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5% categories for fourth quarter of 2017:
Dept. stores and Walmart

There are three possibilities for how many points are earned. In the following examples, the effective rates are assuming you cash out the points for 1 cent each, but if you can transfer them to Sapphire Preferred or Ink, the effective rate could be much higher.
  • Cardholders without a Chase checking account
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 1 point, an effective rate of 1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points, an effective rate of 5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points, an effective rate of 5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points, an effective rate of 5%.
  • Cardholders with a Chase checking account in older program
    1 base point per dollar plus 10% of the base points plus 10 points per transaction for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 11.1 points, an effective rate of 11.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 61 points, an effective rate of 6.1%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 520 points, an effective rate of 5.2%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7660 points, an effective rate of 5.11%.
  • Cardholders with a Chase checking account in newer program
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories. Annual bonus of 10% of the total of base and bonus points (until February 2016).
    Example 1: Spend $1 on a parking meter. Earn 1 point on the next statement and .1 points at year's end, an effective rate of 1.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points on the next statement and 5 points at year's end, an effective rate of 5.5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points on the next statement and 50 points at year's end, an effective rate of 5.5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points on the next statement and 750 points at year's end, an effective rate of 5.5%.

« Last edited by jj1000 on March 14, 2018, 12:39:32 PM »

Author Topic: Chase Freedom Master Thread  (Read 662577 times)

Offline Alexsei

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Re: Chase Freedom Master Thread
« Reply #2860 on: October 15, 2023, 05:56:27 PM »
This quarter, Wholesale clubs like Costco earn 5%.

Would this include Costco gas too?

Thanks.
Gas, fuel, wholesale specialty service purchases such as travel, insurance, cell phone and home improvement will not qualify in this category.
TRUMP better coverage than 5G!

Offline ae123

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Re: Chase Freedom Master Thread
« Reply #2861 on: October 17, 2023, 03:18:30 PM »
Gas, fuel, wholesale specialty service purchases such as travel, insurance, cell phone and home improvement will not qualify in this category.
Thank you.

Offline Dan

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Re: Chase Freedom Master Thread
« Reply #2862 on: October 17, 2023, 03:21:43 PM »
This quarter, Wholesale clubs like Costco earn 5%.

Would this include Costco gas too?

Thanks.
Sure, just use a cash card bought on Freedom.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Iz

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Re: Chase Freedom Master Thread
« Reply #2863 on: December 30, 2023, 06:13:41 PM »
Bingo in Lakewood posting as grocery.

Offline Davidthebest

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Re: Chase Freedom Master Thread
« Reply #2864 on: December 31, 2023, 04:37:51 PM »
If I Make a transaction today with PayPal will it post as 12/31 and still get 5% back?

Offline Gvann

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Re: Chase Freedom Master Thread
« Reply #2865 on: January 01, 2024, 04:23:32 PM »
If I Make a transaction today with PayPal will it post as 12/31 and still get 5% back?

i believe chase is based on when you make the purchase not when it posts but I may be wrong. Amex is based off when it posts

Offline Aviw

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Re: Chase Freedom Master Thread
« Reply #2866 on: March 14, 2024, 09:50:53 AM »

Offline Aviw

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Re: Chase Freedom Master Thread
« Reply #2867 on: March 27, 2024, 04:40:56 PM »
If i make a purchase on the 31st will get 5%?
Is it the transaction date or the posted date?

Offline E R K

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Re: Chase Freedom Master Thread
« Reply #2868 on: March 27, 2024, 10:42:13 PM »
If i make a purchase on the 31st will get 5%?
Is it the transaction date or the posted date?

posted

Offline HudZ

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Re: Chase Freedom Master Thread
« Reply #2869 on: May 10, 2024, 04:56:58 PM »
Just a random piece of info.
Chase started to make their plastic Credit Cards with some sort of white ink for the CC number and the EXP, NAME... Now they don't emboss it and put that silver ink on top.

Imo this is a lot better, as now it won't rub out like it usually did when it was embossed.

(I imagine it's this way with all their plastic Credit Cards, just seeing it now on my Freedom Card which I replaced...)

Offline Jeremiah

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Re: Chase Freedom Master Thread
« Reply #2870 on: September 26, 2024, 01:44:29 PM »
I got email today that they are automatically “upgrading” my freedom to freedom unlimited

Offline HudZ

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Re: Chase Freedom Master Thread
« Reply #2871 on: September 26, 2024, 02:48:57 PM »
I got email today that they are automatically “upgrading” my freedom to freedom unlimited
What if you already have an unlimited?