Any way to have Amex transfer credit from a charge card (PRG) before I close down the card due to annual fee?
I really don't know, I've never heard of this happening, usually with a lot of spending on a new card you either get FRed or you don't.
rep wanted to put me into FR but talked her out of it
Yes, I've never heard of that happening. What number did they call you from?
You don't actually have any credit with a charge card so no.
Try calling a loan gemach maybe and see if you can borrow (they require cosigners usually)
were talking almost 200k...
were talking almost 200k...whats annoying is that ill have the money when bill is due but not before
Ouch.. Maybe call back and be honest about it?
i was gonna do that when i call to reschedule. My question is if I have to tell them anything, I would just call and reschedule a payment.
Regular reps probably won't know anything about it, you should be fine calling to reschedule, the problem might be if the FR team sees that you rescheduled.
how would they find out? do they get an alert or something? is there any chance that they filed my case away in the basement once I scheduled payment?
הלוואי we would know so much about the inner workings of the FR department.
ive had a couple times on new charge cards where they told me i cant spend more till i pay up. no fr