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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.


Author Topic: Credit Card Car Rental Insurance  (Read 140857 times)

Online Lou Bob

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Re: Credit Card Car Rental Insurance
« Reply #120 on: October 29, 2012, 12:12:16 AM »

If CDP and PC are used when I  reserve a rental car on hertz.com, is CDP (and/or PC) considered as coupons?????
yes. But the difference is that after those discounts/coupons(cdp/pc), u still pay for the car(a cheaper rate). What dan was talking about is a free day coupon I assume.
Always use an Amex, you'll thank me one day.

Offline MEIR613

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Re: Credit Card Car Rental Insurance
« Reply #121 on: October 29, 2012, 12:19:38 AM »
What dan was talking about is a free day coupon I assume.

Or anything that takes $ off the actual rental rate. Not just LOWERS the rate


Offline meshugener

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Re: Credit Card Car Rental Insurance
« Reply #122 on: October 29, 2012, 09:20:14 AM »
Cheeeeese.
My friend's story has an happy ending!
Another friend advised him to call up Customer Service to find a clueless rep, and try to get words that its covered. His friend called up and asked how about he has a 1 day reward from Avis, but he still pays taxes and fees with his Amex card, will amex cover it? The rep answered "as long you pay even $1 with your card, you're covered....
Then he called up the claims case manager, and said, listen, I called CSR and that's what they told me, I even called them back today and they said the same... She said she'll listen to the recordings, and the next day she called back informing him that amex will cover the damage!
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Offline sky121

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Re: Re: Credit Card Car Rental Insurance
« Reply #123 on: October 29, 2012, 09:24:22 AM »
Cheeeeese.
My friend's story has an happy ending!
Another friend advised him to call up Customer Service to find a clueless rep, and try to get words that its covered. His friend called up and asked how about he has a 1 day reward from Avis, but he still pays taxes and fees with his Amex card, will amex cover it? The rep answered "as long you pay even $1 with your card, you're covered....
Then he called up the claims case manager, and said, listen, I called CSR and that's what they told me, I even called them back today and they said the same... She said she'll listen to the recordings, and the next day she called back informing him that amex will cover the damage!

Nice! BH it all worked out. Let us know when Amex sends payment.
"Not all who wander are lost"

Offline lfas25

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Re: Credit Card Car Rental Insurance
« Reply #124 on: October 30, 2012, 10:01:23 PM »
Which credit card / insurance do you recommend I use / take on my rental?

I have the following cards:
US Airways Platinum MC
Capital One Platinum MC
Direct Rewards Discover Platinum (HSBC)
Discover
Chase Freedom Visa


I'm an AU on the following:
AmEx SPG (brother)
United Mileage Plus Explorer MC (sister)
Marriot Rewards Signature Visa (wife)
I only paid 15% by switching to dansdeals

Online Lou Bob

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Re: Credit Card Car Rental Insurance
« Reply #125 on: October 30, 2012, 11:12:21 PM »
Which credit card / insurance do you recommend I use / take on my rental?

I have the following cards:
US Airways Platinum MC
Capital One Platinum MC
Direct Rewards Discover Platinum (HSBC)
Discover
Chase Freedom Visa


I'm an AU on the following:
AmEx SPG (brother)
United Mileage Plus Explorer MC (sister)
Marriot Rewards Signature Visa (wife)

united card has primary cdw, if u get that benefit as an au than this is the card to go with
Always use an Amex, you'll thank me one day.

Offline shmooz

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Re: Credit Card Car Rental Insurance
« Reply #126 on: October 31, 2012, 01:29:28 PM »
He messed up.
Always, always, always, give in those coupons after you safely return the car.
Otherwise leave it all on the cc.

How can you leave it on the CC? When you rent say from Hertz using a free day you have to book using the free day e-coupon, or at least that's what I thought

Offline SGF

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Re: Credit Card Car Rental Insurance
« Reply #127 on: November 01, 2012, 07:39:59 AM »
How can you leave it on the CC? When you rent say from Hertz using a free day you have to book using the free day e-coupon, or at least that's what I thought
Its only a coupon number, so if c"vsh something happens, when you return the car make sure to tell them to take out the coupon code then they will charge you full price.

Offline hocker

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Re: Credit Card Car Rental Insurance
« Reply #128 on: November 01, 2012, 04:03:27 PM »
Its only a coupon number, so if c"vsh something happens, when you return the car make sure to tell them to take out the coupon code then they will charge you full price.
But they ask for the initial contract as well...
Car Rentals in Israel - http://www.rechev.rentals/

Offline SGF

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Re: Credit Card Car Rental Insurance
« Reply #129 on: November 01, 2012, 08:27:28 PM »
But they ask for the initial contract as well...
In the initial contract it still says the full price for the car and it just deducts the amount of the base rate, it dosent say all over its a free rental.
Besides the initial contract is just a estimate of charges, I believe it goes by what you actually paid

Offline Lev

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Re: Credit Card Car Rental Insurance
« Reply #130 on: November 01, 2012, 09:15:16 PM »
From my experience, it can be an issue if it starts as a free day even if you remove the pc for the free day at the end.
That's actually one of the reasons they require the initial contract.
The best option I know of (NOT CONFIRMED) is the amex car rental insurance, it's about $25 per rental period and has to be setup in advance. It's said to cover free days as well, although I've never tried it.

Offline hocker

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Re: Credit Card Car Rental Insurance
« Reply #131 on: November 03, 2012, 02:58:20 PM »
Anyone looking for more clarity on these matters I would advise you to read these links.

http://forums.dansdeals.com/index.php?topic=21073.msg319582#msg319582
Car Rentals in Israel - http://www.rechev.rentals/

Offline shmooz

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Re: Credit Card Car Rental Insurance
« Reply #132 on: November 12, 2012, 03:45:22 PM »
From my experience, it can be an issue if it starts as a free day even if you remove the pc for the free day at the end.
That's actually one of the reasons they require the initial contract.
The best option I know of (NOT CONFIRMED) is the amex car rental insurance, it's about $25 per rental period and has to be setup in advance. It's said to cover free days as well, although I've never tried it.

Getting back to this question, when you use a free day coupon how to make sure your credit card covers it, i once called mastercard and they said that if you have two days rental and one is a free day they will cover, so you could reserve for two days, one day being paid, return after one day if no problem and if there is an accident keep it for the second.

Offline Lev

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Re: Credit Card Car Rental Insurance
« Reply #133 on: November 12, 2012, 04:51:10 PM »
Getting back to this question, when you use a free day coupon how to make sure your credit card covers it, i once called mastercard and they said that if you have two days rental and one is a free day they will cover, so you could reserve for two days, one day being paid, return after one day if no problem and if there is an accident keep it for the second.
Visa told me the same. You don't even need an extra day, an extra hour will suffice as well.

Offline shmooz

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Re: Credit Card Car Rental Insurance
« Reply #134 on: November 12, 2012, 05:24:17 PM »
as least for mc need a full day, unless you mean that after an hour they will charge you for the day
If a rental company promotion/discount
of any kind is initially applied toward payment of the rental vehicle, at least one (1) full day of
rental must be billed to your covered card