Author Topic: Misc Credit Card Questions (Read 2237106 times)

Gonna cancel DW gold card due to AF.
Options -
1. Downgrade to green for 5k still available?
2. apply for green 25k, downgrade to green 5k. (Can I have 2 green cards?)

I guess option 2 is better even without the downgrade 25k + no AF first year

DMYD · « **Reply #2888 on:** February 22, 2016, 09:44:37 PM »

1. It's ymmv 2. Yes

Wizard · « **Reply #2889 on:** February 22, 2016, 11:12:45 PM »

Anyone know if there's a Financial Aid loan servicer that accepts automatic CC payment? I know one that doesn't accept CC payments at all and one that accepts CC but you need to call in each month, not automatic... Is there one that allows automatic by CC?

username · « **Reply #2890 on:** February 22, 2016, 11:30:19 PM »

Wizard · « **Reply #2891 on:** February 22, 2016, 11:44:59 PM »

Quote from: username on February 22, 2016, 11:30:19 PM

No.

Are you aware of some that do accept CC when you call in?

D93 · « **Reply #2892 on:** February 23, 2016, 12:14:12 AM »

Quote from: 12HRS on February 22, 2016, 09:43:22 PM

(Can I have 2 green cards?)

Yes

PillanSmye · « **Reply #2893 on:** February 23, 2016, 01:59:38 AM »

Quote from: 12HRS on February 22, 2016, 09:43:22 PM

Gonna cancel DW gold card due to AF.
Options -
1. Downgrade to green for 5k still available?
2. apply for green 25k, downgrade to green 5k. (Can I have 2 green cards?)

I guess option 2 is better even without the downgrade 25k + no AF first year

I recently received a $50 statement credit on the AMEX std Gold as a retention offer.. With a couple AMEX offer throughout the year, this card is still worth keeping to me due to its 20+ year reported age.

PillanSmye · « **Reply #2894 on:** February 23, 2016, 02:04:31 AM »

Quote from: TimT on February 22, 2016, 07:23:31 AM

What happens if you missed your morning coffee ?

Then I missed out on 6 MR's from my PRG at Starbucks

D93 · « **Reply #2895 on:** February 23, 2016, 02:05:26 AM »

Quote from: PillanSmye on February 23, 2016, 01:59:38 AM

I recently received a $50 statement credit on the AMEX std Gold as a retention offer.. With a couple AMEX offer throughout the year, this card is still worth keeping to me due to its 20+ year reported age.

CMIIW, You can downgrade it to Green and keep the reported age.

PillanSmye · « **Reply #2896 on:** February 23, 2016, 02:17:44 AM »

Quote from: D93 on February 23, 2016, 02:05:26 AM

CMIIW, You can downgrade it to Green and keep the reported age.

Yes, but the Green has a $95 AF, and I got the Gold to $75 for the year (after being waived last year) Unless I'm missing something like they'll waive the AF for the downgrade.

I tried for the Sr Green, but was unsuccessful.

Ydad · « **Reply #2897 on:** February 23, 2016, 01:44:40 PM »

Will amex accept a check for payment more than the balance?

emjee · « **Reply #2898 on:** February 23, 2016, 02:15:35 PM »

Quote from: Ydad on February 23, 2016, 01:44:40 PM

Will amex accept a check for payment more than the balance?

Yes. Just like over paying in other ways. But why would you want to do that?

LoLo · « **Reply #2899 on:** February 23, 2016, 02:27:02 PM »

Quote from: Ydad on February 23, 2016, 01:44:40 PM

Will amex accept a check for payment more than the balance?

If you're trying to prepay for a large purchase, it could be an F/R trigger.

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Author Topic: Misc Credit Card Questions (Read 2237106 times)