiple friends about this and a lot of people are having this issues using chase CC's for RC loads, so just beware, I don't know if placing random number charges splitting them up will help or not, but that might be a way around this.
For example, placing charges of 893.26 and then 767.81 and then 838.93 might be a solution.
Any suggestions would be helpful for the Oilam.

I have been charging my chase all along i just call every once and a while at night when the lines are free and confirm that i will be doing about $5000 worth of spending at target. BH no problem yet

[jbbenz]

I guess its a matter of opinion, how did the vr's end?? you have to be oblivious to think that the credit card companies are stupid and wont eventually catch on.
Yes we will always find a way to out smart the system, but its going to become harder and harder, in the meantime lets live it up and enjoy while we can..

+1

[lunatic]

Just got an email from redcard: RECEIVE A $20 ACCOUNT CREDIT after your 2014 Federal tax refund is Direct Deposited into your Target Prepaid REDcard Account.

[shael]

Beat me to it, was just about to post that, @lunatic!

[rng]

Just got an email from redcard: RECEIVE A $20 ACCOUNT CREDIT after your 2014 Federal tax refund is Direct Deposited into your Target Prepaid REDcard Account.

nice way of changing the subject.. ;-)

[lunatic]

Beat me to it, was just about to post that, @lunatic!

By 9 whole minutes 😛

[noturbizniss]

Anyone try to register (either on purpose) or by accident using a different name than the one tied to your ssn? Like using Dovy instead of David or Moshe instead of Moses?

question 2 - anyone try to register a card for a family or friend and have issues with getting ID approved? If so what did you do?

[bigbadmoish]

Anyone try to register (either on purpose) or by accident using a different name than the one tied to your ssn? Like using Dovy instead of David or Moshe instead of Moses?

question 2 - anyone try to register a card for a family or friend and have issues with getting ID approved? If so what did you do?

how would that help you? you still using the same ss

[yitzyul]

FYI  and heads up to everyone here using chase credit cards to load RC's.
Chase is very much aware of all the $500 and $1000 charges and that they are for gift cards or what all the DDF'ers are doing.
They keep on declining these charges at Target for security concerns  and make you stay on the phone for a half hour verifying security questions etc, probabaly to discourage people from doing loads.
I have spoken to multiple friends about this and a lot of people are having this issues using chase CC's for RC loads, so just beware, I don't know if placing random number charges splitting them up will help or not, but that might be a way around this.
For example, placing charges of 893.26 and then 767.81 and then 838.93 might be a solution.
Any suggestions would be helpful for the Oilam.

Using the FT method I just have the cashier do the last swipe as 494 instead of $500. TO the credit card they only see one swipe of $2494

[yitzyul]

TY