TL:DR, Keep reading and learning and don't be afraid to ask, don't rely on me or anyone in particular, it needs to make sense to you.
Currently, I have money sitting (because I'd like to buy a house so can't lock it away it would be amazing if there is some way for it to make money while I'm trying to find one.)
Money you'll need short term, (down payment on house you're looking to buy etc) people generally recommend sticking with liquid low risk, as CV mentioned you should be able to get 4-5%, whether in HYSA (high yield saving account) which you mentioned earlier you were already using, or as Exgingi pointed out Money Market Funds such VMFXX/VMRXX, or as is popular here but a bit longer term Treasury Bills.
I'd love some good recommendations for long term (retirement type (401k /IRA) and like 10-20 year range (wedding for kids etc)
IRA/Roth/HSA/etc are vehicles you can put your money into and gain various tax benefits and in those vehicles you can invest in various assets (stocks/bonds/etc).
You can poke around this thread:
https://forums.dansdeals.com/index.php?topic=124002.0As I said before just keep reading and learning about it, for example I mentioned IRA & Roth you might get to
this page from Schwab or HSA you might find a page like
this from the motley fool , don't get scared of the terms, just ask or search and keep learning. Not sure how good your internet search skills are but as usual don't rely on one source, keep reading see if the info lines up with what you've read previously check if it's up to date etc.
All investment carries risk of loss but the more diversified you are the less of a risk it may be, so probably stick with a Broad Market
ETF or
Mutual Fund as opposed to individual stocks if you're just getting started and not using "play money" (extra money you won't mind losing if investment goes bad).
You can open an investment account in most places, your bank may have the ability to help you open one, or you can do it yourself with schwab/fidelity/vanguard/etrade/robinhood/etc/etc
Sadly I don't, I think the company manages it.
That may be a great lead, ask your company (HR or the advisor they gave) if they have any introductory investing info. They should also be able to give you a list of investment options for your portfolio (or a login for you to see yourself). Ask if they have a company match for 401k, that's usually a no brainer to take.
What kind of charges should I be expecting for managing this vs what would be a rip-off?
They should be able to tell you what the fund they're investing in is and what the fees are, then you can ask here or lookup similar funds and see what the rate should be.
Of course get used to seeing versions of this, for good reason:
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