Yes, do a 2 or 3 bm. No reason to sign up for the Ink cash, get the Ink preferred and then downgrade to the cash later, the increased sign up bonus easily makes it worth the $95. Also it probably makes more sense to get something other than the FU unless you already have the CSP, CSR and UA.
Was not thinking, yes it makes a lot more sense to sign up for the chase ink preferred which has the 80,000 sign up bonus and then downgrade, only reason I'm wanting to go for the FU was because I got the offer for $325 after spending $500, and again going for the sapphire reserve is probably a better choice for the 5th card, besides for the rebate you get on booked flights with ur, getting a 50% or 25% back, there's also a credit to be used towards travel, whats the amount these days?(assuming it didn't change.)
Would go for the CSR vs the CSP because of the AF, unless I close right away, that way I can avoid the AF, as the airline credit is once every anniversary so there would be no point in having the card open unless I'm plan on flying alot.
Thanks
@mmgfarb And yes have the freedom,ua, and the ba which was closed.