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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2472114 times)

Offline Dave A

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Re: Chase Reconsideration
« Reply #8960 on: November 25, 2015, 01:04:48 PM »
Despite the horror stories / 5/24, I'm gonna try Ink Plus today.  I have a few personal Chase cards that I'm planning to close this month b/c of AF hitting -- assuming I need to HUCA to get approved, is offering to close personal cards in order to open a business card beneficial, or are they two separate worlds?

Thanks

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #8961 on: November 25, 2015, 01:06:43 PM »
Despite the horror stories / 5/24, I'm gonna try Ink Plus today.  I have a few personal Chase cards that I'm planning to close this month b/c of AF hitting -- assuming I need to HUCA to get approved, is offering to close personal cards in order to open a business card beneficial, or are they two separate worlds?

Thanks
The 5/24 should have nothing to do even if you are closing cards.
Quaerite et Invenietis.

Offline Dave A

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Re: Chase Reconsideration
« Reply #8962 on: November 25, 2015, 01:34:51 PM »
The 5/24 should have nothing to do even if you are closing cards.

Thanks.  One more q - if it goes to "pending" (or even denied), should I try to apply for Marriott biz or SW biz to maximize the pull, or will that hurt the "pending" nature of the Ink Plus?

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #8963 on: November 25, 2015, 01:36:33 PM »
Thanks.  One more q - if it goes to "pending" (or even denied), should I try to apply for Marriott biz or SW biz to maximize the pull, or will that hurt the "pending" nature of the Ink Plus?
I don't think it will hurt the nature of the app. You can call right away and try and push it through before applying again.
Quaerite et Invenietis.

Offline Dave A

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Re: Chase Reconsideration
« Reply #8964 on: November 25, 2015, 01:39:12 PM »
I don't think it will hurt the nature of the app. You can call right away and try and push it through before applying again.

I thought the going wisdom on Ink was not to call right away...

Offline ac1987

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Re: Chase Reconsideration
« Reply #8965 on: November 25, 2015, 01:52:24 PM »
I just got denied for the SW card, tried to HUCA and they specifically said something along the lines of:

"I see you called previously"

Does HUCA still work with Chase reconsideration?

Offline D93

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Re: Chase Reconsideration
« Reply #8966 on: November 25, 2015, 01:55:13 PM »
I just got denied for the SW card, tried to HUCA and they specifically said something along the lines of:

"I see you called previously"

Does HUCA still work with Chase reconsideration?

Yes

Offline NYHeel

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Re: Chase Reconsideration
« Reply #8967 on: November 25, 2015, 02:48:35 PM »
Does anyone have a number for Experian where I can talk to them about the AUs on my credit report? I have one AU which is a closed account and 5 others that I'm trying to get off my report. However, I can't find an actual phone number where I can speak to a live person.

Offline yochiek93

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Re: Chase Reconsideration
« Reply #8968 on: November 25, 2015, 04:32:18 PM »
Does anyone have a number for Experian where I can talk to them about the AUs on my credit report? I have one AU which is a closed account and 5 others that I'm trying to get off my report. However, I can't find an actual phone number where I can speak to a live person.
Wrong thread
1 (888) 397-3742 but here you go

Offline meme

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Re: Chase Reconsideration
« Reply #8969 on: November 25, 2015, 07:39:54 PM »
Just finished HUCA #4, they keep on insisting no way to recon 5/24 decline :(

Offline Marko Rubio

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Re: Chase Reconsideration
« Reply #8970 on: November 25, 2015, 08:12:27 PM »
Just finished HUCA #4, they keep on insisting no way to recon 5/24 decline :(
dont give up someone reported here today or yesterday a Success story after huca #10
Do u have any different idea for a signature?

Offline David Smith

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Re: Chase Reconsideration
« Reply #8971 on: November 25, 2015, 09:19:45 PM »
Does anyone have a number for Experian where I can talk to them about the AUs on my credit report? I have one AU which is a closed account and 5 others that I'm trying to get off my report. However, I can't find an actual phone number where I can speak to a live person.
I use 800 493 1058.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline PETERP

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Re: Chase Reconsideration
« Reply #8972 on: November 26, 2015, 12:37:17 PM »
I use 800 493 1058.

+1  Supposed to be the dispute line.

Offline Yitzshpitz

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Re: Chase Reconsideration
« Reply #8973 on: November 26, 2015, 11:51:54 PM »
I have 2 cards that are pending, CSP and SW. Whats the best way to approach recon? First do CSP and then SW or maybe recon will hurt my chances due to 5/24 rule?

Offline Malachi

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Re: Chase Reconsideration
« Reply #8974 on: November 26, 2015, 11:56:08 PM »
I have 2 cards that are pending, CSP and SW. Whats the best way to approach recon? First do CSP and then SW or maybe recon will hurt my chances due to 5/24 rule?
don't do recon. Wait to see if system will automatically approve you. You can only hurt yourself by calling in.
Denny Crane

Offline yochiek93

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Re: Chase Reconsideration
« Reply #8975 on: November 26, 2015, 11:57:23 PM »
I have 2 cards that are pending, CSP and SW. Whats the best way to approach recon? First do CSP and then SW or maybe recon will hurt my chances due to 5/24 rule?
Wait, worse case scenario you can call at a later point

Offline Yitzshpitz

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Re: Chase Reconsideration
« Reply #8976 on: November 27, 2015, 12:01:13 AM »
Wait, worse case scenario you can call at a later point
don't do recon. Wait to see if system will automatically approve you. You can only hurt yourself by calling in.

Also for the SW card?
Thanks guys

Offline yochiek93

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Re: Chase Reconsideration
« Reply #8977 on: November 27, 2015, 12:01:51 AM »

Offline Dave A

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Re: Chase Reconsideration
« Reply #8978 on: November 27, 2015, 01:09:29 PM »
This is a new one for me ... HUCA'd on a 2nd biz card (1st was approved).  Explained my business was seller account on Amazon.  Recon rep and senior lender both told me that "selling on Amazon doesn't constitute a business because Amazon can shut down and then you're out of a business."  I asked how that's any different from a storefront leasing space and the owner shutting down.  No answer, other than "as we said..."  Really crazy.

Anyone have a similar experience?  Of course, I'll keep calling...

Offline TimT

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Re: Chase Reconsideration
« Reply #8979 on: November 27, 2015, 01:15:11 PM »
This is a new one for me ... HUCA'd on a 2nd biz card (1st was approved).  Explained my business was seller account on Amazon.  Recon rep and senior lender both told me that "selling on Amazon doesn't constitute a business because Amazon can shut down and then you're out of a business."  I asked how that's any different from a storefront leasing space and the owner shutting down.  No answer, other than "as we said..."  Really crazy.

Anyone have a similar experience?  Of course, I'll keep calling...
They always say that for amazon sellers.