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Open Serve: Do 1 of the following:
1) Buy a temporary card. (free in cvs in NJ won’t take cc)($3.95 fee), or
2) Open online. They’ll send you a card. (free)
Note that you COULD have more than one of these: Bluebird (BB), Redcard and serve. 

Loading Serve: Serve does not have any fees to load money.
a) At CVS, 7-11, and Rite Aid ONLY CASH can be loaded.
b) At Walmart GCs …uh Debit Cards (besides Vanilla cards) can be loaded onto Serve just like onto BB. Load limit: $2500/day up to $5000/month
c) At Family Dollar max $499.99/Day, not hard coded, YMMV, Cash or Debit/Gift Card.
WARNING: There are reports of debit cards being drained at FD, and not loading onto Serve, so FD is not recommended.
d) An Amex CC of the serve cardholder can be linked and used to fund your Serve ONLINE. Load limit: $200 per day/$1000 per month
Amex cc loads are not considered cash advance. They DO NOT earn points, or count towards a spending threshold.
e) Debit Cards linked to Serve: $200/day up to 1000/month ONLINE.  But only a permanent DC with your name on it. (NOT GCs)

So your total loading limit per month, if using all 3 methods is $7K.

-Serve has a $1 monthly inactivity fee (waived in VA, NY and TX) that is waived if you use Direct Deposit OR add $500.
-If Serve has a bonus for using direct deposit, use AP.

Using the funds on Serve:
-Free ATM use/withdrawal at MoneyPass ATMs. $2 elsewhere.
-Serve has a Bill Pay feature – same as BB.  You tell them who to pay, and they send a check for you.  You can pay up to 5k of unregistered billers, but 10K of registered ones (registered= those on their bill pay list). Pay your Credit Cards bills as well as many other bills or any person!
WARNING: Do not use the bill pay feature to pay the Credit Card that is linked for online loads.
-money in your Serve account can be withdrawn directly to a linked bank account, which, if done too much, may be seen as risky by Serve, but in moderation should be fine.
Withdraw to your bank https://secure.serve.com/Actions/WithdrawMoney

Make sure the name, address and phone number on your profile match your credit card billing address, or you may get declined.  When linking your credit card at serve.com, the website will only show you the address on your profile, but not the phone number, so this is easy to overlook.  Go to profile, and check/update your phone number there.

Error likely with the Serve account:
When you create a new account and add a credit card, you will be allowed to do the first transaction. After that, your account will probably go into system lockdown until you verify some information. Likely error message for this case is "Risk declined operation" when you try to add money on to the account. You will need to send in (online, fax or mail) a photo ID and a copy of your credit card or statement. Upload your documents here -
https://secure.serve.com/User/SecureFileUpload. Then Call up AMEX Account Protection Services at 1-800-555-4318 and tell them you uploaded the documents and ask them to verify it for you.
« Last edited by Iz on August 18, 2016, 10:36:02 AM »

Author Topic: Amexserve/Softcard  (Read 1565519 times)

Offline ranhan429

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Re: Amexserve/Softcard
« Reply #2660 on: November 30, 2014, 10:07:25 AM »
I did 1k on 2 accounts this month from IP.
You were able to add AU with same cc number in a diff serve acct?
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Offline AnonymousUser

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Re: Amexserve/Softcard
« Reply #2661 on: November 30, 2014, 10:15:11 AM »
You were able to add AU with same cc number in a diff serve acct?
It's a biz card, so AUs have different numbers.

Offline ranhan429

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Re: Amexserve/Softcard
« Reply #2662 on: November 30, 2014, 10:15:39 AM »
It's a biz card, so AUs have different numbers.
Ah.
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Offline Yakovrose

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Re: Amexserve/Softcard
« Reply #2663 on: November 30, 2014, 07:17:57 PM »
I swipe my serve card last night if I close it now what will be with my statement credit?

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Re: Amexserve/Softcard
« Reply #2664 on: November 30, 2014, 07:26:49 PM »
I swipe my serve card last night if I close it now what will be with my statement credit?
in other words, don't close it yet
Workflowy. You won't know what you're missing until you try it.

Offline Yakovrose

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Re: Amexserve/Softcard
« Reply #2665 on: November 30, 2014, 07:27:58 PM »
in other words, don't close it yet
You mean to say I have to wait for my statement credit to close it?!

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Re: Amexserve/Softcard
« Reply #2666 on: November 30, 2014, 07:29:05 PM »
You mean to say I have to wait for my statement credit to close it?!
I believe so. Let the experts correct me if I'm wrong.
Workflowy. You won't know what you're missing until you try it.

Offline Shmulie

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Re: Amexserve/Softcard
« Reply #2667 on: November 30, 2014, 09:22:22 PM »
I believe so. Let the experts correct me if I'm wrong.
im no expert but that sounds right to me

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Re: Amexserve/Softcard
« Reply #2668 on: November 30, 2014, 09:24:18 PM »
im no expert but that sounds right to me
I guess you don't have to be an expert to agree :)
Workflowy. You won't know what you're missing until you try it.

Offline AnonymousUser

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Re: Amexserve/Softcard
« Reply #2669 on: November 30, 2014, 10:06:50 PM »
I swipe my serve card last night if I close it now what will be with my statement credit?
What's your rush? If you want to open a Redcard, load serve for December and then close it. This way you get both.

Offline Amusch

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Re: Amexserve/Softcard
« Reply #2670 on: November 30, 2014, 10:10:35 PM »
Anyone know if the $1000/month CC load limit is calendar month (like AP) or per 30-day period?

Offline AnonymousUser

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Re: Amexserve/Softcard
« Reply #2671 on: November 30, 2014, 10:14:39 PM »
Anyone know if the $1000/month CC load limit is calendar month (like AP) or per 30-day period?
Calendar month.

Offline Yakovrose

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Re: Amexserve/Softcard
« Reply #2672 on: November 30, 2014, 10:44:14 PM »
What's your rush? If you want to open a Redcard, load serve for December and then close it. This way you get both.
To load serve 5k costs $50.95 and to load red card is $0

Offline avrumy22

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Re: Amexserve/Softcard
« Reply #2673 on: December 01, 2014, 12:14:12 AM »
My serve card was denied for SBS and other transactions. Anyone know what it could be? (there are funds in the account)

Offline YG

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Amexserve/Softcard
« Reply #2674 on: December 01, 2014, 06:51:11 AM »
To load serve 5k costs $50.95 and to load red card is $0
He said to do both.
Load serve with 1000 for free then once that's done and statement credit has shown up close it and get red card and load 5K. That's 6K for free -- like I used to do every month with AP :,(

Offline Blu613

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Re: Amexserve/Softcard
« Reply #2675 on: December 01, 2014, 11:09:07 PM »
Hi am just wondering if any of you had this problem before. Basically I went last week to Family Dollar to load my Serve card and tried 2 swipes for $500 each and it only worked one of the times. But when I checked, both of my gift cards got charged and I called them and they said that both of the charges were posted. I am positive though that only one of them was added to my serve. Just wondering if anyone had this problem before and how I could get back the money from the gift card that didn't load to the serve. Please let me know if anyone has a solution. Thanx in advance!

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Re: Amexserve/Softcard
« Reply #2676 on: December 01, 2014, 11:30:49 PM »
Its been reported upthread. Contact FD corp. Do you have the reviept from the 'load'?
^^^

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Re: Amexserve/Softcard
« Reply #2677 on: December 02, 2014, 10:47:02 AM »
Novice question here, I don't fully understand is it possible to load serve with a cc if i have iphone and cant get softcard dont have android?

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Re: Amexserve/Softcard
« Reply #2678 on: December 02, 2014, 10:48:20 AM »
Novice question here, I don't fully understand is it possible to load serve with a cc if i have iphone and cant get softcard dont have android?
Without softcard, you can load $1K/month ($200/day) online. With softcard the limits are higher.
Workflowy. You won't know what you're missing until you try it.

Offline ranhan429

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Re: Amexserve/Softcard
« Reply #2679 on: December 02, 2014, 10:48:52 AM »
Novice question here, I don't fully understand is it possible to load serve with a cc if i have iphone and cant get softcard dont have android?
Yes, but your limits will be 1k$ cc load a month. U can sign up for mobile serve (softcard) via a friends android, and get the slhigher limit of 1500$ cc load a month.
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