Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2447973 times)

Offline Eliyohu

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2015
  • Posts: 1028
  • Total likes: 83
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Chase Reconsideration
« Reply #12160 on: November 19, 2018, 04:02:44 PM »
I'm 4/24, I applied for Ink preferred, capital one spark (and an amex business..) got approved for the spark and amex. Denied for ink due to 5/24.. being Citi is reporting an AU as a reg user.. even if I dispute with Experian (which I don't know if it works) if they pull again I'll for sure be 5/24 due to the spark.. any ideas?

Offline as2

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Mar 2013
  • Posts: 5723
  • Total likes: 917
  • DansDeals.com Hat Tips 24
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #12161 on: November 19, 2018, 04:12:59 PM »


I'm 4/24, I applied for Ink preferred, capital one spark (and an amex business..) got approved for the spark and amex. Denied for ink due to 5/24.. being Citi is reporting an AU as a reg user.. even if I dispute with Experian (which I don't know if it works) if they pull again I'll for sure be 5/24 due to the spark.. any ideas?

Call chase recon and tell them the citi card is an AU.
Memories last forever, make them while you can.

Offline Eliyohu

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2015
  • Posts: 1028
  • Total likes: 83
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Chase Reconsideration
« Reply #12162 on: November 19, 2018, 04:16:40 PM »

Call chase recon and tell them the citi card is an AU.
Thanks
I'll huca again.. the reps I spoke to so far are claiming being that it appears as my card they can't reconsider I need to dispute with Experian..

Offline as2

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Mar 2013
  • Posts: 5723
  • Total likes: 917
  • DansDeals.com Hat Tips 24
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #12163 on: November 19, 2018, 04:19:09 PM »
Thanks
I'll huca again.. the reps I spoke to so far are claiming being that it appears as my card they can't reconsider I need to dispute with Experian..
Definitely HUCA. Make sure to tell them that you aren't financially responsible for it.
Memories last forever, make them while you can.

Offline shmielyosef

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Dec 2016
  • Posts: 399
  • Total likes: 9
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #12164 on: November 19, 2018, 05:35:02 PM »
Are the fax numbers in the wiki updated?
And any difference which one to fax to?

Offline Mo2

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: May 2013
  • Posts: 640
  • Total likes: 77
  • DansDeals.com Hat Tips 4
  • Gender: Male
    • View Profile
  • Location: USA
Re: Chase Reconsideration
« Reply #12165 on: November 20, 2018, 10:41:50 PM »
Applied last night for the ink cash and got a pending, called the number for application status and it said 30 days  called again today and it said approved.  Not recon needed. I used my name, sole proprietor and social. listed business annual revenue as 12k. Was approved for 7k limit.

Side question,  does 2/3BM work with Chase business cards? (Or any business cards from other brands?)
Not that it will make a big difference for me as I have a hard time reaching the min spend and don't have time anymore for MF. 
Common sense is not a gift, it is a punishment.
Because you have to deal with everyone who doesn't have it.

Offline ralf

  • Dansdeals Gold Elite
  • ***
  • Join Date: May 2015
  • Posts: 109
  • Total likes: 0
  • DansDeals.com Hat Tips 3
    • View Profile
Re: Chase Reconsideration
« Reply #12166 on: November 21, 2018, 01:33:16 AM »
applied for chase united mpx -approved
a few minutes later sapphire reserve - approved
i got the sapphire reserve in the mail, now it says online that my account is closed. rep said too many cards opened blah blah blah. any chance in getting it reopened?

Offline as2

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Mar 2013
  • Posts: 5723
  • Total likes: 917
  • DansDeals.com Hat Tips 24
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #12167 on: November 21, 2018, 07:54:17 AM »
applied for chase united mpx -approved
a few minutes later sapphire reserve - approved
i got the sapphire reserve in the mail, now it says online that my account is closed. rep said too many cards opened blah blah blah. any chance in getting it reopened?
Call recon. HUCA
Memories last forever, make them while you can.

Offline yg1836

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Mar 2014
  • Posts: 278
  • Total likes: 14
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Los Angeles
Re: Chase Reconsideration
« Reply #12168 on: November 22, 2018, 09:02:33 AM »
Ahh. Then not sure. Probably not too big of a deal if otherwise u donít have too many recent inquiries
well they considered it as a duplicate application and now require me to wait approximately 30 days since my last application.....smh

Offline shmielyosef

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Dec 2016
  • Posts: 399
  • Total likes: 9
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #12169 on: November 22, 2018, 09:15:09 AM »
well they considered it as a duplicate application and now require me to wait approximately 30 days since my last application.....smh
How long was it between the first and second apps?

Offline yg1836

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Mar 2014
  • Posts: 278
  • Total likes: 14
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Los Angeles
Re: Chase Reconsideration
« Reply #12170 on: November 22, 2018, 10:48:11 AM »
20 days

Offline ruv

  • Dansdeals Gold Elite
  • ***
  • Join Date: Oct 2017
  • Posts: 184
  • Total likes: 30
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Brooklyn
Re: Chase Reconsideration
« Reply #12171 on: November 23, 2018, 11:35:45 AM »
Have the 2 weeks message for 10 days now, letís see what happens.

Offline MrKaplan

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jan 2017
  • Posts: 330
  • Total likes: 27
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: DDF
Re: Chase Reconsideration
« Reply #12172 on: November 23, 2018, 02:40:54 PM »
Have the 2 weeks message for 10 days now, letís see what happens.
What card?

Offline ruv

  • Dansdeals Gold Elite
  • ***
  • Join Date: Oct 2017
  • Posts: 184
  • Total likes: 30
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Brooklyn
Re: Chase Reconsideration
« Reply #12173 on: November 23, 2018, 03:32:26 PM »
Sapphire preferred.

Offline grodnoking

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Nov 2014
  • Posts: 5931
  • Total likes: 767
  • DansDeals.com Hat Tips 17
    • View Profile
Re: Chase Reconsideration
« Reply #12174 on: November 25, 2018, 11:50:18 AM »
Applied for a card, got message that they will inform me when they can if I've been accepted.  Called recon, but they couldn't pull up application with my SS or name. What gives?
I'm not who you think I am.

Offline as2

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Mar 2013
  • Posts: 5723
  • Total likes: 917
  • DansDeals.com Hat Tips 24
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #12175 on: November 25, 2018, 12:54:25 PM »
Applied for a card, got message that they will inform me when they can if I've been accepted.  Called recon, but they couldn't pull up application with my SS or name. What gives?
Did you try the automated system? Maybe wait it out a bit.
Memories last forever, make them while you can.

Offline brodes18

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Feb 2015
  • Posts: 499
  • Total likes: 34
  • DansDeals.com Hat Tips 4
    • View Profile
  • Location: Brooklyn
  • Programs: SPG Platinum, Marriott Platinum Elite, UA 1K, AA Platinum
Re: Chase Reconsideration
« Reply #12176 on: November 25, 2018, 05:29:45 PM »
Applied for Hyatt & United Exp on the same day. Got a call from Chase the next day to confirm my info and drop my limit on another card to get approved for the United. Next day I notice that the Hyatt got approved on it's own.

Now I get a letter before the card even arrived saying account has been closed for too many accounts opened recently and sufficient credit available with Chase.

I have only opened these two accounts this year (in addition to reserve 20 months ago.) I'm going to call recon tomorrow, but this system seems a bit broken. Any advice?

Offline chayal101

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Oct 2013
  • Posts: 917
  • Total likes: 137
  • DansDeals.com Hat Tips 2
  • Gender: Female
    • View Profile
Re: Chase Reconsideration
« Reply #12177 on: November 25, 2018, 05:39:50 PM »


Applied for Hyatt & United Exp on the same day. Got a call from Chase the next day to confirm my info and drop my limit on another card...

Based on the recent posts it seems that chase is seriously cracking down and it's getting worse with each day...
Chaya L.

Offline grodnoking

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Nov 2014
  • Posts: 5931
  • Total likes: 767
  • DansDeals.com Hat Tips 17
    • View Profile
Re: Chase Reconsideration
« Reply #12178 on: November 25, 2018, 06:18:27 PM »
Applied for Hyatt & United Exp on the same day. Got a call from Chase the next day to confirm my info and drop my limit on another card to get approved for the United. Next day I notice that the Hyatt got approved on it's own.

Now I get a letter before the card even arrived saying account has been closed for too many accounts opened recently and sufficient credit available with Chase.

I have only opened these two accounts this year (in addition to reserve 20 months ago.) I'm going to call recon tomorrow, but this system seems a bit broken. Any advice?
Any other reasons besides to many accounts? I got similar wording as one of the reasons on my first shut down (my second Chase card ever), got another reason and fought with them directly and the  cfpb and they reopened it. (Fought both fronts at once, thou I believe the cfpb complaint was what opened it).
I'm not who you think I am.

Offline zagguru

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2014
  • Posts: 3113
  • Total likes: 171
  • DansDeals.com Hat Tips 70
    • View Profile
Re: Chase Reconsideration
« Reply #12179 on: November 25, 2018, 06:26:46 PM »
Applied for Hyatt & United Exp on the same day. Got a call from Chase the next day to confirm my info and drop my limit on another card to get approved for the United. Next day I notice that the Hyatt got approved on it's own.

Now I get a letter before the card even arrived saying account has been closed for too many accounts opened recently and sufficient credit available with Chase.

I have only opened these two accounts this year (in addition to reserve 20 months ago.) I'm going to call recon tomorrow, but this system seems a bit broken. Any advice?

All your chase accounts? Or just the ones you applied for?