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5% categories for fourth quarter of 2017:
Dept. stores and Walmart

There are three possibilities for how many points are earned. In the following examples, the effective rates are assuming you cash out the points for 1 cent each, but if you can transfer them to Sapphire Preferred or Ink, the effective rate could be much higher.
  • Cardholders without a Chase checking account
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 1 point, an effective rate of 1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points, an effective rate of 5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points, an effective rate of 5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points, an effective rate of 5%.
  • Cardholders with a Chase checking account in older program
    1 base point per dollar plus 10% of the base points plus 10 points per transaction for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 11.1 points, an effective rate of 11.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 61 points, an effective rate of 6.1%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 520 points, an effective rate of 5.2%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7660 points, an effective rate of 5.11%.
  • Cardholders with a Chase checking account in newer program
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories. Annual bonus of 10% of the total of base and bonus points (until February 2016).
    Example 1: Spend $1 on a parking meter. Earn 1 point on the next statement and .1 points at year's end, an effective rate of 1.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points on the next statement and 5 points at year's end, an effective rate of 5.5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points on the next statement and 50 points at year's end, an effective rate of 5.5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points on the next statement and 750 points at year's end, an effective rate of 5.5%.

« Last edited by jj1000 on March 14, 2018, 12:39:32 PM »

Author Topic: Chase Freedom Master Thread  (Read 379918 times)

Offline ludmila

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Re: Chase Freedom Master Thread
« Reply #2700 on: March 04, 2019, 03:21:45 AM »
here
I tried, but I still can't figure it out.
I was the Best,still the Best, and will always be the Best.
Pele Good,Maradona Better, George Best.

Offline User6669

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Re: Chase Freedom Master Thread
« Reply #2701 on: March 04, 2019, 03:40:38 AM »
https://www.dansdeals.com/points-travel/milespoints/chase-freedom-freedom-unlimited-10x-bonus-category-hotels-added-march/

clear from dan that there is a way to ms this, just dont know how. I have  a bunch of  cards and could really do well if i knew the secret
What happens if you make a refundable booking, wait for bonus to post, and cancel. Will they clawback the bonus?
".איזהו חכם, הלומד מכל אדם"

Offline myi

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Re: Chase Freedom Master Thread
« Reply #2702 on: March 04, 2019, 12:50:24 PM »
What happens if you make a refundable booking, wait for bonus to post, and cancel. Will they clawback the bonus?
That's the same with the bonus offer for any card.
 PGFHGS...
Don't try to be someone else , be who you are because everyone else is taken.

Offline sky121

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Re: Chase Freedom Master Thread
« Reply #2703 on: March 14, 2019, 12:25:58 PM »
Liking the groceries for Q2.
Just in time for Pesach.
"Not all who wander are lost"

Offline Naftuli19

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Re: Chase Freedom Master Thread
« Reply #2704 on: March 14, 2019, 12:28:04 PM »
Liking the groceries for Q2.
Just in time for Pesach.
+5
Hated the the Q1 bonus it all goes thru my business...
Sometimes You Will Never Know the True Value of A Moment Until It's Become A Memory...

Offline Miracle

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Re: Chase Freedom Master Thread
« Reply #2705 on: April 18, 2019, 09:33:06 AM »
Sorry if wrong thread to ask question. This is time-sensitive..
I need to downgrade my chase sapphire preferred card and I am eligible to either the freedom UR or freedom unlimited. What is a better option for me? I don't have any freedom cards. Just the regular sapphire no annual fee card. Please reply ASAP as I need to downgrade today.

Also, should I combine points with my non annual ink biz card before I downgrade or do it before?
thanks

Online Joel

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Re: Chase Freedom Master Thread
« Reply #2706 on: April 18, 2019, 09:37:32 AM »
Sorry if wrong thread to ask question. This is time-sensitive..
I need to downgrade my chase sapphire preferred card and I am eligible to either the freedom UR or freedom unlimited. What is a better option for me? I don't have any freedom cards. Just the regular sapphire no annual fee card. Please reply ASAP as I need to downgrade today.

Also, should I combine points with my non annual ink biz card before I downgrade or do it before?
thanks
Depending if you can maximize the Quarterly x5. If not just go for the unlimited.

Offline Miracle

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Re: Chase Freedom Master Thread
« Reply #2707 on: April 18, 2019, 09:46:42 AM »
Depending if you can maximize the Quarterly x5. If not just go for the unlimited.
Joel, thanks for your reply.
I live in Jerusalem, so I am not sure if i can maximize on the 5x.
Additional question: Does it make a difference what I choose now - would it ruin chances of me getting a bonus on future applications?

Online Joel

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Re: Chase Freedom Master Thread
« Reply #2708 on: April 18, 2019, 10:10:03 AM »


Joel, thanks for your reply.
I live in Jerusalem, so I am not sure if i can maximize on the 5x.
Additional question: Does it make a difference what I choose now - would it ruin chances of me getting a bonus on future applications?

If you live in outside of the US then on the freedom unlimited you will pay foreign transaction fee. Maybe you should keep the sapphire since it doesn't have any foreign transaction fees.

Offline Miracle

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Re: Chase Freedom Master Thread
« Reply #2709 on: April 18, 2019, 10:14:00 AM »

If you live in outside of the US then on the freedom unlimited you will pay foreign transaction fee. Maybe you should keep the sapphire since it doesn't have any foreign transaction fees.
I don't have to use it while here, or i can use  it online purchases.
Does it make a difference what I choose now - would it ruin chances of me getting a bonus on future applications?

Online Joel

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Re: Chase Freedom Master Thread
« Reply #2710 on: April 18, 2019, 10:30:16 AM »
I don't have to use it while here, or i can use  it online purchases.
Does it make a difference what I choose now - would it ruin chances of me getting a bonus on future applications?
   Sign-Up Bonus Restrictions – While you may need to talk with a banker at Chase to receive an approval, it’s much less restrictive than Amex if you choose to come back to a card that you've previously held. The majority of Chase products state you can earn the bonus again 24 months after you last received it, as long as you're not a current cardmember of that product.

    “This product is not available to either (i) current cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months.”

Online Joel

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Re: Chase Freedom Master Thread
« Reply #2711 on: April 18, 2019, 10:32:16 AM »


I believe if you didn't receive the bonus you just need to close or switch to freedom before applying if you had the card.

   Sign-Up Bonus Restrictions – While you may need to talk with a banker at Chase to receive an approval, it’s much less restrictive than Amex if you choose to come back to a card that you've previously held. The majority of Chase products state you can earn the bonus again 24 months after you last received it, as long as you're not a current cardmember of that product.

    “This product is not available to either (i) current cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months.”


Offline Miracle

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Re: Chase Freedom Master Thread
« Reply #2712 on: April 18, 2019, 10:33:19 AM »
Also, should I combine points with my non annual ink biz card before I downgrade or do it before?

Offline Proisrael

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Re: Chase Freedom Master Thread
« Reply #2713 on: June 13, 2019, 09:16:45 AM »
New bonus categories are Gas/Streaming sites.

Can I get the Gas bonus in Israel?

Online Joel

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Re: Chase Freedom Master Thread
« Reply #2714 on: June 13, 2019, 09:39:44 AM »
New bonus categories are Gas/Streaming sites.

Can I get the Gas bonus in Israel?


You will pay a foreign transaction fee not worth it

Offline Proisrael

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Re: Chase Freedom Master Thread
« Reply #2715 on: June 13, 2019, 09:50:39 AM »
You will pay a foreign transaction fee not worth it

5% back what's the fee? 2/3%?

Offline David R

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Re: Chase Freedom Master Thread
« Reply #2716 on: June 14, 2019, 01:13:31 PM »
5% back what's the fee? 2/3%?
3% of the amount of each transaction in U.S. dollars

Online greatdeals

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Re: Chase Freedom Master Thread
« Reply #2717 on: October 03, 2019, 07:48:25 PM »
any way to transfer ur rewards to partner airlines don't have a sapphire or ink card and really need those points I
am short a few thousand points to book a ticket

Offline ruv

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Re: Chase Freedom Master Thread
« Reply #2718 on: October 04, 2019, 08:08:35 AM »
Upgrade the card to CSR?

Online greatdeals

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Re: Chase Freedom Master Thread
« Reply #2719 on: October 04, 2019, 04:27:39 PM »
any other way besides for upgrading I am short 300 points to book a Southwest flight