Regarding the sign up bonus offer I got it a year ago and now they want 175$ for the membership fee! So I chatted with representatives saying how I can't afford to pay that and they all told me that no no no, so after all that I said can I speak to a specialist in cards to know which cards to transfer to with no annual fee or a lower one,so in the conversation I somehow got her to give me an offer of either 50$ credit now and an additional 50$ if I make purchases of 500$ in 60 days! Or I was offered 7500 MR....so I took the cash,was wondering, is that there steady offer after fighting with them or would I be able to get them to give me a full refund (meaning waive the 175$ annual fee) thanks in advance!