Author Topic: credit score (Read 973303 times)

rileywiles23 · « **Reply #2760 on:** April 06, 2016, 08:38:13 PM »

My bro. got declined for SP, due to 5/24 and only 3 of them were primary.

David Smith · « **Reply #2761 on:** April 06, 2016, 08:49:16 PM »

Quote from: rileywiles23 on April 06, 2016, 08:38:13 PM

My bro. got declined for SP, due to 5/24 and only 3 of them were primary.

PUPTAC, HUCA. As mentioned, the system doesn't differentiate.

rileywiles23 · « **Reply #2762 on:** April 06, 2016, 08:53:13 PM »

Quote from: David Smith on April 06, 2016, 08:49:16 PM

PUPTAC, HUCA. As mentioned, the system doesn't differentiate.

I did more them once. Each rep. said there is no recon. possible if the reason is 5/24.

mochjas · « **Reply #2763 on:** April 06, 2016, 10:57:58 PM »

Quote from: rileywiles23 on April 06, 2016, 08:53:13 PM

I did more them once. Each rep. said there is no recon. possible if the reason is 5/24.

try closing the au and disputing it from your report

Zalc · « **Reply #2764 on:** April 06, 2016, 11:07:14 PM »

Quote from: Square on April 06, 2016, 10:28:23 PM

freecreditreport.com is free Experian credit report every 30 days.

Is this a new thing?
What useful info does it include?

I know there is no score, but if this gives the same info the credit karma gives, just for EX, it could be very useful...

noturbizniss · « **Reply #2765 on:** April 07, 2016, 12:23:34 AM »

Quote from: Zalc on April 06, 2016, 11:07:14 PM

Is this a new thing?
What useful info does it include?

I know there is no score, but if this gives the same info the credit karma gives, just for EX, it could be very useful...

Experian $1 trial is churnable. Use citi virtual cc

Mordyk · « **Reply #2766 on:** April 07, 2016, 11:34:40 AM »

i see two pulls on my experian report. i recently changed from optimum to verizon and verizon pulled and direct tv pulled. i dont use direct tv. is this a hard pull?

chinagel · « **Reply #2767 on:** April 07, 2016, 11:36:59 AM »

Quote from: Mordyk on April 07, 2016, 11:34:40 AM

i see two pulls on my experian report. i recently changed from optimum to verizon and verizon pulled and direct tv pulled. i dont use direct tv. is this a hard pull?

shouldnt be. where did u get ur cr from

Mordyk · « **Reply #2768 on:** April 07, 2016, 11:39:22 AM »

Quote from: chinagel on April 07, 2016, 11:36:59 AM

shouldnt be. where did u get ur cr from

creditcheck total

chinagel · « **Reply #2769 on:** April 07, 2016, 11:46:24 AM »

Quote from: Mordyk on April 07, 2016, 11:39:22 AM

creditcheck total

dont know them. they dont show if its hard or soft?

Mordyk · « **Reply #2770 on:** April 07, 2016, 11:48:40 AM »

Quote from: chinagel on April 07, 2016, 11:46:24 AM

dont know them. they dont show if its hard or soft?

No

Zalc · « **Reply #2771 on:** April 07, 2016, 12:14:23 PM »

Quote from: Mordyk on April 07, 2016, 11:34:40 AM

i see two pulls on my experian report. i recently changed from optimum to verizon and verizon pulled and direct tv pulled. i dont use direct tv. is this a hard pull?

Try seeing if credit.com shows them on the experian info they give you.

Or churn the $1 experian trial and get the actual report.

Mordyk · « **Reply #2772 on:** April 07, 2016, 12:57:40 PM »

Quote from: Zalc on April 07, 2016, 12:14:23 PM

Try seeing if credit.com shows them on the experian info they give you.

Or churn the $1 experian trial and get the actual report.

is credit.com accurate? because it is giving me a credit score about 60 points higher than amex and barclaycard

Zalc · « **Reply #2773 on:** April 07, 2016, 12:58:33 PM »

Quote from: Mordyk on April 07, 2016, 12:57:40 PM

is credit.com accurate? because it is giving me a credit score about 60 points higher than amex and barclaycard

Fake score, but real experian data about pulls and accounts IIRC.

Mine is 30 higher than what Amex gives as well

Der Deutsche Jude · « **Reply #2774 on:** April 09, 2016, 11:26:35 PM »

Does anyone here mind PMing me to answer a personal credit score question. TIA

JTZ · « **Reply #2775 on:** April 11, 2016, 10:47:43 AM »

Quote from: Der Deutsche Jude on April 09, 2016, 11:26:35 PM

Does anyone here mind PMing me to answer a personal credit score question. TIA

What is the question?

noturbizniss · « **Reply #2776 on:** April 13, 2016, 07:15:44 AM »

If a cc closed yesterday (I see statement online now), however CK report is still showing the prior balance (report was updated just now), does tht mean the statement may not be reported to CB's yet? I want to ensure EX is updated before i apply for a card, but if CK is a good measuring stick, ill wait a day or 2 before getting EX trial.

Basically my question is how long after a statement closes will the CR be updated.

Mendelssohn · « **Reply #2777 on:** April 13, 2016, 09:10:01 AM »

Quote from: noturbizniss on April 13, 2016, 07:15:44 AM

If a cc closed yesterday (I see statement online now), however CK report is still showing the prior balance (report was updated just now), does tht mean the statement may not be reported to CB's yet? I want to ensure EX is updated before i apply for a card, but if CK is a good measuring stick, ill wait a day or 2 before getting EX trial.

Basically my question is how long after a statement closes will the CR be updated.

It just hasn't updated yet. There is no way to tell when it will report to EX from CK though.

IME, most of the time EX updates in 1-2 days, EQ a day or two later and TU up to a week from the statement closing.

JTZ · « **Reply #2778 on:** April 13, 2016, 09:29:53 AM »

Quote from: Mendelssohn on April 13, 2016, 09:10:01 AM

IME, most of the time EX updates in 1-2 days, EQ a day or two later and TU up to a week from the statement closing.

Is this also based on CC issuer.

Mendelssohn · « **Reply #2779 on:** April 13, 2016, 09:31:20 AM »

Quote from: JTZ on April 13, 2016, 09:29:53 AM

Is this also based on CC issuer.

Not IME.

They report to all 3 the same day. They tend to update in that order for me for all issuers.

TU has antiquated technology.

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Author Topic: credit score (Read 973303 times)