Author Topic: Chase Sapphire Preferred 100K offer!!  (Read 93563 times)

Offline SwellCindy

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Re: Chase Sapphire Preferred 100K offer!!
« Reply #260 on: July 02, 2021, 12:06:48 PM »
How risky is it to apply for CSP and United Quest at the same time, as risky as MDD, or less? Well below 5/24 but afraid of messing with Chase...

Offline Kobe Bryant

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Re: Chase Sapphire Preferred 100K offer!!
« Reply #261 on: July 02, 2021, 12:39:25 PM »
How risky is it to apply for CSP and United Quest at the same time, as risky as MDD, or less? Well below 5/24 but afraid of messing with Chase...
Why do you believe there is any risk?

Offline Dan

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Re: Chase Sapphire Preferred 100K offer!!
« Reply #262 on: July 02, 2021, 12:42:12 PM »
No risk.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Davidthebest

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Re: Chase Sapphire Preferred 100K offer!!
« Reply #263 on: July 02, 2021, 12:52:10 PM »
How risky is it to apply for CSP and United Quest at the same time, as risky as MDD, or less? Well below 5/24 but afraid of messing with Chase...
The risk is only that the system might auto reject both applications since it catches that you are submitting 2 applications at once.  So you might have to call in and manually get it approved.

Offline Davidthebest

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Re: Chase Sapphire Preferred 100K offer!!
« Reply #264 on: July 02, 2021, 12:54:18 PM »
First time that I actually had chase approving me for the sapphire with credit line transfer without even discussing it with me even.

Applied.  Went pending. A week later approved for 5k credit line. A few days later I receive a later saying they shifted credit from a different card in order to approve this one. Never knew that they can do it without offering it first.

Offline SwellCindy

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Re: Chase Sapphire Preferred 100K offer!!
« Reply #265 on: July 02, 2021, 01:07:33 PM »
Why do you believe there is any risk?

I was under the impression the CC cos take it as trying to game the system, glad to hear it's not risky. What are odds of approval if FICO is approx 740?

Offline TimT

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Re: Chase Sapphire Preferred 100K offer!!
« Reply #266 on: July 02, 2021, 01:33:18 PM »
First time that I actually had chase approving me for the sapphire with credit line transfer without even discussing it with me even.

Applied.  Went pending. A week later approved for 5k credit line. A few days later I receive a later saying they shifted credit from a different card in order to approve this one. Never knew that they can do it without offering it first.
Same thing here. First
Got the 7-10 business days message
Today I get a letter that they shifted credit to approve the card. Online it’s already showing AF. The only thing I don’t have yet is the actual card.

Offline Jellybelly

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Re: Chase Sapphire Preferred 100K offer!!
« Reply #267 on: July 05, 2021, 08:45:19 AM »
I just paid my bill, when should I expect my points to show up in my acct?

Online Yehuda57

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Re: Chase Sapphire Preferred 100K offer!!
« Reply #268 on: July 05, 2021, 12:56:19 PM »
First time that I actually had chase approving me for the sapphire with credit line transfer without even discussing it with me even.

Applied.  Went pending. A week later approved for 5k credit line. A few days later I receive a later saying they shifted credit from a different card in order to approve this one. Never knew that they can do it without offering it first.

I didn't have a credit transfer, but they did increase the limit on my existing card at the same time as approving the sapphire without me asking if even mentioning it.

Offline confu

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Re: Chase Sapphire Preferred 100K offer!!
« Reply #269 on: July 05, 2021, 02:09:05 PM »
anyone know if you book travel, downgrade, then upgrade, do you retain travel related benefits?

Offline Cat18

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Re: Chase Sapphire Preferred 100K offer!!
« Reply #270 on: July 06, 2021, 12:22:45 PM »
Am currently at 4/24, and not wanting to waste a credit pull, I figured to apply for the ink cash card followed by the preferred card, because if do in reverse order will get auto rejected as will be at 5/24 (assuming approved for preferred).

Good strategy?

Little worried about this idea in case get approved for ink cash (1st application) but get rejected for preferred (card I really want).

Legit concern?



« Last Edit: July 06, 2021, 12:28:34 PM by Cat18 »

Offline S209

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Re: Chase Sapphire Preferred 100K offer!!
« Reply #271 on: July 06, 2021, 12:25:09 PM »
Am currently at 4/24, and not wanting to waste a credit pull, I figured to apply for the ink cash card followed by the preferred card, because if do in reverse order will get auto rejected as will be at 5/24 (assuming approved for preferred).

Little worried about this idea in case get approved for ink cash (1st application) but get rejected for preferred. Legit concern?
What are you worried about? The Ink application shouldn’t affect the Sapphire application.
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Offline Cat18

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Re: Chase Sapphire Preferred 100K offer!!
« Reply #272 on: July 06, 2021, 12:26:49 PM »
What are you worried about? The Ink application shouldn’t affect the Sapphire application.

Chase telling me that since they just approved me for 1 card (issuing me credit), they can’t do the same so soon.

Offline Dan

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Re: Chase Sapphire Preferred 100K offer!!
« Reply #273 on: July 06, 2021, 12:32:25 PM »
Chase telling me that since they just approved me for 1 card (issuing me credit), they can’t do the same so soon.
2 cards is still doable.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline S209

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Re: Chase Sapphire Preferred 100K offer!!
« Reply #274 on: July 06, 2021, 09:48:42 PM »
Chase telling me that since they just approved me for 1 card (issuing me credit), they can’t do the same so soon.
If they would claim that you could just move over credit from another card.
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Offline coffeebean

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Re: Chase Sapphire Preferred 100K offer!!
« Reply #275 on: July 07, 2021, 03:31:31 PM »
Has Chase recently become more strict on credit applications? My brother with over a year of credit, a score of 750, and a very small credit line just got denied.

Offline Joel

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Re: Chase Sapphire Preferred 100K offer!!
« Reply #276 on: July 07, 2021, 03:40:52 PM »
Has Chase recently become more strict on credit applications? My brother with over a year of credit, a score of 750, and a very small credit line just got denied.
In order to be approved for CSP you need to get a CL of 5k if Chase does not see a decent CL with another bank they will deny you just because they cant give you 5k while they will approve you for a freedom with 2k CL.

Offline coffeebean

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Re: Chase Sapphire Preferred 100K offer!!
« Reply #277 on: July 07, 2021, 03:42:11 PM »
In order to be approved for CSP you need to get a CL of 5k if Chase does not see a decent CL with another bank they will deny you just because they cant give you 5k while the will approve you for a freedom
Will reconsideration help?

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Re: Chase Sapphire Preferred 100K offer!!
« Reply #278 on: July 07, 2021, 03:42:35 PM »
In order to be approved for CSP you need to get a CL of 5k if Chase does not see a decent CL with another bank they will deny you just because they cant give you 5k while they will approve you for a freedom with 2k CL.
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Offline Joel

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Re: Chase Sapphire Preferred 100K offer!!
« Reply #279 on: July 07, 2021, 03:43:32 PM »
Someone got a email with a apply by date of July 17..
I still believe offer will end July 17 makes sense with the refresh coming the following month