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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2462601 times)

Offline Yitzshpitz

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Re: Chase Reconsideration
« Reply #7040 on: December 31, 2014, 06:35:53 PM »
yes already HUCA'd about 10 times and trying again now waiting for a rep

ETA: they started telling me that they see a few recent recons and it doesn't get past there

Dont give up but maybe try again in a week. All you need is one rep to approve you.

Offline avromie7

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Re: Chase Reconsideration
« Reply #7041 on: December 31, 2014, 06:40:10 PM »
Dont give up but maybe try again in a week. All you need is one rep to approve you.
The problem is I applied on 12/04 so I'm nearing 30 days
I wonder what people who type "u" instead of "you" do with all their free time.

Offline avromie7

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Re: Chase Reconsideration
« Reply #7042 on: December 31, 2014, 06:42:25 PM »
I just tried calling again but they are closed for the holiday
I wonder what people who type "u" instead of "you" do with all their free time.

Offline eAge

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Re: Chase Reconsideration
« Reply #7043 on: December 31, 2014, 06:44:30 PM »

I just tried calling again but they are closed for the holiday
If the first SM isn't answered after 48 hours, send them a reminder

Offline avromie7

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Re: Chase Reconsideration
« Reply #7044 on: December 31, 2014, 06:50:12 PM »
If the first SM isn't answered after 48 hours, send them a reminder
I got what I assume is an automated response that I will get an email within 7 days
I wonder what people who type "u" instead of "you" do with all their free time.

Offline eAge

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Re: Chase Reconsideration
« Reply #7045 on: December 31, 2014, 06:50:59 PM »

I got what I assume is an automated response that I will get an email within 7 days
Then wait.

Offline eli.f

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Re: Chase Reconsideration
« Reply #7046 on: December 31, 2014, 11:04:20 PM »
The problem is I applied on 12/04 so I'm nearing 30 days
You have 30 days from the last letter. Not the app date.

Offline avromie7

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Re: Chase Reconsideration
« Reply #7047 on: January 01, 2015, 12:14:08 AM »
You have 30 days from the last letter. Not the app date.
But IINM it needs another pull
I wonder what people who type "u" instead of "you" do with all their free time.

Offline eli.f

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Re: Chase Reconsideration
« Reply #7048 on: January 01, 2015, 12:17:59 AM »
But IINM it needs another pull
Some have reported that. I think most don't have that problem. I've done a lot of recon after 30 days and never got another pull.
BTW: sometimes recon wants to pull again even within 30 days, although, that's less common.
It all depends on the rep you get.
I wouldn't worry about it

Offline avromie7

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Re: Chase Reconsideration
« Reply #7049 on: January 01, 2015, 12:19:06 AM »
Some have reported that. I think most don't have that problem. I've done a lot of recon after 30 days and never got another pull.
BTW: sometimes recon wants to pull again even within 30 days, although, that's less common.
It all depends on the rep you get.
I wouldn't worry about it
Either way after 10 HUCAs I'm starting to lose hope
I wonder what people who type "u" instead of "you" do with all their free time.

Offline eli.f

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Re: Chase Reconsideration
« Reply #7050 on: January 01, 2015, 12:20:49 AM »
Either way after 10 HUCAs I'm starting to lose hope
You can't get them all approved. Occasionally, you have to leave one behind.

Offline avromie7

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Re: Chase Reconsideration
« Reply #7051 on: January 01, 2015, 12:22:15 AM »
You can't get them all approved. Occasionally, you have to leave one behind.
It's my first 2 cards chase although I've been a checking customer for 2.5 years and without SP freedom points are not so great
I wonder what people who type "u" instead of "you" do with all their free time.

Offline TimT

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Re: Chase Reconsideration
« Reply #7052 on: January 01, 2015, 12:25:45 AM »
It's my first 2 cards chase although I've been a checking customer for 2.5 years and without SP freedom points are not so great
What reason are they giving you for declining it ?

Offline avromie7

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Re: Chase Reconsideration
« Reply #7053 on: January 01, 2015, 12:30:39 AM »
What reason are they giving you for declining it ?
My first card is from February with $1800 CL I got amex and discover 2 months ago but all they see is amex with 2500 CL and they gave me 4500 on freedom which is already more than all my cards that they see combined and SP requires 5K min. and they can't approve me for any more credit even if I were to transfer from freedom it wouldn't be enough
I wonder what people who type "u" instead of "you" do with all their free time.

Offline eli.f

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Re: Chase Reconsideration
« Reply #7054 on: January 01, 2015, 12:48:27 AM »
My first card is from February with $1800 CL I got amex and discover 2 months ago but all they see is amex with 2500 CL and they gave me 4500 on freedom which is already more than all my cards that they see combined and SP requires 5K min. and they can't approve me for any more credit even if I were to transfer from freedom it wouldn't be enough
It's tough to get approved if you don't have credit to move.
How long do you have your amex for? After 60 days from opening, you can request a 3X CLI without a pull. Run a search. If you don't get more credit from Chase by then, at least they'll see that you have 7.5K on your AMEX.

Offline avromie7

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Re: Chase Reconsideration
« Reply #7055 on: January 01, 2015, 12:54:59 AM »
It's tough to get approved if you don't have credit to move.
How long do you have your amex for? After 60 days from opening, you can request a 3X CLI without a pull. Run a search. If you don't get more credit from Chase by then, at least they'll see that you have 7.5K on your AMEX.
I don't really need it although last month It would have been useful I spent over 3k and kept paying it off but now I don't have much left to meet the 5k spend threshold and I have other spend thresholds to meet so I'm not using it unless I want the protection or amex offers but it may be helpful for next time although now they won't see it but I can try mentioning it and see what happens
I wonder what people who type "u" instead of "you" do with all their free time.

Offline eli.f

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Re: Chase Reconsideration
« Reply #7056 on: January 01, 2015, 12:58:10 AM »
I don't really need it although last month It would have been useful I spent over 3k and kept paying it off but now I don't have much left to meet the 5k spend threshold and I have other spend thresholds to meet so I'm not using it unless I want the protection or amex offers but it may be helpful for next time although now they won't see it but I can try mentioning it and see what happens
If they're willing to give you more credit, take it. It will also be helpful for AMEX recon.
BTW: using more than your CL is not recommended. Even if you pay it off.
See here (DDMS).

Offline avromie7

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Re: Chase Reconsideration
« Reply #7057 on: January 01, 2015, 01:02:44 AM »
If they're willing to give you more credit, take it. It will also be helpful for AMEX recon.
BTW: using more than your CL is not recommended. Even if you pay it off.
See here (DDMS).
Thanks I didn't realize and thanks for ask your help
I wonder what people who type "u" instead of "you" do with all their free time.

Offline avromie7

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Re: Chase Reconsideration
« Reply #7058 on: January 01, 2015, 02:14:14 PM »
It's tough to get approved if you don't have credit to move.
How long do you have your amex for? After 60 days from opening, you can request a 3X CLI without a pull. Run a search. If you don't get more credit from Chase by then, at least they'll see that you have 7.5K on your AMEX.
just HUCA'd 3 times and all 3 reps said since it was already reconsidered so many times they can't recon again any chance HUCA will help?
I wonder what people who type "u" instead of "you" do with all their free time.

Offline eAge

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Re: Chase Reconsideration
« Reply #7059 on: January 01, 2015, 02:16:35 PM »

just HUCA'd 3 times and all 3 reps said since it was already reconsidered so many times they can't recon again any chance HUCA will help?
What's up with the SM?